Is it possible to achieve financial relaxation?

We all have different goals and we enjoy life in our own way. But every time we talk about our ideal style, the famous "yes, but for that you have to have money" always appears.

In the very near future, a very big disruptive change is coming in terms of money and value.

Cryptocurrencies and their base technology, Blockchain, are in their infancy and the "killer application" has not yet appeared, and there is still a long way to go. The paradigm shift proposed by decentralization, not only in the economy, but also in the governance of companies and institutions in general, has not yet been understood by 90% of the world's population.

I recently published a post on my Twitter account that summarized what I think a "relaxing" portfolio should be in financial terms, and it read like this:

Gold

Silver

Bitcoin

Ether

DeFi coins

Cash for one year

And the questions rained on me, How do you do that? My suggestion was and still is that in order to be financially relaxed one day, we should make the effort every month to derive the difference between income and expenses to that portfolio. And not follow the directives of bogus gurus and banks that charge commissions for trading and other "services".

Very important, to achieve financial relaxation, you have to be independent. Your income should come from your own company, and not from the sale of time to a corporation.

Being independent, you know very well that money does not come in a continuous form, but in the form of quantum leaps throughout the year.

Let me do a little theory.

There are only three types of assets:

1) Capital Assets, which are those that pay you some type of dividends, for example, shares of a company, a property, etc.

2) Commodities, which are those that are transformed to achieve some type of energy and / or consumption, for example, oil, wheat, cotton

3) Store Assets, which are those that are treasured because they maintain their value or, better yet, they do not devalue or grow in value over time, for example, gold, silver, some cryptocurrencies

According to this, I have assembled my ideal blackboard which is the following:

33% savings

33% investment (20% ETH, 13% DeFi coins)

33% monthly expenses, services and utilities

You can fix the concept in this infographic:

You have to save 33% in “store assets” such as gold, silver and BTC, invest 33% in commodities such as ETH (don't forget that ETH was created as a utility token to pay the computational expenses of the Ethereum network, that is, gas) and in some other cryptocurrencies of the DeFi ecosystem, and reserve the other 33% of your income for expenses.

It is very difficult? Well, if you have a pessimistic attitude, your whole life is difficult.

In subsequent posts, I will tell you how to develop the necessary discipline to achieve financial relaxation and enjoy life minute by minute.

Thank you for reading!

You can write to me at gerardo.saporosi@gmail.com

You can follow me on Twitter and LinkedIn

See you soon!