Hi for Money

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Money makes the world go round? Maybe to some people, but definitely we need money to somehow survivie this cruel world.

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Lending or borrowing money. Hmmm sounds intriguing. I know that some of you do lend and borrow money from your family, friends or other people you know. Hey, there's no problem with that. We all do have our needs for everyday life.

However, I know or should I say that we know that most of the time lending or borrowing money can lead to a friendship-over situation.

Let me share a money issue stories

A few days ago...

My friend messaged me and I replied, 'whaaaaaaaaaaat!?' in a funny manner that he can imagine hahahah. Then he asked if I can lend him money, of course I apologized and explain to him that I am a full-time, stay at home mom. I literally don't have my own money to lend someone. Definitely he understands and instead of lending him money I told him that joining Noise.cash or Read.cash may also help him in time. He asked a few questions about the platform too, answered what he needs to do and I hope that he would really check out these two platforms. :)

Last year he messaged me too and asking if he can borrow money. Imagine I was unemployed and pregnant that time so I didn't lend him money because I don't have any hahaha!

For diapers...

I just remembered that one of our former co-workers messaged me if I have spare money. He got short and needs to buy diapers for his baby. Take note, I was still pregnant and unemployed that time. I told him, 'Em, I'm sorry I amjobless and pregnant so I literally have no money to spare. You can ask *** instead.' He still thanked me as a courtesy but at the same time I got annoyed because I kind of knew their lifestyle and his wife. He and his wife basically loves gambling, so even if I have money I still won't lend him. I even told him that he should already teach or potty train his baby. As far as I know, the baby was around 2 to 3 years old that time.

A friend in need, a friend that poofs!

This gorl, let's just name her Laliza, borrowed money from me. Her timing was really amazing.

We were teammates and we also have the same shift schedule. We are also both smokers and usually once our shift ends, we will go to the smoking area for alittle more chitchat before going home.

One time, I got a call one minute before my shift ends and so did she. Her call ended first and mine was still on going, once I put my customer's call on hold she told me that she'll wait for me so we can have a smoke together. I nodded and she waited at the locker area. After my call, I wanted to go home right away. Got my things from the locker and Laliza saw me getting my things and then suddenly asked me if I have extra 1k and she'll pay me on payday. To my surprise and I got annoyed, I reached out a thousand bill and went home straight.

First payday came, she told me to give her more time and will pay on the next payday. Guess what? Yes, she's been making excuses until she wasn't going to the office anymore. I didn't mind because she's a mother of 2 just as long as she keep updating me when she can pay me back. Weeks of not going to the office I've been hearing that she also borrowed money to our other workmates. Ohhh, that time I am pretty positive that she'll not pay me back.

Then today, my friend who's still in that company messaged me.

Honestly, I really can't get over this because the fact that I know her lifestyle too. Gambling, and looks like she has this habit of borrowing money. So yeah, I didn't tell her but she still unfriended me on Facebook. AHAHHAHA

The nerve.

Thoughts?

It's not that I don't lend money to other people, it's just that I don't have money to lend them. There were just a few times that if I have extra on my savings and if someone asks, I can lend some but that doesn't happen quite often.

I also don't lend money to people who I know who has a bad history in lending money or people who have bad habits or lifestyle. Because some people live in debt, they work, earn money, but they will do something that will take them in getting more debt.

Me and my highschool bestfriends don't really borrow money from each other unless it's an emergency and we will make sure that we can pay each other back.

Anyway....

Do you lend money to your friends or you choose people who you lend money to?

What do you do or say if you will or will not lend them money?

Can you share a funny or worse lending story?

Have you lost friends because of money issues?

Share a bit of something on the comments section or post an article. I am sure most people here can relate. :)

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Comments

I've witnessed that situation where my father stop working kasi nag close company na pinapasukan nya and mom also stop working when my little sister is a newborn then my uncle who's my father' brother is pleading to my dad some financial help pero kami din nun is wala kasi nga nagastos na lahat dun sa panganganak at talagang kapos pa pero di talaga ni papa kapatid nya haha so ayun pinautang pa din kahit walang wala na kaasar nga di namn nagbayad hahaha pa smile smile charizz.

$ 0.01
2 years ago

Baka may usapan na sila doon. Masakit lang kapag wala talaga silang usapan about dun.

