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A Major Decision in the Next Couple of Weeks

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Written by   156
5 months ago

Luckily, I happen to be a constant planner. Especially when it comes to money. Because in the coming weeks I will have some very important decisions I will need to make.

For the past several months I have been rolling the idea around in my head to consider semi-retirement. The thing is that while I am still quite young—a mere 48 years old—I have also worked very hard over the years to achieve certain financial goals for myself. And I did most or all of that in order to have one thing available to me.

The freedom to choose what I want to do. Not what I am forced to do.

Image courtesy of Pixabay, user Pexels. Adventure Altitude Backpack - Free photo on Pixabay

I will spare you the details about exactly what the above means. I plan to be on here a long time, and I will have plenty of time in the future to share my ideas about building wealth, and all of the benefits one can realize from doing that.

This article is more about the current prompt which is making me have to evaluate this idea a bit more closely in the coming weeks.

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My current job has me in a sales position. It is both an inside sales job and an outside sales job. What customers I maintain are mine, and I earn a commission from every sale I make to those customers. This is, and has been my primary responsibility since my very first day on the job with the company that I work for. It is not a job that is particularly physically demanding, and while the company offers virtually no benefits whatsoever, it is one that happens to pay very well between the base salary I earn and the commissions that I receive from my sales.

So, all in all, it's not a bad gig, so to speak.

But off an on there has been an additional responsibility placed on me and my co-workers (the others salesmen in the office). Over the course of about a two-year span, the decision was made that when we lost our warehouse worker that we would not replace him. Instead, we would do the warehouse work ourselves.

Image by Porwest.

This new task came with no additional benefits. Our base salary was not increased to compensate us for the extra work and for the time that these duties would take away from our ability to stay on the phones, filling orders, and taking care of our customer bases. And we were not offered bonuses either.

At some point we did actually see a drop in overall revenue for our branch. Let's face it, when you have less time to actually sell, you are not going to bring in as much money for the company. And of course, less sales for the branch means that each salesman is selling less—and so the cycle goes that you also realize at some point that you are making less money in commissions as well.

When your commissions outweigh your base salary and they are reduced, this presents a big problem. More work and less money is never something that generally produces a desirable result for anyone involved.

We did finally make the decision to hire on a warehouse worker so that we could go back to focusing on what we were actually hired to do.

Sell things and move our products.

That warehouse worker, who has been on the job for about a year, has decided to move on, and offered his two weeks notice to us. And at least for the moment it is not entirely clear what the course of action is going to be.

One factor here is that we are getting close to the end of our summer, and summers are our busiest time of the year. While there is still plenty of work to to do in the slower months, it is entirely possible that the company may decide to wait until we enter the next busy season before they hire someone to replace our current warehouse guy who is leaving.

That decision could potentially find us (the salesmen) back in the warehouse for the next eight months.

There was a time in my younger days when I would not have necessarily cared one way or the other what decision would be made in this regard. In my work life I mostly had the attitude that sometimes you just have to do what you have to do. Even if it is not ideal. Even if you don't necessarily like it.

Image by Porwest.

But times are a bit different for me now. Somewhere along the line, at my young 48, I was gifted with back issues that are chronic. I have degenerating disks in my back, and as a result of the lack of cartilage, have also developed arthritis.

This does not make me crippled. It simply makes physical labor much more difficult than it was before this medical condition became an issue for me.

So yes. I have a decision to make in the next couple of weeks. And it will be largely dependent upon what my company decides is their next course of action.

What do I need to see? I need to see an ad go up immediately to replace our current warehouse guy. I can deal with the warehouse issue on a temporary basis, and am willing to commit to that. But I can only commit to this provided I see a clear cut plan as to what the company's intentions are.

Not only do I need to see the plans. I also need to see action.

So, ultimately, the decision that I need to make in the next couple of weeks is do I stay with the company depending on how they wish to proceed following the departure of our warehouse worker, or do I initiate the "plan" that has been in place for several months to decide to semi-retire and leave my current place of employment?

I am not certain what the outcome will be. As they say, everything is up in the air. But regardless of what I ultimately decide, at least I can have the comfort of knowing that I am fully aware of how to deal with whatever decision is made.

