For The last few months I was unaware about saving and earning. Though I earned but did not learn about saving yet. But I understand now how important saving is! Suppose I earn 300 USD per month but the problem is every month i waste 280 USD. And this keeps happening because I thought these days the earnings will keep coming anyhow but this is not true. I do not know about the future and what will happen then. If you look at this pandemic situation then you will understand how hard time people are passing and especially those people who did not learn about saving their earnings. If you look again to a well developed country then every month they keep life saving funds on their bank account and this is a trend there which must be followed by every one to ensure old age life. But how about us? Do we do the same or should we do the same?
In my country, this situation is much worse. Because here people do not know what is saving yet so they even work hard when they are upto 50 years old. Some work as farmers though the time for them to take rest. But they deserve this too. Let me give you an example: My one cousin got married last week but he has not done his studies yet, has no job, still asks for money from dad, depends on family, and has no house. But he is already married. How will he handle this situation now? Did he ever think this? Suppose he got a job now with a salary of 170 USD per month in the city but he can not bring his wife there due to a lower salary. So he needed to keep money for himself there and sent money home for his wife. And finally he saw only a little amount stay for his savings. Later he became a father and got extra expenses for his child. In this case, how will he keep his own expenses then child and wife expenses? After that his child grows up and goes to school but his childs do not get enough facilities to study due to the poor salary of his father and so on.
But why does this problem occur? Just because of a wrong decision to get married. No matter if you are a boy or a girl, you should have the maturity first before getting married. What is maturity? Maturity is understanding your own position and working according to it. How can a person get married when he has no security for his own life like he can not ensure one day food for his family? If no one is able to ensure food for his family then the married life is not for him and if not this thought does not come to him then he is not mature enough. But this keeps happening here and this is why people at old ages still work in the field while they keep saying they made a big mistake in life.
This is why we all should realize that for everything there is a right time. For a job, we first need to finish study. Same as for marriage, first you need home , then balance on bank, permanent job. Why is this all? For a secure life of course. The people who do not think about this then their life will remain insecure and will end up with zero as if they were born zero.
Though I am not like them, I am not aware of savings which I noticed today when i went home from the cash counter. I cash out some amount of money for home repair. I realized that I am spending much more than I can save now. This helps me feel something unique, so I change the way I spend my time from now on. Who does not want a secure future? Though the amount is small, saving it for future will give extra power on yourself to work hard. In fact, this is all about our child's future 😎.
How is your saving position?
Cheers!
Even since I was a kid, I get used to saving my money. But the more I save the more my aunt and siblings will borrow lol 🤣
This article of yours tells a lot about this younger generations today. Especially people at young age starting a family without being financially stable.