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We all strive for different goals in life as we hold on to our end goal of achieving the happiness that we desire by acquiring the things and small goals that we set for ourselves. For every adult, the cost of living could be a real complete nightmare. As for me, I was introduced to the concept of providing for myself without relying on my parents' wallets as a young adult little by little. I was still living with them and working on my degree as a college student, but after giving it some thought, I've decided that I need to earn for my own sake since it is part of being an adult.
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I took a Bachelor of Science in Hospitality Industry, it was my dream to serve tourists and guests as well as to travel around the globe. Even if today's education went over the concept of virtual learning I still need to provide a lot of things as well as goods that I needed for my performance task where I needed to demonstrate a lot of things such as the proper way of serving wine and how a mother soup and its derivatives prepare. For these reasons I found many ways to earn such as having a sideline. In a long run, I already save enough to buy things that I needed as half of it was used as capital for my Gcash business and some of it was just stored in my savings account.
My sideline isn't exactly passive in financial terms, but I'm happy with what I'm doing to generate profits. Last month I was notified by my friend about an investment that she was into, it was a reverse betting platform that promises its user to gain 4% to 5% of the profit a day. Of course, I was knowledgeable in this kind of fraud. It was too good to be true to earn that much by just doing nothing. My friend shared her experience saying that this platform that she was into really pays out. Day by day I become more and more curious about it, I gave myself much time to think about it, and then here is where my risk-taker character comes in and decided to partake in that so-called investment.
This platform was introduced to us as a charity investment, they showered us much information about them saying that this platform was established in this country and they went over that country before they reach the Philippines. To be a member of this "investment" a new user must sign in and deposit an amount which is at least 300 pesos (6 dollars). I was terrified at first, thinking that they could shut down the system at any time and take the money we invested in their platform. However, this fear of mine gradually turns into excitement as my profits increase day by day.
I was blinded by money, but I couldn't call myself a victim since I was the one who took the risk. I was easily manipulated by money, with my goal of saving for a washing machine for my mother. Providing them with a washing machine that would help them save time while working is one of my main goals, and this investment tempted me to spend a lot of money on it. It was my fault, I became overly greedy and lost sight of the potential consequences of my decisions. I've been feeling guilty up until today, and I regret entering such a platform knowing the potential effects.
This is a life lesson that I will remember and use to help me make better decisions in the future. I hope that this article has made you more aware of such fraud and always remember that there is no such thing as an easy money-making investment.
Disclaimer: I am neither a psychologist nor a financial advisor, and all of my pieces were done for entertainment purposes only. What I've written here is merely my personal opinion, and any statements made are based on my personal views and should not be taken as fact. Always do your due diligence.