Being a mother is my greatest achievement in life. I never thought that I would reach a point wherein my lifeline is my son. As I have shared how our first three months together had been mixed emotions and full of anxieties (burping him, giving bathe and most of all breastfeeding him ) all those sleepless nights were part of the milestones not only to my son but mostly to me and to my husband. I took an extended maternity leave because I can't imagine leaving my baby at an…
God has called you HOME! our eternal HOME papa. I was still working and seeing you even online made me the happiest and full of HOPE with steadfast FAITH that today would be another healing days ahead. An extension of life. I remembered when you hugged me the very first time at the airport upon arrival from Doha, that was the moment I have longed for and truly felt how your love made us more responsible. Our airport moments were always full accompanied with emotional…
I took the courage to write today with an intention that whoever loses their loved ones during the pandemic especially when you're overseas and going home would be too difficult due to protocols of 14 days quarantine with which the burial of my papa will be on the 10th is quite impossible, however with God's grace and being at peace, letting go and letting him be with our Eternal Father in Heaven, our steadfast FAITH is not fleeting. Please you are in my prayers and let us…
Multiple Income Streams Having only a single source of income is a bit scary in a sense that once it's gone , say you're fired from your job, or your business just shut down, recovering from your loss would be difficult. 😢 However if you have other means of income apart from your active one, best thing to do is to invest it and let money works for you. Having a passive income would compensate should the need arises and in order to achieve it, might consider educating…
Do you want to change your Financial Life to prosperity? Do you want to experience the fullness of wealth abundance? They key is very simple. You might be amazed you already have it however you don't grasp it just yet. TRAIN your brain for abundance, stay FOCUSED and then BELIEVE you will have it. BELIEVE that you WILL PROSPER and your Money will Prosper too! there is a gravitational force of the universe where it would bring all these energies should you BELIEVE firmly in…
all I know is that health insurance is a life-saver if not a protection or a shield when the need arises. I have to say this again and again knowing that bills when you will be hospitalized are skyrocketing to more than a million. What if you don't have any money prepared for emergency? How are you going to survive an immediate need of 50k daily for example if your salary is less than 20k a month? The worst thing could happen is that you know it's a need and yet you don't DO…
When it comes to investment, long term is always an advantage which means at least 10 years. Quite long years to run but consider it like taking care of your baby in the womb for 9 months wherein there's always the ups and downs likewise the development (growth) stage. However...let me also point out that EMERGENCY must be taken into consideration and not just your investment fund. The pandemic is expected to be bearish for some stocks and equities hence do not sell at a…
I find this rather a very graphical illustration on how get-rich-quick scheme and an exit scam can lure its way towards his/her victim. So here's the thing with scamming. Simple rule actually and this is not even a rocket science thing. IF IT'S TOO GOOD TO BE TRUE...beware...it surely is a RED FLAG... and of course, if you don't have any BACKGROUND whatsoever with BASIC INVESTING (whether it's fiat or crypto) there's no such as GUARANTEED RETURNS... even on dating....if a…
the serenity of nature here in Seychelles can really heal a broken soul. No exaggeration but it actually calms a distress spirit and once you truly emerge yourself into it, you would understand how vast the world is by looking at the grandeur of the ocean.
