Half impulsive, half compulsive

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Avatar for bbyblacksheep
2 years ago

I have mentioned on one of my recent articles that I waa not able to save money and that is really not good. I wanted to have a debt free life but here I am, swiping my way into the pool of debts.

When I found out that I was photophobic, I immediately wanted to buy some glasses. Instead of looking for more affordable ones, I opted for what caught my eyes. I can say that because of lack of time, I just went to 1 mall and 1 optical shop. However, I did not hesitate on choosing a  branded frame. I have no experience on wearing glasses even before but based from what I have observed with my brother, he always chooses a branded frame that lasts for years. I do not know if it is the case with affordable frames but it was the start of being an unwise spender.

After that, I made some more purchases for the house and we can add a few more online purchases and a lot of food trippings. I know that I am going to be stressed out when I receive my statement of accounts. As of typing this, I remembered 1 adulting basic rule from former senator of the Philippines, Chiz Escudero.


Anything that's on sale. If you don't need it, it's expensive. — Chiz Escudero


Agree or disagree? I guess some of us will say that we need some of those sale items. What was the last item that you pruchased that was on sale? Did you really need it or you just wanted it? For me, I got my glasses on sale and we even asked for a discount though it was still expensive. LOL. I can say that I needed that and it really helped me during these times. Imagine that I do not need to close my eyes whever I would step out of the house when it is too bright outside.

I am thinking about the last time that I bought a sale item that I do not need but I cannot think of any. 2 years ago I know I bought some formal tops and slacks on sale that I was suppose to use for job interview and if I were to start working again. Sadly, I was not able to wear them because of the pandemic. I am not sure if those clothes still fit me as I have gained some fats and when I will get to wear them but I know that I have to wear them. It will be hard to sell them because those are a big sizes. We have experienced selling Carousell and garage sale but the usual comments of the people was that our clothes were too big for them. LOL. How much more if it was now?

Other than the glasses and some items for our house, I also bought some clothes that I can wear when I am at the store since almost all of my clothes does not fit me already. Then I am now back to fops tripping just like how I was when I was working before. I have mentioned that there is a Japanese restaurant and a coffee shop beside us and I would eat there sometimes. Of course I would also be buying food for the staffs because I do not want that I would be the only one eating food taken from the restaurant. When I would be craving for Jollibee or McDonald's, I would also be treating the whole team.

But now that I feel like I have been spending a lot, I am trying to control myself to stop splurging on foods and other things. I have to clear my debt and I need to save. I should be reminding myself about my payables. How about you? Are you an impulsive or a compulsive buyer? How do you set your mind to not go over the budget? Do you set a limit when purchasing items? Before I have already been a compulsive buyer especially when doing the groceries. I would only buy what is on the list and it is really a great technique. And another one is that I would only bring an exact money so if I were to go beyond the budget, I would be removing some of the items on the list that I think is not that necessary. I really do not want to spend too much on unimportant things and I should better start focusing on my goals. But honestly, I am thinking of some gadgets as of this moment. LOL. I guess I have to sleep so I would not be thinking about those.

March 05, 2022

P.S. lead image is a photo of the glasses displayed on the optical shop when I was choosing a frame.

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2 years ago

Comments

Going to the grocery is my weakness. Dining out is my weakness lol! However, I can say that avoiding things on sale is my strength. I don't go buying stuff whenever there are sale promotions even in Shopee except those that are necessary. I have not encountered that Mr. Escudero said but what I do remember is that when things are on sale, some are not really on sale literally. Those are just marketing ideas to catch the attention of consumers. Also, things that are marked down, the marked down price is the real value of the products and maybe even less. If these companies can mark down these products, why can't they do it before?

$ 0.02
2 years ago

I agree with the marked down items. There was a time when I went to a supermarket and there was a buy 1 take 1 pillow at a "sale price". I was suppose to buy it but because the lines were so long, I wasn't able to buy it. When I went back there after few months, I saw that the price was still the same. They just changed the price tag into a different color tag so people would believe that it was on sale. Bad.

It feels good to do groceries right? I also love it from when I was a kid. Dining out? I love it too. High five. High five. 🖐

$ 0.00
2 years ago

My purchases are planned and strictly what is necessary is acquired. If there is something left in the budget, we can treat ourselves, our income has gone down and all the items go up in price.

$ 0.02
2 years ago

That is me the past couple of years. I would only buy what is needed but now it is the opposite. It is as if I am only buying now because I was not able to buy before. 😭 this can't be. I have to save just like what you have said, almost all of the items go up.

$ 0.00
2 years ago

Same here, I am more on spending than saving money. Huhu. As much as I love to save more, my hands have their own mind which decides what she likes hahaha.

$ 0.02
2 years ago

Hahahaha. It is as if the things that we want are singing to us, "buy me, buy me, buy me". 🤣

$ 0.00
2 years ago

I always spend a lot in buying things that actually doesn't that much needed. But when it comes to food I always buy what I want as long as I have budget hehhee

$ 0.02
2 years ago

Lately I have been buying some food even if my mind and tummy would say no. Though I feel like the staffs would be awkward to eat if I am not gping to eat as well. It happened a few times especially when the owners were at the store. They would postpone if they are craving for a food delivery or they would eat their food late (even if the food delivered before the owners arrive) if the owners were there. So I would sometimes join them if they would be having food trips. 😅

$ 0.00
2 years ago

Minsan talaga nakakamagnet yung buy1 take 1 na promo pero ayun pala napagastos lang tayo hehe. Ako natuto na ako na pag need ko talaga add to cart ko lang tapos pag nagsale dun lang talaga ako bibili.

$ 0.02
2 years ago

Same. Palagi lang akong add to cart sa Shopee at Lazada. Hahahaha. Bibihira ang napoproceed sa checkout. 😆 pero kasi ang sarap magonline shopping sa mga website ng branded items lalo kapag familiar ka sa prices ng item tapos makikita mo na magsale. Yung kahit hindi mo talaga kailangan eh mapapabili ka. Hehe.

$ 0.00
2 years ago

Agree talaga ako sa pag sale, di naman need bilhin. Pero bat ganern ginagawa ko pa din? Huhu. Ang impulsive buyer ko talaga. Kaya walang maayos na ipon eh.

$ 0.02
2 years ago

Hehe. Nakakainis mga sale-sale na yan ano? Pero sana talaga magaea ko ulit na hindi gumastos. I mean nagawa ko naman siya the past couple of years. Pero ito na naman napapagastos. 😭

$ 0.00
2 years ago

Kaya nga eh! Pero for sure magagawa mo ulit yan. Gawin mo lang yung mga ginawa mo before. 😊

$ 0.00
2 years ago

Buti nalang mandin talaga ako natatalo ng kakuriputan ko ang wanta ko na bumili ng ganito ganyan. Saka di rin ako mahilig mangutang. Kahit pa need. Or if uutang man, mga bente, fifty or one hundred hahaha. Ang hirap magkautang abaw haka mabaon ka aguy. Anyways, basta ako di ako gagastos pag di talaga need liban if reward fo myself. I do it every month pero mas madalas di na din hahaha. Kasi naman pano, why I. So kuripot hahaha nanghihinayang ako re aguy

$ 0.02
2 years ago

Pakihawaan nga po ako ng kakuriputan. Hahahaha. Ewan ko ba bakit ang lakas ng loob ko gumastos. Nakakainis. 😅

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2 years ago