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Saving Money (A Response To @Eirolfeam2's Post)

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Avatar for bmjc98
Written by   212
2 months ago

This was supposed to be my comment to @Eirolfeam2's My Top 10 Tips To Save Money As A College Student, but I just decided to use this as my next article.

Guys, whether you're a student or an adult like me, you really need to read her post. Trust me, it is something you should and will also inspire you to do something new, in case you're really not into saving.

Anyway, let's talk about saving money here. (I know I should focus on announcing the winners for my D2: Winners For The Random Upvotes Giveaway, but I will do it later. Besides, I got discouraged after receiving 100% plagiarized entries.)

First off, I learned saving money when I was a little kiddo. I used to get all my dad's coins and saved it in my piggy bank. And since I was just a kid back then, I gave every penny I saved to mom if we ran out of anything. Besides, I was just a little kiddo who doesn't need the money back then.

I continued saving money when I was in grade school. I don't use all my allowance for food. I saved some for my projects in school. I was the kind of student who doesn't ask for money from mom if I still had enough.

Then my first achievement came in when I was in college. I had only 20-30 pesos a day as my allowance. I was really the "kuripot" type or thrifty. I don't even buy a brownie even if it was only 10 pesos. For me, that was already a big thing. With my 20-30 pesos a day, I only spent half of it for the fare and snack. But guess what, I was able to save and even bought my first pair of shoes. That was my biggest achievement ever for me. This is why I believe that even with your coins, you can still save if you just really want it.

And then the real savings came in 2009 when I got my first job. I started to save 500 per salary. I was mocked by friends coz for them, saving money is useless. Still, I let them talked about me and just continued my thing. And as soon, as my savings grew to 10K, I immediately opened my first ever passbook account in BPI. After two years, I was able to save almost 70K.

Unfortunately, I had used all the money for my artificial leg's maintenance as it cost a lot. Plus, I also rewarded myself with a smartphone and my dog, Kiah. No regrets though. I believe I deserved all of those.

Then I had to close my BPI savings. After a year, I opened another bank account, and this time, I used Chinabank. For only 500 pesos, you can finally have your passbook account. As of this moment, I still don't have much coz I have other bills to pay - my PAG-IBIG and SSS loans. I think I have only 50K. Well, at least I have savings, right?

I am still the "kuripot" type but not when it comes to my furry babies and my family. When it comes to them, I am willing to spend a little extra. But after reading @Eirolfeam2, I realized maybe it's time to uninstall Shopee and only buy the essentials. HEHEHE.

Again, if you really need to learn how to save or be inspired, check her My Top 10 Tips To Save Money As A College Student now!

Sample of my extra savings

**All photos are mine.

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Written by   212
2 months ago
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Comments

A penny saved is still a savings sis, that's what I am instilling to my daughter❤️

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2 months ago

True, sis.

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2 months ago

It is practical to save for your future. No one knows what future may bring. In your situation , good thing you have your own saving you can use for your own needs also. Not all people think the way you do. They just spend and spend never to think what would become of them during crisis like this or any emergency cases.

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2 months ago

Well, that is so true. I guess I'm just so lucky that I learned the idea of saving money at an early age.

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2 months ago

Thats good. Keep it up!

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2 months ago

It's not easy to save money especially in this digital age of ours where we are constantly bombarded with adverts of the latest gadgets and fashion. It requires a lot of sacrifice , discipline and consistency to stay on course. But in the end it's worth it.

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User's avatar M3i
2 months ago

True. Temptations everywhere. Not to mention, there are lots of sales going on everywhere, so it's really hard to save. But as you've said, it's all worth it in the end.

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2 months ago

for ending Hope nudity in art is not prohibited here...hups. I would definitely recommend this event to you, it is challenging and you learn on how to increase your imagination.

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2 months ago

Saving money is a great thing , I remember my self when i was on work , all my friends eating and drinking and I always said that I don’t want to eat . But in fact I was saving my money.

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2 months ago

I can relate to that.

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2 months ago

Your tips are always awesome. It can help others.thanks for given this tips

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2 months ago

Thank you for appreciating. :)

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2 months ago

Yayy. Thank you so much po for recommending my article. I hope other users will be able to read it, and will be able to learn the value of saving, because it might help them in the future. And it's good to know, pareho po tayong nagsimula nung bata palang. Haha! Let's keep it up. :)

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2 months ago

Oo kaya napahaba type ko sa comment section mo at nilipat ko na lang dito.. HAHAHA.. kasi relate ako sayo.. kaya cheers for more ipon in the future!

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2 months ago

Yayy! Cheers to that po. To more ipon to come. Haha

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2 months ago

Natawa ko sa I close shopee. Being a businesswoman, shopee is important to me 🤣🤣🤣..

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2 months ago

Oo.. businesswoman ka so need mo talaga mga ganyan.. at ako naman, need ko ilet go muna.. coz pag nag browswe ako at me laman gcash ko, napapa shop talaga ako.. kahit minsan d naman needed yung bibilhin ko..

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2 months ago

Naku ganyan din ako. Shopeepay pa more hahaha. Yan and dinidisiplina ko ngaun eh. Tantanan ang shopping kht d nmn need haha

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2 months ago

I have issues with saving. Seems like I always end up spending the little I saved. Will try better ❤️

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2 months ago

There's always a next time for everything. :)

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2 months ago

Sana all may ipon. Try ko mag ipon.😂 Is that you in the photo?

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2 months ago

That guy is my cousin and the photo was taken ages ago. I had photos like that but unfortunately, I lost them when I tried to transfer my photos to my new phone.

Anyway, mag ipon ka para in the future, me aanihin ka. :)

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2 months ago

Pag may trabaho naa. Wala paa kasi source of income ngayon lalo pat student pa ako.☺

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2 months ago

Yay! Ilang taon ka na ba?

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2 months ago

Secret. Hahahag. Senior High pa ako.😂

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2 months ago

Wow! So super bata ka pa. Well, ipon ipon pa din if me chance.

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2 months ago