Economy is a savings-bank, into which men drop pennies, and get dollars in return. A penny saved is two pence clear, a pin a day’s a groat a year. Small amounts saved daily add up to huge investments in the end. Time well spent results in more money to spend, more money to save, and more time to vacation. I used to say why save money if I’ll die tomorrow, I haven’t died yet and I have nothing to survive on. A penny saved is worth two pennies earned . . . after taxes.