The Biggest Scam In The Philippines "KAPA"
Are you one of the millions of Filipinos who have invested and have been fooled in KAPA before? This is said to be one of the **biggest investment scam scandal** in The Philippine history. By using their religious ministry, they have earned trust from a lot of investors with a promise of **30%** monthly return from their investment. The financial investment fraud started way back from 2016. They have started by recruiting new members and the new members will recruit another too. The cycle goes on. The KAPA started as **"Kapa-Co Convenience Store and General Merchandise"** and was renamed in March 2017 as **'Kapa Community Ministry International Inc.'** While KAPA was still early, a lot of good testimonies was heard from the people who have invested and they were able to build their business due to investing in KAPA. They claimed that KAPA was able to help millions of Filipino people to raise money.
Many people cried. Many people killed themselves after they found out that they have been scammed. The news about it have become a widespread and hot topic in the whole country. Many have invested for the plan of building a business of their own one day and many invested for the plan of sending their child to college one day. Sadly, it didn't turned out that way. ***KAPA has this tagline: Kabus Padatoon. It's a Cebuano word translated in English as "Making the Poor Rich."*** This is too good to be true. Is there really a way for instant rich? Even in the crypto you cannot say you will invest a lot today and you'll expect that you'll become rich soon. The group behind this huge fraud collected a total of **PHP 50 billion $957,075,150.00** by just doing illegal investments. It's sad to say that many people fell in the trap. Due to the lack of awareness and education about scams, Filipinos have been easily fooled and lured by the promise of making their lives better. Few of the people who have invested sold houses, land and even motor vehicles just to join and expand their investment. They never knew that they would be crying blood and sleeping on the bed of nails. They want the money to be back even there's no interest anymore. Sadly, investors weren't able to retrieve their money back. What's gone is already gone. The funniest thing here is that some members of the big fraud denies that it's a scam investment and claimed that it was a religious ministry, as if they have not lose any money. The founder of the biggest investment scam scandal in the Philippines is a **Pastor**. Who would think that a pastor who loves to share wisdom and encouragement is the one who is responsible for starting the fraud? Joel Apolinario, a pastor who created a religious ministry to help the poor become rich have really attracted many people to join. It is scary how people hide their whole identity just to gain the trust of others. Just like the other criminals, the head of the biggest scam in the Philippines was also arrested and last year he have even tried to file a certificate to apply for election candidacy. I hope that the biggest scam in the Philippines served as a lesson not only to the whole Filipinos but also to the entire world. We shouldn't easily believe to what the others say no matter how encouraging would it be. We should be very wise and vigilant at all times. Money is temporary but losing a huge money by a wrong move is such a painful experience for a lifetime. We all want our lives to become better and that's why we invest because we want to plan the future. It is very important to be educated when it comes to money and not only you but also the people around you who have no knowledge about it. Scams and frauds never end, in fact they are everywhere. **May 22, 2022**
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55 comments
Grabe talaga yung mga scammer ngayon Sydney kaya ingat² talaga tayo. Ang dami nila. Gagawin nila lahat para makumbensi yung tao. Ganyan mga scammers. Never ko pa narinig yang KAPA Sydney. Meron na akong napanood sa KMJS ata yun. Grabe. Dami din na scam tas ang laki pa ng mga money na ininvest. Kawawa lang talaga.
Oo Ramona, madami yung mga naloko and halos lahat sa kanila mga big time dahil milyon yung ininvest nila sa kapa. Kaya yung iba noon gusto na magpakamatay.
Oo Sydney. Grabe talaga mga scammers kaya hindi talaga dapat magtitiwala. Oo Sydney totoo yan. Sobrang sakit nun.
Hanggang ngayon Ramona, may mga scams pa rin na ganito and I hope na di na magpapauto yung lahat. Alam mo yung Leefire? Isa yun sa mga ganito and nakakatakot na madami yung tumatangkilik.
Tama Sydney dapat hindi na magpapauto. Parang narinig ko na yang leefire Sydney.
Yung mga kakilala ko nag invest diyan sa Leefire kahit obvious na pyramiding scam. It's their choice Kung ayaw nila maniwala.
At talagang nagbalak pa sya na kumandidato kaloka.. Kapag kasi talaga pera at easy money madaling maakit ang mga tao. Sana lang eh maging aware ang mga tao sa pyramiding scam na yan..
Nakakatawa nga ate pachuchay dahil yung plataporma niya daw ay education loan at pabahay. Kung talagang tuluyan siyang tumakbo sa senado at nanalo pa, hay ewan ko nalang.
Grabe kakapalan ng mukha eh.. Di na nahiya sa mga niloko nya..
Oo ate pachuchay, minsan kung sino pa manloloko siya pa makapal ang mukha hahahah ewan ko nalang
Now ko lang narinig unf about sa kapa pero ung malaman na pastor ung mayari parang nakakahiya, I mean kaya madami nagtiwala kasi pastor eh.
Di din ako makapaniwala na pastor. Tas minsan sa simbahan may prayer meeting pa sila, parang matatawa ka nalang sa tuwing maiisip mo na Pastor yung nanloko.
Sobrang matunog tong scam na to. Grabe walang puso mga scammer. Andaming pangarap ang nasira dahil dito. But it was a lesson for everyone.
Sobrang dami ng naloko tas ginamit pa nila yung religious nila na simbahan para ipagmukha na malinis yung hinuha nila.
Too po Yun. Maski sa Amin dito sa Leyte, may nag invest din. Pagsabog ng kapa.na ito pala ay scam, ayun Daming Pera Ang nasungkit ng pastor na Yan. Kawawa lang Ang mga tao.
