The Growing Importance of Life Insurance
Covid-19 pandemic is far more than a health crisis. It is affecting society and economy to the large scale. It is jeopardizing lives and livelihoods for many and no one knows how long its impact will be in the world. Now even the healthy and young people are thinking about near and dear ones because some diseases like Covid-19 don't spare the fittest and healthiest among us. So the demand of life insurance is now high and in the coming days its demand will be higher.
The Importance of Life Insurance : Life insurance is very important because no one knows when death will come. It protects our family and lets us leave the family members a non-taxable amount at the time of death. The reasons why life insurance is important are given below.
Protection for Our Love Ones: Having life insurance can ensure our family's financial security. It can provide additional cash to fulfill our financial goals. Having life insurance allows us to continue our lives being worry-free as we are financially prepared. This corona crisis has taught us about the reality of lives during a crisis like this.
Care for Our Debts: In case anything happens to us, having life insurance can pay off any debt for our and our family's peace of mind. Eliminating debt can be a huge stress reliever, especially during unexpected times like financial crisis.
Support for Long-term Goals: Our children's future and retirement plans are included in these long-term goals. As a parent, it’s our responsibility to ensure that our family has enough coverage as they grow older. Life insurance also ensures that our retirement savings will last us for life. This is called as an annuity. It works like a pension plan wherein we put money into a life insurance product. In return, we get a stream of income monthly for as long as we live.
Protection for Our finances : Our income is now our greatest asset. But if you think all of a sudden we are going to deal with the loss of job or worse, a medical emergency. Then life insurance protects our savings as we work on financing these unexpected expenses. In the event of our passing however, life insurance can also provide our family financial support so they too, can enjoy the fruits of our hard work.
Security for Peaceful Mind : Having life insurance means we are at ease. It ensures that we can handle any unexpected expenses in case of any accidents or medical emergencies. We also need not worry about our family's financial security. In this way life insurance keeps us tension free and financial problem free.
The ongoing pandemic and the uncertainty over the lives have taught us about the harsh reality of life. This harsh reality of Covid-19 have proved to be 'Penny Dropping Movement' for all. People are coming with to term with this reality of life. This reality is good for them and their near and dear ones. So the importance of life insurance is on the rise .
বিভিন্ন পরীক্ষার প্রশ্ন সমাধান, বিসিএস প্রি. এবং রিটেন ইংরেজি, ব্যাংক প্রি. এবং রিটেন ইংরেজি (Short note, focus writing, business letter, translation), আইইএলটিএস, স্পোকেন ইংরেজি, ইত্যাদি সম্পর্কে পরামর্শ এবং দিক নির্দেশনা পেতে সাথেই থাকুন।
পোষ্ট প্লান :
বলে রাখা প্রয়োজন যে প্রতিটি টপিক হবে সাম্প্রতিক এবং যেগুলো কোনো বইয়ে পাওয়া হবে না কিন্ত পরীক্ষায় আসার জোর সম্ভাবনা রয়েছে।
১. Formal বা informal letter প্রদান ।
২. Focus writing বা essay প্রদান।
৩. পত্রিকার এডিটোরিয়ালের অনুবাদ প্রদান ।
৪. গ্রামারের খুঁটিনাটি বিষয় নিয়ে পোষ্ট প্রদান।
৫. প্রতিযোগিতামূলক পরীক্ষার ব্যাখ্যাসহ প্রশ্ন সমাধান
৬. বিসিএস রিটেন, স্পোকেন ইংরেজি বা ব্যাংক এমসিকিউ, রিটেন নিয়ে পোষ্ট।
