11.21.2022: "Converted 0.15 BCH For My Weekly Budget"

ARTICLE NO. 151 OF 2022
TITLE: <11.21.2022: "Converted 0.15 BCH For My Weekly Budget">
DATE OF PUBLISHING: <NOVEMBER 22, 2022>

In this blog, let's talk about "budget" & "budgeting." Are you in? No matter the answer will be, let us tag along and proceed with this financial-related topic.

In your own preference, how would you define these two words: "budget" and "budgeting."

Of course, it is all about money. But I absolutely agree to how Dave Ramsey, an American radio personality & businessman, defined the word "budget." According to him ...

"A budget is telling your money where to go instead of wondering where it went."

📷 Source: A-Z Quotes

In order to spend money effectively and to easily track down the previous expenses, an individual must learn on how to do the budgeting, accordingly. That's a must in order for us to survive this demanding world we're currently living in. If a person don't practice it too well? He/she will surely carry such financial burdens, starting in no specific time.

Ever since I am in Junior High School, I've been practicing it. And when I received my first-ever salary as a SPES amounting to almost eight thousand pesos, I had used it for over 4-months.

" .... another things is, my parents don't practice that toxic culture of: "ako maghahawak ng pera mo para 'di mo gastusin sa kung saan-saan." That salary & every money (scholarship allowance, etcetera) that I am having? I managed all of it, alone."

In this part, let's get to know one of my sources of budget & how I do the budgeting.

❛⁠ ❛ EARNINGS IN BLOGGING

... is where my budget usually came from. Once I had received such allowances from my scholarship grants, I will stop from converting various amounts from my BCH hodlings for 1-3 months. Once it was down to PhP 1000.00, I will resume from pinching in crypto.

In this article entitled as "Earned 0.27+ BCH Amidst Of Inactivity", I have mentioned that I have earned 0.27+ BCH upon blogging at read.cash and noise.app (excluding Hive):

From November 14-19, I got to accumulate a total of 0.06+ BCH after receiving numerous upvotes from TheRandomRewarder and fellow writers:

Meanwhile, here's what I had after posting different counts of short posts in noise.app:

Since I am about to run out of budget, I opted to convert my remaining November crypto earnings amounting to over 0.13+ BCH.

" .... I don't have other choice ey ~ so pikit-mata na lang talaga. Therefore, around 11PM of November 20, I withdrawn my earnings in the two platforms and sent it to my cph wallet intended for cryptos."

• AT READ.CASH

• AT NOISE.APP

Then on the next morning, I finally received what I must receive ...

This amounts to 0.13+ BCH. But I added some BCH from my hodls to make it 0.15 BCH which is equivalent to PhP 901.83.

As I converted it into Philippine currency, I proceeded on cashing it out. Though, I don't cashed-out all that amount as I left 100 pesos for my next weekly load allowance.

Next question: "How do I do the budgeting?"

Before I convert BCH or withdraw such amount in my bank savings, I first do a basic computation on what I need to finance. If it's not yet necessary to allot money for such thing, I won't include it on the amount to be withdrawn. Why am I doing this? To avoid over-spending.

Here's what I had already spent using that 800 pesos ($13.95):

• Printing of thesis outline;

After my thesis advisor checked & finalized my individual paper, I must submit it to my critic for further checking. My outline? It has 42 pages (including 2-pages of formal letters) which I paid for 115 pesos ($2.00) for printing it. Look at how thick it is ~ partida, outline pa lang 'yan at 'di pa manuscript.

• Monday and Tuesday allowance;

I allotted 75 pesos for my Monday allowance and another 100 pesos for today, including the lunch.

In total, I already spent 300 pesos ($6.00) and had left with PhP 500.00 which I hope that wouldn't be drained until next week. Forda tipidity muna ang ferson ... (⁠｡⁠•́⁠︿⁠•̀⁠｡⁠)

For more chitchats, feel free to reach me out via:

• noise.cash: imanagrcltrst

• noise.app: imanagrcltrst

• Hive (PeakD): futureagrcltrst

Or communicate with me in my socials:

• Twitter: IMANAGRCLTRST

• Telegram: IMANAGRCLTRST

• Discord: Imanagrcltrst

LOVE LOTSSS!