Ginamit pa nila yung "religious ministry" para makapanloko ng maraming tao. Di ko talaga malilimutan to dahil ilang beses ko to noon napanood sa balita, yung iba susunugin daw nila yung ministry.
Investor ka din sa Kapa? Oo nga ginamit lang ng pastor Ang pagpapreach para lang makuha ng Pera.
Di ako investor niyan, I think 15 pa ako nang nangyari yung scam. Kaliwa't kanan kasing nabalita sa TV yang kapa kaya sobrang pamilyar sakin.
Mabuti kung ganun. Dapat maparusahan Ang pastor na Yan...
Actually nakulong po siya pero last year, nag file siya ng certificate of candidacy para sa senado hahaha.
Yung sis in law ko naman ay organico ba yun ,nung lumabas na scam ang kapa,daming naglabasan kasama na yung organico 50k na scam sa sis in law ko.
Grabe ang dami palang mga nagsilabasan na scam noon and di basta basta yung mga pera na inilalabas. Sa totoo lang, hanggang ngayon meron pa ding mga ganito na nag-eexist.
Hmmm, diko na to tanda. Wala akong maalala na narinig ko yong news abt thjs. Siguro kasi di ako palanood ng balita. Anyways grabing laki man ng nascam. Wagasan ee. Daming victims. Yong kala nila yon na ang magiging start ng pag lago nila, kabaligtaran pala ang mangyayari. Kalbaryo ang dala. Tsk tsk
Nakakalungkot Ruffa pero kung gusto natin umasenso wag talaga tayo papasok sa isang bagay na madalian dahil mapapahamak lang tayo sa huli ;(
Siguro may dapat din tayong baguhin sa sarili natin. Yun bang madaling maniwala na kikita ng malaki ng walang malinaw na business plan. Pero marami pa rin ang naloloko ngayon. Thank you for sharing, sis.
Tama ka sis. Wag tayo masilaw sa madaliang pera. Mas mabuti na pinaghihirapan natin yung pera natin kahit maliit lang yan. Pag may tiyaga, may nilaga.
Yung samin ng kapatid ko 5k yata yun pero yung regin,pero yung brother ko nasa 20k din nadali ng kapa
So Isa po pala kayo sa mga victims? Buti di kayo nag invest ng 100k. Sana di na po yan maulit. Ang laki din ng 5k at 20k huhu.
Ay hindi,wala kami ganoon kalaking pera,peri yung sa parents ko na invest nila iba ang name,naka payout sila noon,yung 5k nila naging 15k
Pero yung mga bagong users yun yung kawawa dahil wala na silang mapi-pay out huhu sana wala ng ganitong mangyari pa. Kawawa kasi yung mga walang alam.
Naku sis! We are one among their victims. We joined less than a month before nagclose. Ayaw talaga namin but how sad that di kami naka stand sa principle at nadala parin leaving as nag KAPA2 ug bayad sa utang hehehe
Buti nalang nag close sila nung kakajoin niyo pa, andami nga talagang nabiktima nitong kapa. Kahit dito sa readcash meron palang mga nabiktima. I hope this will never happen again.
Nakajoin talaga sis at wala talagang nakuha kasi nga nagclose agad. Malas talaga hahha
Nakakalungkot naman po pero sana di na yan maulit. Sana wala ng naloko ngayon dahil marami pa ding online scams kahit saan.
Ou nga sis peru bakit may mga taong ganyan ano.. di nila iniisip ang mangyari sa kanilang kapwa
Yan din tanong ko. May mga tao po talaga na masama yung budhi and wag kayo mag-alala sa impyerno naman yung punta nila.
I hope so they will change and they will accept their mistakes, repent and change their lives for good.
Yes yan yung tama. Di mawawala yung scams kahit saan pero pwede natin maiwasan.
Money changes and pollutes people irrespective of who they are- Pastor or not.
Yes that's very true. Money is totally the root of all evil things in the world.
Those people who are being there for long time is so pathetic. Like there contribution about organization doesn't went back to them.
Agree. The organization even use the religious ministry to make them appear as a sacred place but it's just one of their stinky act to hide their malice.
Hindi talaga ako na pasama sa nabiktima nang KAPA o anuman investment sa Pilipinas. Di ko Kasi matukoy Kung paano lalaki ang pera Kung legit ba o hindi. Naa pud koy trust issue HAHA kidding wala talagang pera para iinvest.
Hi sis! Bisayan speaker ka ba? Ang hirap talaga magpadalos dalos sa desisyon lalo na kapag pera yung pinag-uusapan. Wag basta basta magtiwala kahit kilala mo pa yung tao.
Ay sorry HAHA nasamahan nang bisaya na words naiintindihan mo sis ? Pasensya na. Nakahiligan ko din magresearch muna bago ako mag risk nang pera ko kaya nang nauso ang KAPA o anuman talagang feel Kung may something fishy kaya di na ako pumasok pa. Malaking impossible din na tutubo ang pera nang malaki agad.
Don't worry dai kabalo sad ko mubinisaya kay mao na akong language hahahah taga misamis Oriental ko. Bisayang dako. Usahay sad masagulan nakog binisaya ang mga comments hahahah sa masipyat lang.
I've heard about this KAPA before I am just glad that no one from I know became a victim of this scam. I just feel bad for those people that invest into this because some of them might use their life savings or borrow it from others hoping that it will grow
Yes I feel bad about their misfortune too. I really hope that this become a big lesson in our country that we shouldn't trust everyone especially when it is about money.
Buti nalang that time wala kaming extra money to invest.. Lesson learned invest our money on a good and legal way.. Like depositing our money to our local banks.. Kahit maliit ang interest atleast kumikita..
Yes yan po ang tama. Di talaga mabuti na magpasilaw tayo sa madaliang pera, diyan tayo masyadong napapahamak.
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