My Plans After Reaching My 1-Million Mark: Crypto and Fiat Savings Combined

While my Crypto Portfolio Goal and Fiat Savings Goal are completely two different goals that I'm trying to achieve, but after getting a little excited, I added both of my savings in crypto and fiat, and I found out that I'm already a Millionaire. 🤯

Some months ago, I wrote an article that asks, "Can I Become a Millionaire at the age of 22?" This is just a question that got into my mind after reading a post on Facebook. Being the dreamer that I am, it is also one of my goals to be a Young Millionaire, specifically when I'm already at the age of 22. It's not that I'm hungry for money, but it's the thought of having financial freedom that I'm craving for.

I have been saving money since I was a child, all thanks to my parents who taught me to be thrifty of my allowance in school and save them in a bamboo bank. I brought this trait until today. I am not materialistic. I don't buy expensive things or branded clothes. My only obsession is to buy a new phone every two years but I make sure that the phone is a good investment, not a liability.

I was only 20 years old when I first got my 6-digit savings in my bank account. I even shared My 100,000 Pesos Savings Journey at the Age of 20: Tips for Students before during my early days here on read.cash. After reaching this digit, I aimed for a higher number as the years go by.

Then the crypto world brought a huge impact on my Finances. I have shared a little of my crypto journey already in the article that I published about My 5-Year Journey Into The Cryptocurrency World. Then I reiterated it in my "A $21,000 Crypto Portfolio Goal: Where am I now?" article.

Now, after 5 years of being a noob in the crypto-verse to being a 'frustrated trader-wanna be', I already reached my first Million Peso with the help of different cryptocurrencies.

This is not to brag but to share my experience and this little achievement I have.

My Ultimate Crypto Portfolio Goal is to have a total of $21,000 out of all the coins I have. I am still $1,500 far from that goal, especially that the crypto market is very volatile- the amount might be huge today, but tomorrow, it can also be very bloody. However, I keep my hope up high that the prices of the coins I am currently holding will still rise in the long run. Also, as I have shared, I have 100,000 pesos savings in my bank account. When both of my crypto and savings are combined, they would equate to more than 1 Million pesos.

Even though the goal to be a Millionaire is already achieved, I still want to believe that it is not yet achieved, so I am writing my plans as I go on with my journey.

1. Feed my Bank Account

I have shared before about my Ultimate Savings Goal which is to save 250,000 Pesos on my bank account before my 22nd birthday. To do so, I am planning to accomplish it by saving a portion of my profits in crypto trading.

2. Reach My $21,000 Crypto Portfolio Goal

The goal remains the same and I am optimistic that even though I will slash some of my profits from crypto trading, I am positive that the coins I will be holding for the long term will help me accomplish it.

3. Give Money to My Parents

The only reason why I am working so hard is for my parents. I want to give them the things they need and to make them experience all the things I personally want to experience. I want to make their life more comfortable.

4. Treat Myself, Family, and Friends once in a Month

Since my goal is to make memorable moments with the special people in my life, I want to treat them even just once a month- may it be by eating in a restaurant or just having a simple food trip in our place.

I still have a lot of goals that I want to accomplish but I will slow down for a bit but the hustle will continue. Aja!