Are you an employee who is engaged in bank loans? Are you an employee who, at this time can no longer afford for your wants and other desires? If you are, then, you have a larger community. It is an undeniable truth that most of our employees have suffered financially because they are engaged in bank loans even during the start of their employment year. It is sad to note that most of them have not enjoyed their salary for a bit long as they have to get loans from banks as they need to buy staff for their work, build a house for their family, send their siblings to a university, and even buy luxuries for themselves. If you were to be asked, would you engage yourself in a bank loan? How would you spend the amount you have borrowed?