You don't have to be so smart
You don't have to be so smart to make good money online. You also don't need a laptop to make good money online too. You only need to be humble enough to learn and implement as fast as possible.
And yes, it's not a matter of age too. You can be a secondary school student and still make millions.
First things first, develop an abundance of mentality. Understand that money is not in short supply. Stop thinking about your family and friends only. Let google help you with the figures of how many people use social media daily and you'd realize that it goes beyond your state or even your country. This will help you eliminate the fear of not getting anyone to patronize your products and services.
Secondly, learn high-income skills fast. Your skills are simply your problem-solving abilities. You cannot solve problems without having the necessary skills. You can learn from YouTube Channels but you're probably not disciplined enough to follow through as much as it's needed (we are all in this shoe). If possible, you can pay money to learn from someone who has mastered that skill already. It will save you lots of time, energy, and money too. Plus you'd be learning what actually works in that business or skill. Think of it as paying once to learn something that would make you money for as long as you want. Amazing right?
Next, Spend some time practicing your skills to gain some level of mastery. You can take more courses if you can afford them. But most importantly, find a mentor fast. The easiest way to do this is to serve someone who already has results in your niche.
Simply put: help them reach their goals and you'll learn so much while doing so. Don't worry...you lose nothing doing this.
Mentorship helps you learn the business of your skill faster. Learning graphic design won't automatically put money in your bank account. Learning the business of the skill is what brings you money. This is true with any other skill out there.
Many folks learn skills and remain broke simply because they fail to learn the business of their skill.
Lastly, realize that your money is in people's problems. Other people's money is in your problems too. Nobody pays another person for what they can do with ease. Money follows solutions. If you solve physical or mental problems for a large number of people consistently, you'd never be broke.
I have a friend back in secondary school who is smart and also a good writer, so I try to invite him to this platform to make legit money but he did not survive here because he was not able to apply his skills.