Blog #36
October 14, 2021
As the pandemic arises, I experience having zero balance in my wallet. In the first month of the pandemic, it was so hard, especially that we can't go out to work. We just stayed at home waiting for the relief goods that will be given by the LGU's.
The first month is a struggle for us who have nothing on our wallets. This pandemic just happen so suddenly, we aren't prepared financially.
Truly when we experience downs in life, that's the time we realize how important some things are just like saving money. Having some savings will help us in many ways.
How important is saving money?
I can say that it's very important because money plays a big role in our lives today. We need money to buy for our daily needs like food And other necessities at home.
Why do we need to save money
For our future- not all the time we have work. Times come that we will retire from it because of our age. We are too old to work already so we need to save money for us to have something to spend when that time comes.
For emergency purposes - Just like this pandemic. I am regretting why I didn't save some. Our first week and months are full of struggles. There were times that we worry about where can we get money to buy for our needs but God is so good that despite this situation we were facing, there are lots of people who shared their blessings with us and for that, I will always be grateful to them and mostly to God. I then promise myself that I should start saving money.
As of today, I started having an emergency fund already. It may not be that big for now but I know that if I keep doing it, I can save more for my future.
Things that I do so I can save
Uninstalling some online shops - I uninstalled Shoppee and Lazada so I won't be tempted to add some things to my cart. As much as I wanted to buy something in those apps during the sales day but I stop and control myself not to install it again.
Exploring the crypto world - I am not a risk-taker person that's why I didn't explore cryptocurrencies for a long time ago. But since I was inspired by those people who have save a lot on their wallets, so I tried taking risks. Buying tokens, staking, and farming so I will gain profits. I just realized that it's more profitable to invest my money in crypto than just to let it be in my wallet.
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I have realized the importance of savings when I had my first surgery but still I did not learned from it. Then comes my mom's hospitalization and my second surgery. Same thing, I did not have any savings because I was still paying up my debt up to this day. I promised myself that I would really save for the future. My dad's savings have been zero during those last 2 hospitalization as it happened a year apart. 😔