Life with Credit Card

We all wanted an easy and comfortable life. Because why not ? We all deserved it. We wanted to experience the life of a rich man. We envy them for their lifestyle. Amazing how they can owned iPhone and or Mac book, while us is just basic smart phone or some a keypad phone. Did you see the difference between them and us ?

Since, we are on an average level (I consider myself average because I am working and I can feed myself with my salary). Our lifestyle depends on our salary or income. There are a lot of stuff we wanted to try like travel , eat fancy restaurant and experience to watch in an expensive cinema but we can't impulsively do it because we are lack of money. In order for us to be at their shoe we must save. Question is how do we save if we only earning at a minimum cost? Can we even afford it ? Can I afford to pay my plane tickets in a one time payment only ? No.

Then you were introduced by the use of Credit Card. And that you remember that all your rich friends has a credit card. You remember too well how they don't need to bring cash and just swipe everything they purchase. So when the idea of having your own credit card makes your heart skip a beat, you grab the opportunity. Congratulations !!

By using your card, you felt like you become the new member of crazy rich Asians or to your rich friends squad. The feeling is very over whelming. No more cash needed to buy your groceries or your branded clothes. Swipe here and swipe there. You travel to places you've never been too. The places you imagine only and now by the use of your card you simply achieve your dream. You also buy newly launched smart phone even though the one you are using is still working. You disregard the idea of being contented in life. You are living the life of a rich kid by the help of your card.

Here comes the trouble of Credit Card. Do you remember that you are earning minimum only ? Remember how you save first before you purchase something ? You forgot your lifestyle because you are chasing a life that is not yours. Credit Card is a loan. So by loan it means payable. You have to pay whatever you have swipe or loan. But the real trouble is, you forgot that you are a minimum earner and you spend more than your income. So how will you pay all your bills ?

Slowly, it's all coming back to you "THE REALIZATION". How you were eaten by the idea of a wealthy being. Your problem in paying the bills is a big issue. Very hard. You regret your doings and was blinded by the thought of it.

Credit Card has its own advantages and disadvantages. You must keep your control ALL THE TIME. Remember to spend only the things you can Afford and SAVE. There is nothing more fulfillment to own what you have SAVE.