$ 0.00
2 years ago

I already been in that situation. Yung kapos ako sa pera pero dahil close mo nagmamakaaawa para manghiram naawa naman. Ako Naman yung mabait kahit walang wala na at may kailangan pangbilihin na needs sa bahay o babayaran kinabukasan, nagpahiram Sabi bukas agad ibabalik. Pero wala e walang bumalik kahit chat wala rin anyway it's better to give than to receive.

$ 0.01
2 years ago

Grabe nmn un. Dapat sila ung may alam na di madaling kumita tapos sila pa ganun

$ 0.00
2 years ago

Alam nyo na po na di lahat may hiya may mga tao talagang makapal ang mukha.

$ 0.00
2 years ago

hahah if there is one thing I have learned? wag mag pa utang, at kung mag pa utang man, huwag na umasa na bayaran ka. iyan ang isa sa mga scam sis. haha

$ 0.01
2 years ago

Ay hahahahah oo. Para di tayo masaktan. 🤣🤣🤣🤣

$ 0.00
2 years ago

oo sis, dami ko na pautang na d nagbayad. Kaya now P100 na lng kaya ko ipautang

$ 0.00
2 years ago

Dapat maging mapili tayo sa taong ating papautangin. Kung alam natin na may history na di nagbabayad, ayyy naku red flag na yan. Wag na pautangin at baka ikaw ang mangungunsumi sa huli. Yung sa akin naman kapatid ko ang pinautang ko. Sabi niya babayaran niya sa payday niya. Pinautang ko syempre kapatid at para daw sa gatas ng baby niya. But until now, di pa rin nababayaran. Baka kinalimutan niya. Baka kinalimutan niya na may baby din ako at jobless samantalang siya eh may trabaho. Pero okay na lang. Di ko na lang din sinisingil.

$ 0.01
2 years ago

Nako totoo yan. Kapag kapamilya mo naman dn di mo na din iisipin na minsan di na dn makakabayad. Pero kapag ibang tao talaga pipiliin mo na lang sino papautangin mo eh.

Yung iba naman nagpatong patong na utang, kaya kapag sahod na wala na dn natitira.

$ 0.00
2 years ago

Yan talaga ang di ko gusto sis, yung bigla na lang mag message na manghiram ng pera. Nabiktima na din kasi ako ng mga friends "daw" na manghiram at bukas daw babayaran pero ilang bukas na ang dumaan, ilang months nalang at mag 1 year na nga, wala man lang pasabi. Kaya ayoko na magpautang.

$ 0.01
2 years ago

Hahha si Laliza nga naghappy new year pa saken tapos di daw makalimutan utang ko tapos sabay wala na hahahahaha tinuluyan nang kinalimutan HAHAHAHAHA

$ 0.00
2 years ago

Ayay naku naman,nag year na pala. Ang bilis makautang no? Pero pag bayaran na kakalimutan nalang. Nakakagigil minsan yung mg taong ganyan, hehehe

$ 0.01
2 years ago

Neveragain hahahahaha

$ 0.00
2 years ago

Never again talaga, hahaha. Lesson learned na

$ 0.00
2 years ago

Nako pag di ko gaano ka close tlga kahit may money ako ehhh di ko papahiramin. Mas okay magbigay ng kaya mo ioffer then wag na mag expect pabalik.

$ 0.01
2 years ago

Totoo yan, tska di ko dn alam bakit andaming nagpapakilala sa pera. Jusko kaya kaming mga kaibgan nagaasaran na nappuyat kapag di kami nakabayad or kapag nanghiram ng piso man lang hahaha.

$ 0.00
2 years ago

true kaya ako sis di ako pala utang. ayoko maging mindset ganun at kapag kasi na try ko na eh gagawin ko na yan palagi. nakakatakot at dapat tlga di tayo umaasa kung kani kanino.

$ 0.00
2 years ago

It's not good to lend money on other people especially when you already know that they are saturated in gambling activities.

$ 0.01
2 years ago

That's true. Probably they'll spend it on gambling thinking that they'll win.

$ 0.00
2 years ago

I have this co worker back then na halos lahat ng katrabaho inutangan, there was one time even sa union eh nangutang sya kaya lang may guarantor na kelangan which is from the same company, mejo friendly kasi sya so may pumayag naman ang kaso mo after ilang years di nya nabayaran ang inutang nya so si guarantor ang nagbayad, ayun friendship over na sila. The end.

Maraming ganyan sa fb, mangungumusta sabay pautang😅

$ 0.01
2 years ago

Yan dn minsan kung sino pabibo at friendly friendly may eme yan na ganyan. HAHAHHA.

