Image by Nattanan Kanchanaprat from Pixabay
Since I've been reading so many articles about saving money, I feel inspired to create my own short saving money article. Here I'll be sharing with you 5 simple ways to save your hard earned cash.
No 1: Check How much data you actually use on your phone on average, and cut your mobile costs accordingly
Yes, there are so many people out there that buy large amounts of phone data that they never use. Plans with large amounts of data that are very cheap may sound spectacular on the surface, however, if 50% of that data each month is never used, it means over the course of a year - a lot of money is going to be wasted. The other day I was helping a friend cut mobile phone bill costs and through the statistics I gathered, I realised she was getting about 60GB of extra data each month that she simply wasn't using. I told her this and she was absolutely shocked and in a matter of days she decided to change her mobile plan.
No 2: Stop buying so much food from newsagents, shop in large supermarkets instead
A quick and convenient way to get food is to go to your local newsagent. There they sell canned food, sandwiches, ready made meals and all kinds of snacks. What is the issue with this though? Well, it's the price. Newsagents charge more for food than supermarkets. For about £2.75 I can get 4 cans of tuna chunks from Sainsbury's (medium quality), however, in some newsagents - one can of tuna of the same quality will cost about £2.00. If I make expensive purchases like this on a regular basis, over the course of a year I'm going to end up spending hundreds of extra pounds. It's wiser to shop in large supermarkets more often.
Image by Silviu Costin Iancu from Pixabay
No 3: Buy second hand clothes more often
Need a basic t-shirt to go to the gym or to play football with? Buy it from a charity shop instead. You're going to get all sweaty in that t-shirt anyway and you're going to have to wash it often, so why buy one that is expensive? Yes, you'll look great in a Nike t-shirt and you'll probably impress a few people at the gym - but what about the financial implications? It's going to cost a lot of money to keep on replacing those worn out Nike t-shirts whilst in a charity store, you can get good t-shirts for as low as 50p. Obviously, you can extend the same kind of logic to other clothing such as shorts- and when you do, the savings can be quite substantive.
Image by Free-Photos from Pixabay
No 4: Buy your technology from computer exchanges and sites like Ebay
Need to replace a computer monitor? Don't just go for whatever is new. Computer exchanges and sites like Ebay offer incredibly good used replacements - with insurance. A monitor which would have cost you maybe £150 new, might be selling in a computer exchange or Ebay for half the price. If this general rule applies to all kinds of technology - then you could save hundreds if not thousands of pounds (or dollars, whatever your currency is) over the course of 5 years, by simply spending a little more time searching for high quality used items.
Image by Joseph Mucira from Pixabay
No 5: Read more internet articles instead of buying books
Not all the most reliable tips, insights and most inspiring stories are inside books. There are so many great websites online that offer content of high value free of charge. Okay, you may want to find out the deepest secrets about black holes, and Stephen Hawking's books are an excellent bet, however, it is probably likely the same information can be found in online articles or on Wikipedia. It is even possible that there are free online articles that go into the topic of black holes - in much more depth. Personally, I think I've gained much more insights into black holes through websites that are free to use - then I have ever done through books.
On top of that, scientists are always making discoveries - which means that what you'll find in a book today, may be proven to be wrong in a couple of months. So, instead of spending money on a book - ask yourself... Can the same information or even better information be found online - free? And, could the information online be closer to the cutting edge?
Article written by Tiago Hands: https://www.instagram.com/tiago_hands
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