Budget Saver's Fare in the Seychelles.... so here's the thing with bus fare here in Mahe island itself...( as per Praslin and La Digue and other outer island bus is not applicable as they use another mode of transport) back in 2016 bus fare was around 5 scr per trip regardless of the kilometers and your options would be paying it as you're onboard or you could purchase a card wherein like in Doha, you can simply swipe it and boom you are assured of your seat. peak hours…
Living an island life here in Seychelles is one of the most amazing parts after a busy weekday, hence we took our baby for a dip in the early morning on a Saturday. The beach was still so quiet as mostly the locals or partygoers here including the tourists were still in their respective abode. Usually, on a weekend, the beach is jampacked with people, so if you prefer a solemn day relaxing, then the best option is to come at the earliest possible time. Sage had the best time…
Savings Takes a Lot of Self-Discipline! Almost 80% of my savings were spent just on shoes, bags, accessories, and of course gadgets! Online shopping was very convenient anyhow! I have realized how I have wasted my money on value-depreciating items. I know some of you would say, you deserve such because you work hard for it, however I have learned my lesson that when it comes to financial literacy and on how to save money, many Overseas Filipino Workers were ripped off on…
in the area of personal finance either fiat or crypto, especially that 96% of the market share do not know much how adoption of cryptocurrency can be the tool for more economic freedom, I am still in awe at how Bitcoin Cash serves the most practical reason for HOLDING much more UTILIZING it to the core. We remember the good old days when BCH reached 1k and we're so elated...so happy, but then again a piece of reminder for those who are already on a FUD mode... There is…
Money regardless how micro still won't a make a dollar without a penny! I just wanted to take sometime writing a review especially when I enjoyed a game with which the only thing I invested in is my TIME. Now we know TIME is our valuable asset and we couldn't afford to waste it by simply playing games and earn only a penny. tsk tsk of course it's not practical for others... However my point here...is ENTERTAINMENT...there are times that I'm so feed up with the thought of…
Today I decided to give a TIME OUT for myself by simply doing my home work out (not intensive) just a mere movement and zumba for at least an hour on a weekend. Back in Doha, this has been my lifestyle..zumba at the rooftop of our accommodation. It was affordable and far more practical than driving to a fitness gym thus I need to be innovative. I LOVE MY OWN COMPANY at the same time checking my BITCOIN CASH trade..waiting for the last dip..ATL! My point here is simple. YES…
Is there a CHANGE? the way I see things? At times just recollecting my thoughts and experiences especially that part of my work adventure in the Middle East where it has given me the biggest lesson I have learned in life. First....working overseas is never a bed of roses ( currently I am still overseas though moved here in the Seychelles... Second...our life adventures are meant to be shared so others can learn from it. Third...we have to find the time to take care of our…
I am still halfway linking my social media accounts as well as my wallets to >>https://cointr.ee/patjules>>> Thanks to Naomi Brockwell for this great initiative where we could give and receive tips with our contents. https://odysee.com/@NaomiBrockwell:4/Cointree:e... It is like a ONE STOP SHOP, very convenient and easy to use. A great tool to monetize our contents at the same time you can customize it. Cool right?
Do you have a mountain of debt? Are you having problems making ends meet? then maybe your financial system is designed not to prosper you but to drive you toward financial disaster" Quote and quote from the book I have read entitled "How To Prosper" by Bo Sanchez. The thing with debt is this... there are good and bad debts according to Efren Cruz, Chairman and CEO ( Phil Corp) and debts that are used just for consumptions adds no value... A simple example was a friend of…
if only fiat and crypto would work together as a team in bringing more economic freedom to the world, surely SEC would never bother to "warn" the public how volatile cryptocurrency is. The idea of them cautioning the investors of their funds is just like telling them not to take lollipop because its not sweet at all meaning, they're likely to regulate TRADING futures because money involved is huge and they don't like transparency! After what they had done with LBRY, somehow…
"maybe it's time to go back to Scotland" as I told my hubby knowing that pensioners are now accepting cryptocurrency as MOP! and to his surprised, BITCOIN CASH is accepted as one of the cryptos being paid to them. back during his time in Scotland where Barclays bank was just the go-to place for withdrawing money, now having cryptocurrency is more ideal as it it's faster than fiat. It's good to visit countries where Bitcoin Cash is accepted. More practical than buying…
