Many people thinks shopping is a girly thing that girls only like it, go for it and doesn’t think about spending without limits. Well, shopping is open for all and both men and women loves it when they can afford their favorite items. But having no limit can affect your personal finance specially when you are not a billionaire and belongs to a middle class family. If you don’t want to run out of money at the end of every month, make a budget for shopping and stay in limits.

Having financial limits for a specific time like monthly or yearly can help you save some money from your regular earning. And who doesn’t like to have some extra money at the end. At the end of year when your savings will be a good amount, you can use the money for travelling with family or celebrating Christmas with lots of fun. So you can feel the good side of having a budget when go for shopping.

Spending money without plan can make you empty pocket at the end of month. Specially when you are working for monthly job and run out of money before the end of month can affect your personal finance and you may have to borrow money from others which sounds not good. Borrowing money is a temporary solution as you need to pay back from your salary next month and you’ll fall into financial crisis once again. So don't borrow it, either earn it somehow or save it when go for a shopping. Make a budget and have a limit, skip buying comfort products which is not that necessary.

This is not a financial advice, just sharing some personal perspectives about personal finance. Its true that we girls like shopping and sometimes doesn’t care about money and spend it randomly which can affect our personal finance along life. Savings works as back up money and it can help us later when we need money badly and can't ask for help from others. So whenever we spend money, we shouldn’t forget that the month is not yet over and we may need more money at the end of month.

Planning for yearly tour or a mega shopping can be affordable when we are saving each month and the saving amount could be big if we are saving continuously for eleven months. Shopping can be more fun when you saved a good amount for it but still there is a limit or budget required because it going to help you from probable financial crisis.

Nothing is limitless in our life and our money too so why don't we stay in limit whenever go for shopping? Having a luxurious life can be a dream of many people but it achieving is not that easy. If a king with huge assets will spend randomly without any plan, he will be a beggar soon so here you can understand what is the disadvantage of having no budget before shopping or spending. So always remember it specially when you are not yet a billionaire.

Thanks For Reading!!