The Invisible goes to Piggy and Mickey
Since last year we started this sort of a mutual agreement with my partner. Both of us wanted to just have some amount to keep so we decided to make the 10 and 20 peso coin invisible.
Here in our country, both coins are just new. We never had a 20 peso coin before it was bills but Bangko Sentral decided to release a coin for 20 pesos. This INVISIBLE game or agreement is something that I never expected to survive since I am a breadwinner then that means I would have to look for any means that could make my income enough for our needs but with this trick everytime we receive 20 or 10 peso coin it would go directly to this piggy and mickey bank.
We do not have any specific reason why we are doing this but we have this understanding that it is for our future especially our kids. Usually I really find it hard to save because I am the main provider in the family and all the things I earn would mainly be used to sustain our needs but then, my partner wanted us to just put some amount aside not just for rainy days but really for the days when we need to buy something for ourselves or for the kids.
There is this superstition mentioned by my cousin's wife that when you save in a piggy bank or some sort of a coin bank you will encounter misfortunes that would lead you to spend everything. God forbid but I really did not believe or focus on that thought because for me, really, is that there is something we can use when needed and that we have have our own SAVINGS.
I remembered way before I shared about a good formula when it comes to saving but unfortunately I have not been able to follow it since I always fail to get such percentage on my salary.
...end thoughts...
Savings is a good way to prepare for emergency or any unexpected events but other than thinking that it is for something bad we can just say that we are doing such to buy something in the future. We have so much to prepare and a lot of things needed especially that our eldest child would soon go to school. Education is good but it comes with paying for tuition, projects and etc. Of course there's the allowance and other school stuff. I am excited for my children. I am excited to see them grow up and fulfill their dreams.
I am planning though to do the same with BCH or other cryptocurrency. I will try if I can balance my earnings with crypto by not withdrawing some funds.
What about you guys? How do you save? Do you do the same?
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