Papa won second place! I broke into tears when I signed in to my peakD account and I got tagged by the "motherhood" community saying that I won 2nd place as "Winner of #TheDadChallenge from last week"! Despite my best effort to stay on track the moment I was left alone in my classroom late afternoon, memories were pouring in. By far this was the hardest post I have ever written because I felt when I was composing the right words, my papa was reassuring me that he's at peace…
I feel the need to share my thoughts regarding this BS on why judging others of who they want to be regardless of age gap? regardless of skin color? regardless of race? regardless of motive? regardless of whatever reason. What on earth is wrong with people easy to bark on a wrong tree? Is this what humanity is all about? It made me checked on his profile here on Noisecash and got another post from @David Bond saying the same thought. WE ARE OUR DRIVERS in life and each to…
Whoah hold up! hold it! i don't know the proper phrase...but.... This statement from a colleague at work somehow is quite unsettling for a career woman/mother/ like me who thinks that equality matters a lot in a relationship. I mean .... say for example: On your first date, you agree that the guy shall pay but on the consecutive dates and so on...I believe on sharing expenses. 50-50! Anyhow sir James said, "well, it's a threat to a man's ego!" But the way I see things, it's…
Well next to El Salvador when it comes to accepting and adopting cryptocurrency, this is a great move for Tanzania. At least the idea of opening their grounds for crypto as per their President's initiative brings the people together to work hand in hand with the government that only with blockchain there's an elevation of economic freedom. Looking forward that Seychelles government will be next in line knowing that Matrixport and KuCoin are based here..…
There are people who are still not so keen on how small expenses can bring great disaster when it comes to finances... Remember this simple yet vey essential reminder when it comes on how you spend your money. Be frugal. Know what your NEEDS vs. your WANTS! It doesn't mean you can afford it that you will just buy for it without proper consideration whether it's practical. For example: A colleague back in the Middle East who has plenty of bags and shoes still bought another…
A university professor came into his Philosophy Class and started putting the following objects on the table. The class was so silent even wondering what on earth the professor was doing. He put the jar first followed by golf balls, and asked the class, "is the jar full?" the class answered in chorus, "YES!' He put the pebbles and asked again, "is the jar full now?" Technically speaking, the jar was full and the class answered in unison, "YES!" The professor was not content,…
my heart goes for those who have been victims of scam I as knew how it felt back when it happened to me when I trusted a friend for a crypto investment. I always learned my lesson in the most expensive and hard way so I knew how to spot scam somehow, accompanied with this reminder from my VUL at Banco de Oro. It pays the highest dividend when you invest on yourself by reading, researching and reEvaluating your purpose of investing your hard earned money. Of course I also…
Have you heard or read or being invited to these marketing schemes? “Wait, Invest, and Earn with crypto and you will make $$$$$! “Want to turn your $100 to $10000 or $1M?” “Crypto is your way to become a millionaire. So INVEST NOW! This is one is an epic and legendary style: “This is for risk-taker only. Buy a package of blah blah with 6 months locked in period and receive 30% ROI in less than a week. Boom, hype to the moon! This is an eye-opener especially for those people…
What's your baby's morning routine before childminding? Usually Sage's dad is the one taking care of him in the morning as I also had my routine before going to work, hence we do shifting. I was amazed at how bubbly Sage Alexander vroom vroom teet teet watched a fitness program show and he did exactly like how it was done, and I was so elated when hubby shown it to me as he took this clip especially the EPIC POSE he did! accompanied with his ninja turtle back pack! You can…
Since hubby and I are both first-time parents, we were invited for a parenting session which was held at National Childcare Center in Mahe. Our speaker was from International School, a parent and a teacher herself. We started the session with a question, "where did you learn to be a parent?" and most of us agreed that we learned through intuition, imitation and by far an example from our parents as well. Media was also one of the considerable factors with which we took time…
This is a good start for players/racers who are open minded enough when it comes to being paid in cryptocurrency. Hopefully payrolls from the employment sector would also start paying their workers with crypto because in terms of investing their hard earned money, this will have the same effect which goes through with fiat. THE RISK is there, it's just a matter of managing it that it could be of great advantage. Likewise paying bills with cryptocurrency especially Bitcoin…
