Tighten the lid !!
We are living in high inflation time where the opportunities are existing but the prices of commodities increasing more then the general income sources. Lot of reasons like natural disasters, wars , population, uncertainty and unpredictability are in higher side.
The life of a common person becomes more tight and tough due to less opportunities and low income. Luxurious life becoming dream and survival is real question in minds now. What is going to happen in future no one knows but predicted thing is the situation will go more worst in coming months/ years.
What is wisness now ? What things can be helpful in our survival? How we can go through this patch with dignity? It is echoes in every soul and most of us has these questions. What you think that governments will give solution? Another will solve our problems? I think absolutely not , we are only who will solve our own problems. Why most of us included salary people run with empty pockets at the end of the Month . Then how? Here are some points to do .
Ration in food-pipe.
We have more then 35% allocation of our budget in food Which is still on higher tune. Common people of Other nations also ( with slight variation) has the same thing that most of the budget goes in daily/ monthly/ yearly food items. We should sit and evolute our purchase and point out that without which items we can live easily. Tighten the lid of sink by cutting the luxurious and unnecessary items to save the money. For example we can live without fast food of Street , high price hoteling or imported bevarges.
We often practice that according to season we go for some unplanned snacking and drinks like in winter went to soups and coffee at famous bar like star bucks to enjoy. In summer we go for ice cream or juices. We decided these things just by passing through. If we are passing by a coffee hut or tea corner we immediately decide to have a cup and go inside. These activities should be muted if we want be happy by end of month or long time.
Promotion & offers
Each year on different occasions the companies made huge promotional campaigns for online and physical shopping. Most of us gets quick inspiration from the charm of discount and twinkling advertising and place the orders even what we no need urgently. We must ignore , avoid these promotions untill we need a thing badly and compulsory. These attractions of advertising can cause the sink of our cash to whom we need cap up the lid to save CIH ( cash in hand).
Fuels like petrol, gas and electricity are another big wholes where our income goes. We must cut the expenses in fuel area and it is possible with some tricks. I personally cut the 30% of my expansis by these tricks. How ? I stop using bike where I can go easily by walk and for longer distance I use public transport. Instructions to family members that switch off the electric installations like light when no need. Change the items with low consumption energy, use bicycle for short ride , tighten the lid of gas stove etc. These small hacks can give you saving at end of the day.
Cosmetic & pampering.
Most of us go to saloon , beauty parlor and Sona bath points to enhance our appearance and beauty. It should be if your pocket allowing you but still it can be used with budgeted outlets. For example the saloon near to my house charge me 100pkr for my hair cut and another one in rush area ( good sofa, air-conditioning with LED ) charging me 500 PKR then i must go to my near by one . We should look decent and well shaved but can manage in affordable way. Same thing applied on our female members and kids too .
Internet & fees.
We are population of 220 millions and according to stats we have more then 140 millions mobile connection. It means 60% of total population using devices. We must use internet in fair mode with some good reasons and out come.
Other fees like in banking sector debit card fee , SMS subscription fee , credit card fee , cheque book fee etc . A handy amount goes in drainage which we can save by alternative methods.
Money is like sand in hand , pouring down continuosly if we didn't handle it well. Handling it with traditional routine may not work in this peak time of inflation. Only by altering the handling may we able to save something for worst time which may hit us soon.
All these statistics, words and opinions are my own and may you didn't agreed on it . But still I will be glad to know your opinion in comments. Like , upvote and subscribe.
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Lead image: Pixabay (modified)
قدرتی آفات جیسا کےسیلاب کی وجہ سے سبزیوں کی قیمتوں میں بہت اضافہ ہوا ہے ہے جیسا کہ پیا ز اس 400 دفعہ روپے کلو ہو گئے جو کبھی سو کے پانچ کلو ہوا کرتے تھے