Today couldn’t have started on a worse note than what I faced in the morning. Every single day, the banks here keep on living to the bad reputation they created for themselves. I can remember when I was younger, way back in primary school. We were told, putting your money in the bank is of great advantage. It increases everyday-they say. But it’s the exact opposite that is happening in the present day.
Every night a minimum of 20naira is deducted from my account for the past 2 months, without being sent an alert for these transactions. It was unknown to me, by the time I realised this, I complained and I was told it’s called stamp duties and some are charges for card maintenance. A card I paid for and I’m in possession of. Yet, they are the ones collecting the money for its maintenance, albeit from my money.
The final straw that broke the camels back was when my account got frozen last week. Initially, I thought it was a network issue but on getting to the bank a few days back, I was told I can’t make any withdrawal from my account because of an amount beyond the set limit of the account entered. This wouldn’t be the first time such amount of money will be coming in. While I was still working with my boss, I do receive huge amounts of money allocated as salary for the workers but I never had issues. I went back home in annoyance, with the plan to go back in a few days to rectify it. I went there on Friday and I met a long queue, patiently I waited for my turn but when it was time to attend to me I was told I need to fill some document in a certain office. I couldn’t face the stress of queuing again, so I went back home.
Early this morning, I took my bath and went straight down to the bank. As usual, the queue was long, even as early as 8 am. I went in and also met another queue inside. I took the form, filled it and joined the long queue. I was ready to satisfy them with patience. Finally, it got to my turn but I was told the Nepa receipt (The electricity bill receipt I brought for verification) isn’t valid. I showed them all evidence. My National ID, School Id and all but it all fell on deaf ears.
I left the bank agitated and frustrated. I have a lecture in school tomorrow. I have no money with me. I need to get some things to take to school but my bank is here loin this to me. Funny thing is, someone, sent the money he is owing me into this same account yesterday and it went through. Obviously, sending in money into a “frozen” account is allowed, only withdrawal isn't allowed. I had to call my brother to lend me some cash.
The anger I have towards banks intensified as I was walking home and it killed the zeal to do anything all day. I spent most of my time on Telegram, Instagram and WhatsApp. Doing next to nothing. I have even more than what was sent into my bank account in my wallet, yet I haven’t been asked to upgrade my account, neither has my account been suspended.
I didn't have the Zeal to publish any article and visited noise just once in a while, but...
The day ended on a good note
You must have heard of Tropical.Finance the upcoming dex on SmartBCH. They had a lie AMA and so many notable names in the SmartBCH community joined and we all were given the chance to state our fears and also ask questions, which was answered to everyone’s satisfaction. To appreciate those that joined the AMA, a $300 worth NFT giveaway was promised to the 3 users with the best questions. I wasn’t aware of this instruction initially, I only asked the question I had in mind. Luckily I was chosen amongst the 3 participants. Therefore I got a $100 worth NFT to be launched later on Tropical finance. Let me close my diary here. I have a long journey ahead tomorrow.
Thanks for Reading!🤦♂️💚😊
I don't like entering bank at all, I try to avoid going to the bank, they have frustrated me so many times. The only business I have with the bank is ATM. The rest I do online make nobody stress me