Hubby and I are both first-time parents so we tried our best to be the best mom and dad to our Sage Alexander. It was our first time bonding together as a family of three outside Mahe. It was a good moment where I thought I wouldn't be able to enjoy it knowing how the condition of my father back in my country. Patrick understood that I need time out from everything and such initiative was out of the blue. *Family Time at L'Habitation in Cerf Island... Cerf Island is 15…
I tried to avoid Father's day due to the demise of my papa last June 2 with which he doesn't even reach father's day celebration. I wasn't able to go home and attend the burial by flesh due to this pandemic! This is by far the hardest and the most painful experience of father's day I would always have. Even upon writing my whole being still consumed that my father's life was precious gift from God and seeing him merely online when he had his last breathe only to hear me…
Your net worth? There was this guy who applied for visa. When he was asked how much money he has in the bank, he simply replied, "there's none!" So the counter staff asked him again, "so your net worth is in your wallet?" The guy simply smiled and said, "I guess so!" Of course you would expect that the guy who was hesitant to give him the visa application was in total disbelief and in the end his application was DENIED.......because of his NET WORTH! What's the point? There…
Don't abuse kindness and GENEROSITY Well I had this experience when it came to money, even back in Doha. God knew I gave whatever I can. I understood when a situation called for it knowing that my colleague was in need due to her two kids back home... Even today, she didn't pay me the amount of money cost almost half a month salary perhaps two months salary of a regular employee in my country. It was 9 years back counting the interest somehow, it would reach perhaps 3 BCH.…
For all the first time moms, we are so caught up with the need of our babies that we will do everything in our power to source out possible solutions on any problems that will occur. At times when Seychelles becomes so humid, baby powder is a must as one of the things needed for my baby's essentials! Much to my surprise, the shops nearby and even in town DO NOT HAVE AVAILABLE Johnson's baby powder ( this is a well-known baby product so far from my country and highly…
I remembered when Roger Ver was interviewed by Angie Lao, editor in chief of Forkast News https://www.youtube.com/watch?v=elI1gnLcpW0&t=906s that the latter mentioned cryptocurrency was being used for any crimes and Roger refuted that as much as crypto was used, the DOLLAR was very much involved in all crimes. Hence there's no distinction between the dollar and the cryto in general knowing these are just forms of money when used properly could bring more economic freedom…
I have seen how a poverty-stricken like my country has a vast difference when it comes to "poverty" by literal meaning here on the island. One time my sister-in-law and I talked about financial stuff, investments, savings, insurance until we reached the topic of "poverty." Seychelloise may experience it but never the kind of poverty that I have seen in my country. What do I mean by this? People are given housing aide. They have free medical healthcare needless to say they…
how do you define distractions matter in a relationship and how do you think the couple would be able to deal certain circumstances that each needs to be distracted. Okay let me get to my point...lol...(anyhow this was a real convo and for some reasons I found this very strategic especially on the girl's/woman's perspective... So as you can see the guy seemed to be very swamped with work and he doesn't want to be "distracted" whatsoever due to the volume of work per se,…
Being a mother is my greatest achievement in life. I never thought that I would reach a point wherein my lifeline is my son. As I have shared how our first three months together had been mixed emotions and full of anxieties (burping him, giving bathe and most of all breastfeeding him ) all those sleepless nights were part of the milestones not only to my son but mostly to me and to my husband. I took an extended maternity leave because I can't imagine leaving my baby at an…
when I'm bored of anything that I just want to do lazy task by simply "visiting websites" for a specific duration usually 30-40secs with a micro portion of my favourite Bitcoin Cash, it's kinda amusing. Billy Graham said, " some day you will have to give an account for every penny you spent." there are tons of options but why the heck would I go for others if BCH is available? Likewise at least I could say it's legit as I got paid. Again the point here is just to kill time (…
A lot of poor people lack knowledge about personal finance and some don't care to spend time to learn about it. Many people have no plans, the worst they only have little savings setting aside investment. The savings they have are usually put into accounts with a low rate of return, likewise late did they realize that their money doesn't work for them added to the inflation rate which decreases its purchasing power and its real value. So what do we do? The very first step to…
