August 1st, another new month is right here. We should have some financial plans that may reduce spending extra money and help us to save some coins. My July was a big month when I've spent more than I earn or income so overcome this overload of expenses next few months I can set a budget for my necessary expenses. For me its important that I don’t want to be run out of money and asking from others which I've never did and don’t want to do in future.

August financial goal should be set with some extra money because sometimes we need to spend money for sudden need like medical expenses and others. Buying foods, cloths and other necessary things also should be included in the budget. I'll make a range of amount like I'll don't exceed my expenses more than 15k Bangladeshi taka. And I can do it because I made a budget with some extra and will try my best not to cross the boundary. Sake of financial stability we all should have a monthly budget or limit. It can help us not spending too much money.

Today is the day when I'm going to spend 11.5k for paying bills and purchasing foods and other necessary goods. 6k Bangladeshi taka is my house rent, 5k taka for my family maintenance bill and 500 taka for food and other necessary items to buy so its total 11.5k taka. For the all month long I've a budget of 3.5k taka and I need to manage my all monthly needs in this amount. The amount will be enough if I don’t have any trouble or extra money spending issues.

Setting a financial goal is really very helpful and this goal not only about earning money but also about spending money. Having a budget help us saving few money that can be helpful for us in the future. So I prefer this for each and every month. I don’t write the record of my spending but try to stay in limit and spend as much necessary. And trust me, its really good for our financial status.

Earning of a freelancer is not fixed or specific amount because its not a fixed salary Job. Sometimes its hard to earn the monthly budget as I said its 15k Bangladeshi taka for me. I don’t even earn the amount in a month and my savings help me to afford the monthly expenses. A fix income on monthly base surely make a person feel secure financially and I'm trying my best to earn the monthly budget in a month from my work. For this August I'm holding my crypto coins for pumping and spending from my savings, usually I do it. Crypto coin price jump up can fill the amount I'm spending right now from savings of mine.

How do you set your monthly financial goals? Is it good enough for you? Do you ask financial help from others? Is this make you feel good? For me, I don’t feel good to be depended on others for my financial stability, I want to make it my own with the help of only Almighty, no individual.

Thanks For Reading!!