My 2022 Financial Goals

While I've been thinking if I should write an article about it or not, I have decided to just share them here since my life has been an open book on this platform anyway, where I share almost everything, especially my goals in life. Who knows by writing about this, one person will be inspired to make their own 2022 Financial Goals too.

Setting a financial goal means having a target to strive for when managing your hard-earned money. It usually involves saving, spending, earning, and even investing a portion of it. When you have a clear picture of what you want to achieve, working towards your goal will be easy and you have a higher chance of achieving your desired target.

To work on your financial goal, you must have to figure out a specific number to determine how much you need to earn and exert effort to achieve that certain goal. If you don't break down your financial goals, it will be difficult to work on them because you don't have a clear financial plan in place.

Whole Year Goal: 10 Bitcoin Cash

I don't know if I'm aiming for too much with this goal but I just wanted to double my goal last year where I initially only aimed for 5 BCH, but I got to earn and save 15 BCH at the end of the year.

Of course, to attain this goal, I have to keep writing here on read.cash every day and also keep being active on noise.cash as these 2 platforms are my main source of Bitcoin Cash. Hopefully, these sites will stay with us this entire year.

And also with the help of the SmartBCH network where I'm also trading, staking, and farming some tokens, I am optimistic that this goal will be achieved.

Monthly Goal: Save 2,500 pesos ($50) for my future Cebu Trip

Guess who's excited to travel solo to Cebu this coming September.

In an article I have written last November titled "Making Noise to save for my Future Cebu Trip", I have shared there my plan of converting most of my Bitcoin Cash earnings from noise.cash into fiat and save it for my upcoming travel. I started saving 2,500 pesos ($50) last November and I have also saved the same amount for December already from my crypto trading profits. I will keep saving until August and the money I will get to save will be spent on this special trip, for the accommodation, food, tours, etc.

Hopefully, the noise.cash platform will hang in there until I fulfill this goal.

Weekly Goal: Save 1,500 pesos ($30) for my Future Travel Fund

I started this goal last August 22, 2021, and I've been saving for 20 weeks straight already from my extra Bitcoin Cash earnings from read.cash and noise.cash and also by selling some of my profitable tokens and profits, and from my own personal money.

This goal is quite difficult to achieve considering that I have to save a huge amount every week, but if my budget and earnings won't allow me to save this money, I will not stress myself and won't hesitate to skip saving once in a while. After all, building my Travel Fund is a long-term goal and I'm not yet in a hurry to explore the Philippines and the world. Hopefully, soon, I will, if God permits.

If I get to save a sufficient amount this year, I will also spend a portion of it to travel with my parents because it's one of my goals too, to travel with them outside of our province. Hopefully, the situation will allow us to travel together.

Daily Goal: Save 250 pesos ($5) for my Savings Fund

Is saving $5 per day even feasible? Well, so far, I'm managing it and I hope I will get to achieve it this year.

I started saving 250 pesos ($5) on January 1, 2022, and I plan to do it every day and not skip a single day because it will serve as my savings. I wanted to just do it with my Bitcoin Cash earnings but I don't like how volatile the BCH price is, where sometimes it pumps and dumps, so I'll opt to save fiat for now. My $5 savings will also come from my BCH earnings from read, noise, and trading profits, and personal money.

Well, that's a lot of Financial Goals I have right there so good luck to me with these goals. Hopefully, I get to find a job right after graduating from college so my salary will help me achieve them. I will also try to find another side hustle for an additional source of income. Anyway, good luck with all of our goals this year!