Emotional frustration: I need advice

Hello People!

A beautiful day/night to you, I know you're good and having the best of the Sunday/Monday.

At the time of writing this, I just finished a 30mins nap and it was a big come back to my body system, but I've been struggling on a topic to write. I've passed by far, my scheduled time of publishing and I don't want to let the day go like that, so I must come up with something.

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I NEED ADVISE ON THIS;

I have a girlfriend which I plan getting married to as both families are all involved. My girlfriend has had a bad past. She was once abused and all but then I was able to help shape her when I got into her life. I have been there for her in my own little way but lately, she has not been behaving too well and I am not happy about that fact. I will itemize these:

1. She once borrowed her friend her school fees to rent an apartment with the promise the friend was going to pay her back before exams started. Her friend failed to pay her back and I had to provide her with the money in order not to miss her exams. Note, the said friend is a female.

2. Second semester, her daddy gave her school fees which I saw the alert. Yea, she travelled down to see me from Lagos and she spent some but then I told her she would not have spent her school fees to come see me. Infact at that time I never knew she was going to come because I was sick but she did. So I told her not to touch her school fees again that I was going to refund her the money. She left and I refunded. I paid her flight back to Lagos.

I later found out my girlfriend didn’t pay that school fees. She spent it and when it was time to pay she kept complaining. I was mad at her wondering what she must have used it for. I scolded her and gave her part of the money, N100k(about $166).

3. I have paid several debts for her as she made some mistakes in her online business and was swindled. The most recent one now, she went to get loans from apps online. I don’t even know what would have made her do that as I try assist her when she’s in need. I have warned her severally against borrowing but she went to borrow and now she’s into debt.

I have asked what she used the money for but she can’t even point to one thing. She said she used the initial loan for her personal needs and when she couldn’t pay back, she had to borrow from another app to pay and all. That’s how she kept borrowing to pay another till she borrowed from over 15 loan apps and her debt is running into 350k( around $583) as at today.

I honestly can’t pay such an amount as I have my own personal problems to carry. I was mad because in the past I have warned her against borrowing and all. Now she’s in trouble and they’ve been threatening her to pay back.

I have told her I don’t have such monies to pay back and even if I had I won’t pay back. I have advised she talk to her parents and siblings about it but she has been scared. I have that money but I can’t pay back as I have more pressing needs to attend to. Since she has refused to tell her parents, I am thinking of telling her parents. I am very close to her family.

This is someone I wanna get married to but with all I’m seeing, I am already having doubts.

She’s from a very good home. Deep down, I love her and she does too. But why these problems, I don’t understand.

Please I seek your advice on how to handle this as I can’t pay such debts. I have done several in the past

Source

After reading this, I was short of words. Like what on Earth would make this lady that has caring guy to do all these? A debt of $583 on loan apps, I'm sure those loan apps are not joking with their approaches of retrieving their money.

To me, the best thing to do is to report her to her parents, let them know what their child is doing and probably a solution might pop out. Maybe it's mental issue.

I want to read your opinion on this matter, let's use the comment section.

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I'M NOT THE GUY THAT'S FACING THE CHALLENGE. Yeah, I'm not the one!

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Thanks for reading🥰

17th July 2022