Saving for Prepaid Healthcard

Published: August 2, 2022
Time: 9:18 AM
Article #: 171

I've been writing and producing articles for 19 months now, and fortunately I've been working hard while paying for my education and working as a full-time mother. I didn't anticipate that my sole capital would be writing, as I've stated in earlier posts. To be very honest, I hate writing years ago. I have even tried to write some fiction, but I have given up since I shudder every time I read it again after publication. Anyway, I'm still figuring out how to pique my interest enough to write new stories. But for the time being, I simply love writing anything I like.

I didn't seem to accomplish anything on Monday. Since my mind isn't working with me while I'm writing this essay, let's simply speak about healthcards for the time being. Perhaps some of the employees here have health insurance, but have you heard of the Prepaid HealthCard?

I believe that these prepaid healthcards were created for independent contractors based on what I have seen on Tiktok. Additionally, obtaining a prepaid healthcard is as simple as 1, 2, 3. You only need to purchase items online through Shopee or Lazada, and then decide on the type of prepaid card you wish to use.

I'm not currently employed, therefore I'm unsure if getting this form of healthcard will be beneficial. As I checked some HMO Cards, there are some conclusions that might not be fit for my ideal plan so this needs more further research.

Maxicare EReady Titanium

This plan is for sigle-usage only and the benefit is 15,000 PHP for emergency treatment only.

Highlights

Benefit of up to ₱15,000 coverage on emergency treatment/ Single usage per card. You can use multiple cards in a year./ Eligible for ages 15 days old to 65 years old only/ Group Life with Accidental Death, Dismemberment & Disablement (ADD&D) up to ₱50,000/ Valid for 1 year from activation date/ Covers preexisting conditions/No preliminary checkup and paperwork needed.

Maxicare PRIMA Silver

This is my first choice. At only 4,999 PHP, this already comes with unlimited lab tests, diagnostics and consultations for individuals 0 to 59 years old.

Highlights

Unlimited prescribed lab tests and diagnostics/ Unlimited consultations/ Valid at any Maxicare Primary Care Clinics (PCC) / Single usage per type of dental service/ Eligible for newborns to 59 years only/ Valid for 1 year from activation date/ Covers preexisting conditions/ No preliminary checkup and paperwork needed

Actually, there is also Maxicare Gold and it costs 12,000 PHP and up so let's just stick with these two plans that is much near to the reality okay? hihi.

Anyways, that's my another plan for this year. To get at least 1 HMO for myself of for my son. Because of that, I need to grind more and keep hustling so that I could get the specific amount I need for this healthcard.

"The best time to start is when you don’t need to do it."

（＾∀＾●）ﾉｼ