Every new year is supposed to be a new start, to explore new adventures, and to experience a new series of roller coaster rides. That's why I want my next year to be debt-free, so I can think of new things instead of just always thinking about how to pay my bills. Billy and Judith have been stressing me throughout this entire year. It's kind of frustrating, exhausting, draining to think about how to pay them all every day.

I'm also aiming to resign next year and go home to the province, so I need to save as much as I can. However, being able to save while I'm paying my debts monthly is stressful. Good thing, I have been able to do well in read.cash, and noise.cash these past few months. These two platforms have been a great help to me in aiding me to lessen the burden that I'm carrying. I can't imagine what would be my life now if I haven't discovered these amazing platforms.

If you have read my previous articles, you might know that I'm assisting the finances of our farmlands. I have applied for a loan just to pay the mortgaged ricefield, which I'm still currently paying monthly. It's about 15,00 pesos or $300. If I think about it now, it's just a little debt which I can pay for 2 months. But at that time, I was so broke as hell, and my wallet is zero. It left me no choice but to apply for a loan from my boss. I'm just thankful that she agreed and didn't give me interest. On the other hand, I can still count it as a blessing in disguise. If it isn't for that debt, I wouldn't push myself to give my best on writing here every day. I have made a lot of progress here because of that. Maybe, that was a little nudge from God to me, so I can push myself to become more productive.

Another debt that I'm planning to pay is my Mother's debt to her acquaintance. She has been paying only the interest for a year now because our household budget is often tight back then. I can often see her being stressed from it but she's just keeping her true feelings from us. I intend to pay it this month since her only remaining balance is 5,000 pesos or $100. Of all those piled-up debts, I have added more to it last month. I'm always irritated with my phone because it's always lagging. I upgraded my Android 10 to Android 11 for another 10, 200 pesos or $504. Though it's still a debt, good thing, I'm also paying it monthly because I'm acquainted with the one who made a transaction at Abenson. If I sum up all the debts that I have to pay almost 18,000 pesos.

This is my goal now.

I want to be stressed-free from debts until New Year's Eve. Isn't it great to face the new year without worries and problems? Maybe, I can attract more luck if I pay all my debts. LOL, what is that, Feng Shui? Kidding. 😅 Only the grace of God can give us luck. Anyway, I think I can do it if I just wouldn't spend my money on any useless things again. Besides, I'm not paying any rent, food, or internet here. That has saved me a lot of cash every month. I still have 49 days left to accomplish this goal.

Wish me luck, guys!

TGIF! 😊

The weekend is waving! How were your weekdays, guys? The 15th day of the month is coming. Are your bills also waving? High five! Let's go and pay, to avoid gossips. LOL. Anyway, thanks for being here. I appreciate all your support very much. Without all of you here, I can't pay my bills. Haha! Thanks for reading.

Until next time...

Ops, wait up!

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