ANONG KASUNOD SA MARS? --PAUTANG 🤣🤣🤣

$ 0.01
2 years ago

Kaya nga di ba, pag di mo naman pinahiram ikaw pa magmumukhang masama😅

$ 0.00
2 years ago

Same here, I keep in mind that if kaya pa nmn wag muna uutang. Ayoko dn nmn kasi na may iisipin ako sa ganyang bagay parang it will start my mind na I was stuck on that hole d ako mkapag move. Kaya mas mabuti pang bayaran agad pag meron para mka move nmn sa ibang bagay na wlang iniisip.

$ 0.01
2 years ago

Totoo sis. Hanggat kaya pa iwasan, tska dapat utang responsibly

$ 0.00
2 years ago

Dapat kapag nautang sila, alam natin na kung anong date ang sinabi natin dapat bayaran. Ang mahirap kasi uutang pero wala naman talagang pambayad. Nakakahiya rin kasi yun no ate. Hmm.

$ 0.01
2 years ago

Nako di mo dn maiwasan na may madelay. Lalo na sa nangangailangan talaga, pero sa ibang taong nangungutang na lang dahil kinulang ng panluho yun ang di ko tanggap hahaha.

Makakakita ka dn ng ibat ibang klase ng nangungutang kapag nagwowork ka na. Minsan masarap magpautang sa taong alam mong nangangailangan talaga. Kasi naging part ka ng tulong. Wag ka nga lang makakita or makarinig ng mga bagay na di nakabayad kasi pumunta sa kung saan saan or may bagong sapatos HAHAHA.

$ 0.00
2 years ago

Hindi talaga ako masyadong nagpapahiram sis,kasi mahirap pagdating na siningil mo tapos ako pa napahiya.Kaya ang ginagawa ko,nagbibigay na lang ako kung Anong kaya ko,kaysa magpahiram,tapos di ko na pinapabayaran,para wala akong iisipin.

$ 0.01
2 years ago

Sila pa agrabyado kapag singilan na hahahaha. Acting 101 awardee ata sila hahaha.

$ 0.00
2 years ago

Yeah I agree daming nag end na friendship dahil sa utang. Yung friend ko may utang din tas tagal nagbayad. Nung nakabayad na Sabi ni mama wag na pautang ulit pero Kasi friend kami at may Pera Naman din ako nung umutang siya ulit nagalit si mama ko 😅😅

$ 0.01
2 years ago

Nako sis as long as wala namang issue sa bayaran at nakakapagabiso if madedelay basta wag lang tatakbuhan okaya makitaan mo na may bagong gamit HAHAAHA

$ 0.00
2 years ago

Relate ako dito sis, once na may manghiram samin tapos we know na may extra pa naman, nagpapautang kami, kaso natuto na kami, kasi mag promise na bayran on that specific date tapos pag singilin mo madami na excuses, turns out Makita mo nagpost ng mga new things tapos nag "My day" na kumain sa mamahalin na resto, tapos walang pambayad, my god sakit sa bangs.

$ 0.01
2 years ago

JAN AKO NATATAWA SIS! hahahahaha nakakaloka yang ganyan, mangungutang para sa luho na kala mo naman pagbabagsakan sila ng langit kapag di nakapagluho.

$ 0.00
2 years ago

but I hope let money lead us to a positive things. hehe. ang dami ko utang now and unti unti ko nang binabayaran talaga and hopefully, debt free ulit ako hehe

$ 0.01
2 years ago

Nako sis, sorry wala akong against sa mga may utang. Pero yung utang na may dahilan na katanggap tanggap. Lumaki dn kasi kami sa utang pero mostly utang ng nanay ko is pampaaral at pamasahe naming magkakapatid kapag papasok sa school. Magkakasunod kasi kami ng mga ate ko 1yr gap ganun. Kaya nung nakagraduate na kaming tatlo nakaluwagluwag na

$ 0.00
2 years ago

Ako talaga, iniiwasan ko talaga mangutang dahil ayoko ng madming iniisip. Di ako mapakali na may pinagkakautangan..

Pero may mga tao talaga na makakapal ang fez kung mangutang eh😂

$ 0.01
2 years ago

Hanggat maari iiwasan mangutang kasi mas mabigat yung aaraw mong iisipin na may babayaran ka pa.

Malupit yung wala man lang pasabi tapos nanggghost na lang eh

$ 0.00
2 years ago

korek, hay maiinindihan naman kung madelay ang bayad basta nagpaparamdam lang, hahahha

$ 0.00
2 years ago