There are only a few people that can avoid not spending their savings. Many of us are wired in such a way that we can't keep our eyes off not touching our savings. Once a problem is identified, the solution comes in handy. You spend your savings because it is available, if you make it unavailable, you will not spend it. Some would say they borrowed or help people with their savings but once you make it unavailable and out of your reach, you won't find yourself spending it. You can help people but you cannot help everybody and the more prudent you are, the more help you will be able to offer in the later future. You will also be able to cut down on excess spending. Today, I will be giving you tips on how to make your savings unavailable.
A. *Two Bank accounts:* this is a basic method many people practice. One of the bank accounts would be designated to savings while the other would be for business or personal transactions. You can easily transfer from your other account to it at a reduced cost if there is any charge at all.
B. *Another person:* you may have someone very close to you probably your spouse or fiancée or sibling that is very good at keeping money. Such people are strict to the point that if you request for the money on anything aside what you told them initially, they are not going to release it.
C. *Thrift:* this usually comes in the form of daily or monthly contribution.
D. *Get a box:* this is an archaic form of savings and people still make use of it today. You simply get a wooden or iron box that has a tiny hole that only allow you put into it and cannot take money from it until when you are ready to break the box.
E. *Piggybanks:* this looks like the box thing but this time around, it is a banking system that allows you drop any amount in the savings which cannot be easily accessed until a time.
But please beware of fraudsters.
Lovely