Have you ever thought of having an instant money? Like, one day you just woke up and you are a multi-millionaire? Well, there is this lucky guy from Pangasinan, Philippines who won the lotto worth PHP 125.6 million, roughly USD 2.48 million. He said that the numbers are his lucky picks.
You can check the article here!
https://www.gmanetwork.com/news/balitambayan/balita/812010/nanalo-ng-p125-6m-sa-lotto-6-49-pinalad-sa-lucky-pick-p360-m-ng-lotto-6-58-walang-tumama/story/
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What if I am on his shoes? What would I feel about being an instant multi-millionaire? In this article, I discuss how will I spend my mutli-million. How I wish I have even a single million haha! I will be dividing then in five categories: Savings, Crypto, Real State, Healthcare, Expenses.
1) Savings (40%)
This is the first thing that comes into my mind. Life is hard, but harder when you do not have savings. When I have savings I will not be a burden to someone like my family. I want to be financial independent. I want to handle my money.
ALso, this is how we are raised by our parents. In our early age, we should be saving money and be thrifty. Do not but things that you will get over after a week. For example, I do not buy fast fashion clothes because through time, they will not be "in" and the value will depreciate. In my case, I buy clothes that are classic. I like neutral colors over patterns. I can mix and match my clothes, too! It is just your strategy on how you save.
2) Crypto (20%)
I am putting my won money in to crypto. I will give it 20 percent of it because I believe that the future is heading to crypto. I recently stumbled to this Metaverse because it is the hype nowadays.
In what I understood, Metaverse is a virtual world where in your can buy things using crypto and can be an asset. I can compare Metaverse to the movie Ready, Player One. Also, you can buy your own land virtually. You can do whatever what you want to you land. Crazy, isn't? It is better have an investment on crypto now to be prepared to the future.
3) Real State (20%)
If I won the lotto, I will buy a couple of houses and lots. I want to have my own house for myself and for my future family. The population is getter higher in the Philippines. The rurals are as well getting populated. I would invest to a house to a rural place for my retirement and then I will buy at least five acres of land for me to farm. If ever the land will not be planted, I will let someone to rent it so that I will still have an income.
4) Healthcare (15%)
I am a health freak. Like, I am so conscious of what I am eating now because I am getting old. I believe that controlling your lifestyle will make you rich. Why? Because healthcare is expensive and I cannot afford spending a lot of money for medicines.
What I do is I work out and eat healthy. Right now, I am investing with vitamins. It cost over $20 but the benefit that I will be getting over time will be worth it. Also, I do not like getting sick because I feel that I cannot do anything. I feel like wasting my time in bed. So, if I won the lotto, 15% of it will go to healthcare stuff. Also, I will include my family on whatever I won especially my parents.
5) Expenses (5%)
I am only allot 5 percent of my winning money on expenses. This will include my wants like clothings, travel trips, any luxury things that I want. The only luxury that I want is a fast computer. That's it. I am not the person who likes luxury bags like Louis Vuitton and Hermes. I just like a bag that serves its purpose. The trips will be also budgeted. I will not spend money over my budget because I value money so much. The only important thing though is I travel with my loved ones.
Final Thoughts
Hmmm.. what would it feel if I really have that money? I will be so thrilled. Of course, I will share this to my family. For me, a person will be only truly rich if they know how to manage their money. Yes, you have a lot of money but you spend it in a minute. Mismanagement will make you lose it all. Monetary value will not last forever so invest your money as earlier as now. Time is money!
Thank you for reading my article.
Peace- Jijisaur.
Lead image edited on Canva
Opensea/Twitter/Noise.cash: @Jijisaur
You can read my other articles here:
❤️Marites, The Human CCTV! https://read.cash/@Jijisaur/marites-the-human-cctv-17d7e3c6
❤️Pink Vs. Red (My Observation) https://read.cash/@Jijisaur/pink-vs-red-my-observation-722fb9ed
❤️ Yes Or No Questions, Elementals Edition! https://read.cash/@Jijisaur/yes-or-no-questions-elementals-edition-69bf5331
Indeed he's really lucky. We do have the same ways on how to manage our money. I mentioned it also on my a million money article before. They say not to put all the eggs on 1 tray. 😉 but I know I would also give some to my parents and I would also have a franchise business with the million money. I forgot what else I mentioned there but I am sure that we think the same about money.