YOLO - Your Obligation is Long Overdue. Pay Now "YOLO" later!

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Avatar for grey23espartinas
2 years ago

No: 51-13

August 27,2022

YOLO - You Only Live Once as we oftenly hear from the young gens so better live life to the fullest! Make the most of the present moment and don't worry about the future. Oh! how easy it is to say than done huh? A don't worry be happy lifestyle.

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I have a small variety store or we call it in our native language " Sari-Sari Store". If you have a business may it be big or small , credit is part of it. Some will pay weekly or some every payout or payday. Would it be every 15th or 30th or 10th or 25th of the month. I allow them to get their daily needs from our store and then pay it later.

There are some that was'nt able to pay on time but it's ok as long as they inform me and tell me the reason why. I know if they are telling the truth coz most of them are living in the same compound that i live. And if somehow they are just making alibi's , i just shrug it off. I don't care much if they lie coz i believe i am not the one they are fooling anyway. I am not the type either who will scold them or said something to hurt them coz of the things they owe me. I have patience long enough to wait but not for a lifetime,hahaha!

Communication is always the key. Talk to me and everything will be fine . Though i have one rule , you are not allowed to add something in your credit lists unless you settled the previous one. Like if you were not able to pay your dues in your recent payout which is commonly every 15th of the month then i will not allow you to get something from my store unless you settled it first. As simple as that. I'm doing business anyway and not charity. So my being lenient has it's boundaries.

When it comes to lending money , i only lend what i am ready to lose. Just like in crypto huh? An extra money that it won't bother me if you can't give it back in time or even if it will take long for you to pay me. Or for some who does not even bother to pay me at all. I took it as my loss but at the same time thinking i was able to helped them and so i just let it go but only if it's a small amount.

However, there are some cases that we can't avoid like in emergencies. If there is an urgent need like hospitalization . Just like what happened during the heights of pandemic . My husband went home one day and told me that a relative of him was worried coz his wife is about to give birth and they rushed the pregnant wife to the hospital but swab test is needed so they need 4,000 Php for the swabtest for both of them asap! Since it was an emergency i lend them the money immediately as they promised that they are going to give it back as soon as everything was settled in the hospital.

So everything went well until they were released to the hospital safe and sound. Of course i did'nt ask them about the money yet. Until such time that i am wondering if they are going to pay me back coz it's already past 3 months. So i asked my husband to remind them . It was still pandemic so i would understand if they could'nt pay me back in full. Aside from the 4k they also have around 2k credit on our store so for me 6k is a big amount .

I'm starting to get agitated but still keep my cool coz they said they are having a hard time coping coz of the pandemic and so i waited ... until it was a year ,until the baby was already walking and turning a year old. And geez! They throw a grand one year old birthday party! We are even invited to the party. So i was like , oh! let's attend the celebration. They might give us the borrowed money this time.

And so we attended... I even brought a dessert for the birthday boy and gifted him 500Php. The set up was cool and fun , jungle theme with photo booth and tables and chairs was neatly arranged. Decoration was awesome and the food was great as well. Pinaghandaan ba ! But to my dismay , nohing has been said about the borrowed money from a year ago.

After we had our meal ,we went home immediately. I was like , ano na? My husband as well was furious but does'nt want to ruin the day but was firm to talk to the couple regarding it the day after. I posted the lead image i used here in my fb account that day cos i was really pissed. Would you believe that it took another 6 months before they were able to pay that amount? One and a half year to be exact. And in between that period. There are posts i was seeing from the wife , asking how much was the hair color and rebond would cost, is it allowed to bring a child to a newly open foodhub , going to the mall, cakes for their son on his monthly birthday, etc.. etc...

In conclusion , i don't care really how other people live their life. Post what you want , eat where you want , buy what pleases you and post it in social media for all people to see but just make sure you settle everything that you owe first. I don't think it's nice to post " feeling blessed " in your my day while somebody is feeling unblessed coz of your act.

We only live once , yes it's true but make sure to live your life right. If

Y-our

O-bligation is

L-ong

O-verdue

consider paying or settling it first before posting a happy moment in a restaurant or a starbucks coffee in hand with a caption " You Only Live Once" so be happy don't worry , seize the day $h!+! Pay now and YOLO post later. lol!

Thank you for the read! And to all my sponsors , Salamat ng marami as always! Kindly check their works too frennies , it's awesome!

grey23espartinas

Lead image is mine and originally posted in my fb page Room of Thoughts.

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2 years ago

Comments

Ako naman ate, dapat you afford the life you want to live. Kasi kung YOLO ka today, yet it can leave you dry, wala rin. Kaya ako kapag may gusto akong gawin or kainin, ipon muna. I should afford it first.