I haven't been so keen with sponsorships not until @Myhero once asked me how come I don't have and personally I wasn't much bothered thinking that I still managed to receive tips on my post. So it got me into checking how on earth is this sponsorship works. Lo and behold, I got notifications regarding sponsorship and I wasn't really expecting that https://noise.cash/u/CryptoMax and https://noise.cash/c/crypto-twitter-7kl546m1 had seen my post valuable despite not much into…
when you're a mom, it's never a question of what would be your priority regardless of the situation because you know for yourself that your baby is the topmost prime concern. So here's the thing.... I was in my home office and what a relief when Sage dozed off because it meant that I can do my online engagement. I was having my momentum, and ready to start my post. Words were pouring in and I was on my 785 characters with all the sweet moments of what I'm writing. Lo and…
Odysee is my go-to-tokenizeD video platform when it comes to cryptocurrency and there's tons of validated videos that are being shared. Although it has been two days now that the death of John McAfee circulated the twittersphere and my husband mentioned "he did not pay tax" according to the news, of course I have to consider he doesn't want to go through into details. My only point is this...LET HIM REST IN PEACE! whatever he did in the past and his persona, we knew for…
kickstarting my Monday with this news gets me excited knowing that in the other side of the world, Bitcoin if not Binance is banned ( in the UK) I mean what's with the big fuss of having cryptocurrency with our portfolio? Isn't it that the financial sector would encourage the people to be more financially equipped with DIVERSIFICATION not merely regulating them from time to time? If they really wanted to help everyone becoming more financially secured, why the heck they kept…
When you learn to invest your money either fiat or crypto, you know for yourself that you are prone to "RISK" that's why you have to do your due diligence and thorough research. I have had shares of my investments lost in a wink of an eye due to my tendency of trusting a friend if not an investment vehicle without knowing further its red flag of GUARANTEED RETURNS, the pressure to INVEST NOW with a sense of URGENCY added to their fake testimonials. If we wanted to earn money…
I felt humbled and honoured with this recognition from the Motherhood community back on peakD wherein I was tagged as one of the winners about the video I edited during the Father's Day celebration as per #videoGiftToDad! The price was allocated equally. But the thing was that...monetary gift was just a bonus to me. Truth of the matter when I write about parenting and how it could help other parents as well regarding the journey, the struggles and the topysy-turvy ride being…
TAKE NOTE, the more you know, the more that there is to know! It is also by knowing that you learned how you increase your investment. Information given today is FREE, and it is our social responsibility to take them into proper absorption accompanied with the right vehicle for potential growth. It is crucial to start from the basic principles of educating ourselves to be aware that money is just a form of power if not a tool to transmit in achieving a financial breakthrough…
I always have strong conviction when it comes to Financial Literacy being the topmost of my priority because it is the KEY towards success when it comes to our personal finances. This led me into researching more how to grow my money in a vehicle that is in line with my goal. I opt for long term which means 10-15-20 years in the making as I knew short term goal might not be beneficial to me. I do have short term goals but DELAYED GRATIFICATION is far better than anything…
That moment when I put Sage to sleep as we usually have a mommy-baby bonding before he would doze off. He would just say anything whatever comes to his mind and I would just burst into laughter and he would say, "mommy laughing?" of course I have to reply, "yes baby, mommy is laughing!" and then he would continue, "mommy happy?" I have to reply the obvious, "yes baby mommy is happy!" The point behind repeating the statement even if it's grammatically incorrect is essentially…
I feel the need to share this again knowing that I just have a heart breaking conversation with my cousin online and her mom ( my mother's sister) has been hospitalized. I'm still not able to cope up fully when papa passed away and hearing any kind of hospital scenarios makes me emotionally low. As much as I'm telling her where to gain access in case of worst scenarios, I would still go back to the basic of Financial Literacy which includes Health Care/ Insurance. Again…
It is never a weak spot to accept mistakes when we knew that we messed up with our toddlers at home. As much as Sage is learning from us, he indirectly taught us to be more creative, resourceful, patient and FAMILY TIME is the most significant thing money could buy. Typical household chores that he started to pay attention to was to put his toys in their proper places, regardless of the mess he's doing at his small playground at the veranda, Sage's awareness of his playtime,…
@PatJules8