Lead image by Porwest.

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Written by   156
5 months ago
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Comments

Is your company aware of your chronic back issues? Are you able to get exemptions due to this for warehouse work? It's not like the company will cover any medical costs due to warehouse work-related aggravations since they don't offer benefits.

You do have some tough decisions to make. I've written a 3 article series a couple of weeks back on sustainability. I may publish that next week. If your monthly maintenance is low and you are able to find alternative sources of income (online comes to mind), then it may make your decision a little bit easier.

I do pray that your decision becomes clear when it's time to decide.

$ 0.01
5 months ago

I am not required to do warehouse work mostly. It is not a part of my job description or duties (unless we do not have a warehouse guy of course).

As for money, I have plenty of it. But I'd still work at least part time somewhere. I think to do otherwise I'd probably get bored. lol

$ 0.00
4 months ago

Oh health problems are really a hassle. What do you sell by the way? I feel you on the smaller salary just because the commission is big. 😂 That's definitely how I feel but such is the life of sales people like us.

Perhaps it is indeed time to change jobs. Hope whichever you choose will be the best for you. 😊

$ 0.01
5 months ago

We sell concrete mixer truck parts and concrete batch plant parts, and it is a pretty lucrative business. Everyone pours concrete and our branch sells in 9 1/2 states. :)

$ 0.00
4 months ago

Oh interesting. That's a good business indeed.

$ 0.01
4 months ago

"I have degenerating disks in my back, and as a result of the lack of cartilage, have also developed arthritis." Dude, I know exactly what you feel. I've got the same, except mine is concentrated to one disk (the one between the 4th and 5th vertebrae). I do not wish that on my worst enemies! Take care dude, a wheelchair sucks ass! So postpone having to be in one as long as you can!

$ 0.01
4 months ago

That is definitely my plan. Hopefully I never have to be confined to a wheelchair. Although one of those little scooters might be nice. lol

$ 0.00
4 months ago

That will be a tough decision and one which will not only have an impact on you but on your family as well. It will depends of course of the financial situation which will be the key breaker in the decision process. I do work to life, in the past conversations we had, I do think that you do have the same mindset. We don't life to work. Not saying that we hate to work, we will still do what we have to do because we do have pride! So, like written on noise. Good luck with the decision process! The wife here will start from October on working 4 days a week in stead of 5. Trying to get a better balance between work and life! She will test it out for 3 months! And will decide then if it will be permanent or not. If she likes it a lot, I maybe will follow her lead/example!

$ 0.01
5 months ago

The most comforting for me is that I have means. I can go a very long time without a single paycheck from myself or my wife. But that does not mean I want to simply walk away from the prospect of always having new money if I can avoid it.

Life is full of tough decisions. This is just one more of them, I suppose.

$ 0.00
5 months ago

But is a real hard one! It is not the same a picking a color something where if you are wrong you just paint it over! Just take your time and follow the heart but don’t ignore the mind!

$ 0.01
5 months ago

That indeed is a predicament but I think you will do what you know and feel best :) Sorry to hear about your back and the arthritis, I have both and it isn't easy.

$ 0.01
5 months ago

It only gets harder to deal with since the condition only gets worse, not better. But it is what it is, I suppose. As with anything in life you just learn to deal with it and not let it have too much of an impact on your life.

$ 0.00
5 months ago

That's right. Not letting them prevent us from doing the things we love to do :)

$ 0.00
5 months ago

I think following your heart in these circumstances is always the best. I would also caution you with your medical conditions to please be careful of further disk compression. Warehousing is a very physical job and no matter how careful you are for brief periods, it will at some point do damage. I have seen friends in the emergency services be permanently disabled with very little quality of life due to a back injury on shift. Always remember, nobody pays you enough to get hurt at work 🌺 if you're financially able to semi retire and still make sure your bills are met with good quality of life, I would go for it 🌻

$ 0.01
5 months ago

Most definitely all things worth serious condition. Thanks for stopping by and having a read and sharing your thoughts.

$ 0.00
5 months ago