$ 0.01
2 years ago

That's the right attitude bhe, minsan kasi yung iba ng dahil sa kagustuhang makasabay sa trend hindi na alintana kung ipangutang man pati luho. Or disregard their obligations , pikit mata magawa lang ang gusto.

$ 0.00
2 years ago

Yong may oang gastos sa luho yong utang st priority. And matindi, di talaga sya naka prioritize. Pano kaya sila nakaka tulog ng mahimbing no. It's like that money is inipot mo lang to get. Ang tagal nyan kitain sa store ha. Kala nong iba porket may store mayaman na, my goodness. Kaya mandin sina Mommy, may sari sari store din yon ee. Dun lang talaga sa kakilala na maalam mag bayad nagapautang. And same to you na kapag di pa bayad ang nauna, di na makakaulit. Ano palang sabi nong nag bayad sayo? Nag thanl you ba naman? If di pa talaga paalalahanan ee si ka babayaran no. Aigooo

$ 0.01
2 years ago

Hay naku bhe , inutang lang din nila yung ibinayad sakin , wahahaha! sinend lang sa gcash waley tenk yu😂Yown! kapag may tindahan kala nga nila nagmamagic ka ng pera. Yung feeling na hindi ka namumuhunan at dimo binibili yung paninda mo. Kapag nakita na full stock , pahiram naman 150,bigay ko din maya. Linyahan ko naman eh nakita mo ngang kakapamili ko lang so waley ako pera.

$ 0.00
2 years ago

Yung ang hirap sa iba talaga. Parang one day millionaire tapos magpost pa ang hindi alam ng iba ay marami pa pala obligasyon. Siguro understandable kung naghihirap at walang mga luho at nagpopost pa. My goodness, may nerve talaga na magpost ng kung anu-ano at may mga obligasyon pa pala na dapat unahin. Minsan nakakainggit yung mga ganun na panay gala..kain ng masarap dito at doon. Pero ako sinasabi ko talaga sa mga anak ko, kapag nakaluwag tayo walang problema sa akin na kumain kami minsan sa labas para itreat sila. Pero sa ngayon kailangan namin gumastos sa naayon sa estado namin sa kasalukuyan dahil maraming mas dapat unahin. Gets naman nila kaya salamat sa Diyos at hindi sila panay hingi ng hingi gaya ng ibang bata dito sa kapitbahay namin.

$ 0.01
2 years ago

Ganun din ako sis , tanggap at alam ng mga anak ko kung ano lang ang kaya at kapag may extra sa savings ang punta at minsan tinitreat din sila for good works pero mostly sa mga needs muna.

$ 0.00
2 years ago

Whhaaat? May bago na pala meaning ng YOLO hahah! I love that sis, relate na relate. Sana ma alala din ng friend ko na mag YOLO sa utang nya sa akin hahah!

$ 0.01
2 years ago

Hahaha! yes sis kakapalit lang ni webster, charot! Naghahanap ako ng chemist na mag-gagawa ng pill para bago tayo magpahiram iinumin muna ng taong papahiramin natin yun para hindi magka-amnesia, hahaha!

$ 0.00
2 years ago

Agree, lend what you can afford to lose😂. I am done with that na, " babayaran ko sa sunod na buwan" ang pinaka sinungaling na salitang narinig ko😂. Kaya ako'y dalang dala na... sa dami ng pinahiram ko na hindi nagbayad at nagka amnesia pagkatapos😂.

Iyong ikaw you help in times na nangangailangan sila, tapos ending ikaw kawawa kasi nilimot na ang utang.🙄. Buti sana kung wala talaga capacity to.pay

$ 0.01
2 years ago

Tamaaa! meron pa ngang papagcash ko na lang tas ibibigay ko naman number ko tas luwa na mata ko wala pa rin si gcash, hahaha! budol is real😂

$ 0.00
2 years ago

Haha minsan kasama.talaga ng loob ano?

$ 0.00
2 years ago

Yan ang mahirap po sa ibang tao ngayon. Minsan kahit anong oag-intindi sa sitwasyon ng iba may pangangailangna din tayo, kaya sana yung mga naghiram ppo ay matunong ding magbalik. Isa pa, yung trust po kasi yung nawawala kapag sa ganyang sitwasyon.

$ 0.01
2 years ago

Yown! Hindi lang kasi pera pinahiram kasabay yung trust dun kaya kasabay din syang nasisira kapag sumira sila sa pangako. Hindi na sila nakakaulit sakin kapag ganun.

$ 0.00
2 years ago