10.27.22

Did you ever have a time in your life wherein you felt like you are useless? Nothing you do is enough? No efforts were counted as efforts? It got me frustrated and desperate, so I took a chance, I took a risk.

I suddenly remembered when I tried to look for something that I earn with, something to hustle with. I saw this article by @MintDice, What is a Ponzi Scheme?, and suddenly I remembered one website that got me with this scheme.

Why did I join?

I was pregnant and about to give birth at that time, with no job and being a full-time bum. I just simply don't want to be a burden to my own family.

I stopped working when I knew I was pregnant. I didn't have to but there was a fear inside me when my sister had a sensitive pregnancy and she ended up not enjoying her pregnancy at all, she just laid in bed for most days until she gave birth. Knowing myself and my stress levels, I was afraid that it could also happen to me. I asked my boyfriend (now husband) if it was okay for me to stop working and if he'll support me financially all the way, and he agreed right away.

Months after I gave birth, my father turned 65 years old and needed to retire. He already asked for an extension so we can have more time to plan our finances and house situation. We were only renting and our father's income only got us going. He's been in the same government office for more than 20 years, he was a gardener by the way. Months before he retired, we got an estimate of his retirement pay. We were expecting a bit much because of the years that he worked there. Apparently, he can only get around 150,000 as his retirement pay which shocked us. So yeah, another bad situation that got us in.

Anyway cut the long story short, I asked my mother what's the plan once my father retires. They didn't have a concrete plan yet and she got annoyed at me asking for more details. I told her so we can plan ahead of time and we can help at the same time. Then suddenly, in an annoyed tone, she told me 'tanong ka ng tanong wala ka namang trabaho (You keep on asking, you don't even have a job)' .

Then that's when the thought of my desperation for money started.

Kinney International

Some of you might have heard or seen this, especially on Tiktok.

I've been searching for other ways to earn online like being a Transcriptionist, encoder, back office support, or even a freelancer. I tried however, I was pregnant at that time and I can't afford to stay seated for too long while taking the assessment. My big pregnant tummy and my scoliosis made my back hurt.

I passed by this Tiktok video and checked other feedback from Fb that it's a legit paying platform. The only catch is you need to pay for a certain plan so you can earn as much as twice what you paid for. What you only need to do is to encode or type what's in the pdf file, which is a copy of a book claiming they are looking for encoders to digitalize it.

See the plans that they offer, interesting right?
I mentioned this to my friend and luckily (unfortunately pala) that she knows someone who's in it too. She got referred and assisted to be in a team so she can start typing and earning.

She got the lowest one-time user plan at that time, 5,000 pesos ($100). Within more than 10 days, she got her first earnings there. I let her join first, and she agreed and will let me know her feedback so I can join too. Right after she got her money, she told me that the Supreme Plus plan will end and they will change subscription types. I thought I can still make it if I availed the plan. As a person who is desperate to earn money, I bit the bait. I asked to join and availed the Supreme plus plan for 18,000 pesos ($360). You might be wondering where did I get the money? I used my maternity benefits. I still have the remaining 20,000 pesos at that time and decided to 'invest' it in joining Kinney.

I transferred the funds to our Team Leader and got my credentials, worked double time while Lil B was sleeping so I can finish the job right away and wait for the payout.

Suddenly, the date for my payout came and I didn't get it on time.

My friend assured me that it might be delayed for a few days, just like what happened to her first subscription but she got the money.

Weeks passed and we were informed that there was a delay in the payment due to the management overseas. They kept on assuring us that they were working on it. Some reasons were because they updated the website, the finance team has fewer people and Kinney is growing, etc. They even asked the members to open an account in All Bank, a digital bank which later on known wasn't registered in BSP.

Months passed and people in our team kept on following up with our team leader. It's been more than a year now and we still haven't heard from them. Some members in different areas of the Philippines even filed cases, reached out to Raffy Tulfo In Action, and did other things that we can do just to at least get our money back or to put them behind bars. Nothing happened, yet, and some people might still be hoping as they invested or availed the long-term plans.

Our money just vanished into thin air and went into the arms of those scammers, who now have cars, luxury cars even, houses, and might have fled to other countries.

I hope Karma hits them hard.

Lesson

Don't get blinded by easy money. Good things come to those who have patience, worked hard, and wait.

lead image and closing banner edited from Canva

pictures posted are mine unless stated

in all original content. Micontingsabit

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