Responding to news about Bank Indonesia (BI) which announced that it would accelerate the presence of Rupiah digital money or Central Bank Digital Currency (CBDC) following current global developments, recently there have been a few jokes from people in Indonesia who are still unfamiliar with digital existence. currency.
Where many people make funny comments as well as unique and interesting questions if they are listened to or heard from the various conversations that exist. Outside of the context of the comment column in the digital world, most of whom understand digital money, especially those who have been in the world of cryptocurrency.
The jokes that are present can be said to be really interesting and can be said to actually make sense, even though it comes from the words of mothers or fathers who are not very close to the world of technology. Where some jokes or jokes that are expressed become material that is quite tickling in every condition in a place where they discuss the issue of digital money.
Such as :
"The pickpockets in the traditional market and bus station are getting harder and harder to deal with."
"If there is dangdut, how we can do saweran (gift tip/money to the singer)?"
"Those who have tuyul ( ghost kid) pets will take care of the hacker genie."
"No more candy changes."
"How about giving school children pocket money?"
"No more angpau."
From the jokes above, maybe only some of them are often said and used as a laughing stock at this time (especially in Indonesia, indeed). Responding to all kinds of conditions regarding readiness and infrastructure, of course, there is still a lot that must be given an introduction and learning about digital money later.
However, responding to the steps taken by Bank Indonesia (BI) can be said to be a positive thing, of course facing the conditions of the times. Moreover, talking about the existence of crypto which is increasingly widespread and is an attraction for many young people today.
The opposite problem between digital rupiah and the existence of crypto for me personally is something positive that can be said. However, there is a fear that it will also become a scourge for the issue of the legal existence or non-legalization of crypto in Indonesia. The hope is that it will not be as extreme as the Chinese government later if this is realized.
Currently, crypto in Indonesia is legalized in the capacity as an asset not as a currency. And even though this kind of law is still something to be grateful for me personally so that I can still play in the world of cryptocurrency.
Back to the discussion of rupiah digital money that will be presented later. Indonesia is a country with natural conditions based on islands and there are still many disadvantaged areas that are still difficult to get to the core point of the presence of technology, namely electricity, and networks. Indeed, the rapid progress of the e-commerce world is proof of the readiness to implement digital money that can be used as a reference. However, the reference applies to urban areas or areas that are indeed developed, of course, in Indonesia.
Hopefully, this can be quickly overcome by the word of the existence of lagging regions first about the word progress of the times. Due to the fact that in the conditions of the era of globalization which is full of technology and entering the era of robotics, in Indonesia there are still many areas that are difficult to achieve. It's not just a matter of electricity supply, the road just doesn't exist or it hasn't been built yet. Moreover, the condition of the network infrastructure for internet-based communication.