There are people who are still not so keen on how small expenses can bring great disaster when it comes to finances... Remember this simple yet vey essential reminder when it comes on how you spend your money. Be frugal. Know what your NEEDS vs. your WANTS! It doesn't mean you can afford it that you will just buy for it without proper consideration whether it's practical. For example: A colleague back in the Middle East who has plenty of bags and shoes still bought another pair every payday because she "likes" to have those as her collection. The point here; Those are value-depreciating items, if you want to buy items which is on sale, go for equities instead at least in the long term it would have higher value. Image source: Col Financial
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