Necessity - is something that is absolutely needed, there is a lot of things that we need in order for us to live. For example of these are; we need air to breath, food if we are hungry and water if we are thirsty. While Luxury is a something that are not absolutely necessary in one's life, but it gives pleasure to human life.
I was born and raised in a poor family, the only thing that our parents could afford was the basic need rather than luxuries. Being a child, there is a lot of things that you wished to have and wanted. There are times that your childhood neighbors will just envy you of something they have, because they know that you don't have any, and your parents could not afford to give it to you. It hurts so much and you can feel pity for yourself.
I can say that not everyone that was born poor has a bad future, some people who have grown up from poverty used it as an inspiration to advance and to have a good future in life. There are saying that "People who grow up in poverty are more resilient and not afraid to face every challenge of life". Know why? Because sometimes the people who was born from poverty are the people who dream and work hard to reach the success and are willing to gamble. They are not afraid to fail because they grow up in poverty that in any case they will not prosper or succeed, they can live being poor again.
In my case, I and my siblings grew up struggling in the hardships of life, endure and adapted to whatever our parents could afford. I remember always the saying of my parents that;
"If there is nothing, just learn to be patient and need to endure; but if there is anything, there is no need to suffer."
Despite the hardship of our parents went through to raise us from childhood, they succeeded in getting us to finish our school until college. As of the present, we are all working employed in private company.
Since I grew up in poverty, it is marked in my mind that the penny I earned from my fatigue and sweat should be valued. I would rather save than spend or buy thing that are not important. Buying things with a cost of large amount of money is a kind of luxury that I cannot afford.
There are cases that I will buy new clothes, shoes and others if my owned things are broken and no use already.
For the past few weeks, I really wanted to have a new phone, since my current phone has a poor memory and all my files has been corrupted. The important memories that I have through pictures has been deleted and I am unable to recover it. I have that phone for two years ago and I took it installment. I have a good job and earn enough but I prefer to get an installment cellphone. My reason for doing it is, I cannot let myself spend a big amount of money that I work hard for a long time. I am not the type person who loves shopping or buying anything that are trending or latest model. I am a person that replaces things when they broken or the thing is really in need to be replaced. In two years that have been using it, I can say that the condition is still good, the only thing that I consider to replace it was its poor memory that cause to delete my files. I am very careful in every thing or anything that I own. My plan was when I get a new phone, I will give this old phone to my mother. My mom use handy phone that when you call it doesn't take long for both of you to talk and it will suddenly die and you will not be able to reached again.
After a lot of thinking for the past few weeks, even though I don't want to be in debt, I decided to have a new phone. I took it again through installment payment. I can afford it to buy in cash but I am always looking for important things or situation to spend a large amount of money than to buys expensive things in cash. For me getting something through installment is not heavy on the pocket, it feels heavier spending large amount of money that I have struggled to save for a long time in just one swift.
I am saving money for emergency situations and not in luxuries that are not necessary and important. I really believe in the saying that;
"You will never know the value of money until you make it yourself and your already experiencing the difficulty just to earn it."
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