Start Small, and Continue to Grow

11/02/2021

A million dollar starts with a cent. Just like how a massive fire comes from a little smoke. So yes, you may not notice it, but every tiny efforts you make, can bring about an immense success you do not expect.

I recently monitored my daily expenses again. My, I noticed how irresponsible I've become with my daily expenses, to be specific, my allowance every two weeks. Before the two weeks end, I become short on budget already. Can you believe that? I am doing quite well in saving money online, particularly, crypto ones, but in actual money, I am carefree.

I have $20 budget for travel and food expenses at work for two weeks. That means $10 per week, and $2 per day, because I only work for 5 days a week. That's already enough for me, given I only use 70% of the daily allowance for transport, and the remaining 30% for food is not really always meant for food, because I always bring my own lunch "baon".

Where does this 30% go then? Honestly, I could not tell where that went, because I have been mindless about it. Maybe it went to random bulks of foods bought on certain days of the week, or unplanned online shoppings. Anyway, I'd stop because I am really shaking my head in dismay right now.

Therefore, starting this week, I made sure to be back on the right track. Imma restrict myself from sudden food cravings, or other unplanned expenditures. I started reserving even a small amount for the week so I won't be tempted to spend it on uneccessary stuff.

Let me also share how one of my BCH savings I started a few months back is showing results now. Who knew that $1 per day can grow into an amount enough to celebrate Christmas with the family? I started last August, so it's probably $92 dollars as of the end of October, and it may have increased due to changes in BCH value. But I have promised to spend whatever it may turn out to be on Christmas. Either treat the family to a simple meal together, or buy them random gifts. I know it's a small amount compared to the others' standards, but I still feel happy about it. I promise to start this $1 a day as soon as year 2022 starts. How about that?

This $1 a day savings is actually inspired by the idea of a fellow writer here, Ate @leejhen . Thanks for this, Ate, I learned how to portion a specific amount for a future purposes.

I will wait until the 24th of December, and my Year 2021 $1 savings for Christmas will finally be over.

I have shared these little achievements of mine, because I know, one day I'd look back and see how far I've come. Right now, I am still in the noob stage of growing my crypto portfolio, because I am still in the accumulate-only stage, and explored the trading field very little. As soon as I get my hands and focus on other ways to grow money, then I can be better at growing what I currently hodl through just writing here alone.

It's honestly hard to start. I know it always is, for beginners. It's okay that I am still not taking any actions like how I see others, because I am still worried about the risks. I am still not that brave enough to take big risks. So, I am planning to start with little amounts of investments and ask for the help of our experienced friends here.

How though? I know that in the meantime, it still not doable. I can't even read all the messages weeks old already, due to other stuffs that I do. It may sound like alibis, but I am serious, I can't dedicate even just a few hours to devote myself learning the basics of it. My weekend plans don't always work well because of unexpected events.

Anyway, these are just the random reasons I thought of, on why I feel like I am slow in growing my crypto. As of now, I grow my BCH 100% through read.cash only, or maybe a bit from noise.cash, too, since I can not be always active there. I see others gaining bigger amount of BCH through just trading and staking alone, activities of which I know very little about.

I have asked for these people's pieces of advice, and they always reminded me similar things I always keep into mind:

• You'll never learn unless you try. They learned it by trying it themselves, getting the hang of it overtime, while assessing the risks associated with it;

• DYOR. I know you may have read it at least ten times in this platform alone, especially when you like reading crypto-related articles. DYOR, or Do Your Own Research is a vital tip when it comes to growing our portfolio passively. Only invest in projects you had a proper know-how about, rather than just coming in due to the hype.

• Invest what you can afford to lose. Yes, don't invest an amount that may incredibly affect your mental health when you lose it. In crypto, they said that we should always expect the worst. There are lots of scams, rug pulls, and other major events that have made many people suffered. Let's do our best to not be one of them. As of now, I still haven't gaued that specific amount I am willing to lose, maybe one of the reasons why I could not start im trading, too.

• Ask for assistance. Don't be shy to asl questions. There are experienced traders who are willing to help you out. They can be just a DM away, or they maybe people from around you. I am grateful I am part of a club here who helps each other out in crypto stuff, among others. I can always ask for their help.

These are just SOME of the things I always heard from them, whenever I ask "How do you do this?"

If you are like me, a self-proclaimed small BCH hodler, it's okay. It's fine if we feel that our growth is slow, but it does not end with that. Let's always look for ways to improve, and above all, compete with ourselves, not with others. We may be inspired by them, but don't let that affect our self-trust. We can do it, too. If others can, then yes, I know you know what I am about to say.. why can't I?

Through starting small, we can grow, steadily but surely. Start saving little by little, educate ourselves of other ways to grow and gain more knowledge. I believe we can do it.

Speaking of, do you want to recommend me other ways to grow my BCH? I would always be happy to learn from you! I am not ashamed to say I am a noob in this field, because I am not planning to stay in this title, anyway.

I hope you've gained some insights through this blog of mine. This was also inspired by @Princessbusayo , about finance. It seemed to be a wake up call to me to start being better at handling my semi-monthly budget again, because I've been a bit careless for the past few months. You may read her article here:

• Is Your Savings still Intact?

Fun-filled day..

Well-spent day learning and being reminded of many things again. This plaform is my haven after a tiring day's work.

Okay, I've read the intoduction of this blig again, and I remember the tag line of the #Club1BCH ,

"It's started with a single drop that soon became a river. In this river, hope was born. From this hope rose a raging flood. A tidal wave of change "

Thanks a lot for reading! And also... ehem! Thanks in advance for considering to sponsor me. 😉 I will do my best to not disappoint you.

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To God be The Glory.

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