Top 5 Problems People Face in Monetizing WhatsApp Here are the top 5 problems many people (including you) face when it comes to monetizing WhatsApp 1. You think you know how it works Well, maybe you do. I’m not here to question your knowledge but I still think you don’t know about WhatsApp as much as you claim to. Want to test what I’m saying? Answer this: **How much money has this green App made for you?** Some are just so funny: they keep posting countless pictures of products on WhatsApp and complain that their sales are not growing. **Your knowledge of WhatsApp monetization is only validated by the results it produces for you.** And mind you, you don’t need to sell any physical product on WhatsApp to make lots of money from it. 2. You still take WhatsApp for granted You still see the green App as a place to kill your boredom by catching cruise. You post memes and funny videos all the time (which is not bad). The problem is that you run away from educative content that shapes your understanding. I’m not against comedy and all that stuff but I have a problem if that’s the only thing that takes you there. Laugh and live a happy life but not at your expense. Maybe you ain’t in this part of the globe but if you, then you would agree with me that **bills aren’t funny.** The person who gets paid for entertaining others is the comedian. If you're one continue but if you’re not, focus more on doing what will bring you money. Do you get it? 3. You don’t believe WhatsApp can be monetized Herein lies the limiting mindset holding many people back. I understand society has sold out a **consumer mentality** to you. It’s normal to always want to be on the receiving end because it’s the most comfortable position. However, developing a **producer mentality** is more beneficial because only those who give out actually get rewarded. Nobody ever gets rewarded for receiving. Rewards are meant for givers. Using WhatsApp is free right? But you give network providers your money (as internet data) to access it. If so, should WhatsApp not give you money too? Or you don’t want to balance the equation? Think about it. 4. You think that making hooge money on WhatsApp is too good to be true I used to think this way too, not anymore. Everything changed after letting go of this mindset. Now I wish I didn’t earlier. Let me say this: there is hoooge money hiding on WhatsApp. You can choose to find it and take your own share or keep watching others do so. PS: it’s not by how long you have been on WhatsApp. People have made millions from this green App that we also use. 5. You are afraid you might fail Fear is one of the major reasons why many don’t experience the best of life. You still let fear of failure stop you from monetizing your WhatsApp. One thing you should understand is that fear is an indication that you can succeed in whatever you do. Let me explain: **you can predict the level of profit in something by seeing how much risk is involved**. Nobody loves taking risks by default. We all learn it because it’s necessary for our success. That’s all for today. Lead image is from Pixabay. https://pixabay.com/photos/smartphone-whatsapp-app-phone-5064084/
@Knowhere
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Don’t underestimate the power of mentorship ***Mentorship helps you save time, energy and resources.*** ***Mentorship is an open cheque, you decide how much you cash out from it.*** The thing about mentorship is that it allows you to shorten your learning curve. Normally you learn broadly (things that work and those that doesn’t) from books, trainings, conferences, workshops, webinars etc. Mentorship helps you learn from a focused standpoint. You learn what works for real. You don’t need to overload your brain with everything before filtering what you need. Learn what works. Who is a mentor? A mentor is simply someone who had relatable results in their lives that you'd also want to have. Someone who has laboured and gotten some level of results you want and is willing to guide you. Mentorship helps you save time, energy and resources. It saves you from beating around the bush. It can save you from unnecessary failures that leads to frustration. It saves you from trial and error, giving you accurate direction for good results. 3 Power Points on Mentorship 1. Give to your mentor first Okay, I understand you go for mentorship because you want to get results-oriented knowledge but you must understand this law. It’s called **The Law of First**. Here is how it works. The Law of First is so powerful it has the ability to literally cast a spell on your mentor. Do you know why? It’s because your mentor has more results than your therefore it’s less likely for him/her to receive from people. People put successful people under pressure to keep receiving from them. **If you do the opposite you'll have their attention.** Help your mentor ease the stress of whatever her or she does. If they do online coaching (free or paid) help him share the training flyers (promote it) to reach more people. Send your rich mentor money or gifts. I know he has more, but still send it. Enroll in his courses as much as possible. Even if you already have a good knowledge of that skill. Successful people are masters at giving out value to others. Find a way to add value to them when others are concerned about only receiving from them. Nobody ever rejects a sincere request to help them (especially if you're competent at what you do). You mentor may have results but he needs help too. I hope you got this point? Don’t wait for your mentor's birthday to send him presents in whatever form. Call it seed sowing or whatever you wish to call it. I’m saying this because I want you to be informed. The same people you complain do not have time for you give their time to others who understand how to demand for it. 2. Be Teachable Let’s face it, your mentor already has more results than you do. Don’t approach him with a “I know-it-all” attitude and except anything tangible from him. Some people already know too much unprofitable things that it keeps them from knowing what will make the difference in their lived. Don’t go asking for suggestions. Ask for recommendations instead. So instead of asking questions like ‘**what do you think about this?**’ ask questions like ‘**what do I do about this?**’. Do you get it? 3. Do Your Homework Mentorship won’t save you from the process. It only makes it more rewarding. Do your part – read, learn, practice, explore, grow. Enrolling for mentorship with a lazy attitude will leave you worst than before (because of the depression from not seeing results). Some wait for their mentor to drag them before they do what is needed…as if the results is not theirs. Well, if you like work or just sit around doing nothing, the results (good or bad) are still yours. **Mentorship is an open cheque, you decide how much you cash out from it**. 4. Embrace Your Mentor's Humanity Nobody, no matter how successful can overcome their humanity. Your mentor has fears, can procrastinate, can go hungry and tired or even fall sick. Don’t expect 100% delivery from him. He is not a robot. Well, I hope you got the gist.
Show Up Confidently *Quick Recap: Admit that you help. It’s okay to seek for direction and help. Then create a product to a pressing need. Turn what you have into a solution to someone's problem. These are from my previous articles, can you remember?* **Show up confidently** This is you bringing your value, product (solution) to the marketplace. This is when you get the least engagements and responses from people. This is when it will somehow “choke” you. Building a brand online requires a lot of mental energy and focus. Not many have the capacity to do this for long. Don’t be fooled by what you see. Building online is not easy. Worse is when try it without a guide (mentoring But the returns? They are always worth it. As you show up with your value online, be prepared because: You will be ignored. You will be taken for granted. You will face rejection. You will be misunderstood. You will be called a scammer. The list is endless but I guess you got my point already. The online space is not for the faint of heart. You need the **courage** to make anything happen here. You must be patient because anything good takes time to build. **Think long-term**. Don’t be carried away by the initial challenges. The bad news about online ventures is that it is naturally hard. The good news however is that it’s **strategically easy**. If it’s the bag you want to secure online, I have three things you must never forget; There is more money in your mind than in your muscles. Money follows energy – your attitude is more important than your knowledge. The money is in the list. **Side Note** While you make money online, you should as know how to manage and **secure your assets**. Let me share how a friend lost $400 online and how you can avoid the same stupid mistake. **A Story from A Friend** *“A long time ago, I think 4 years ago or thereabout. I met this guy online who was promoting a website that gives people 35% of any money invested after 14 days. I had been following him for like 4 months then. I actually saw everything. The payout and all.* *The website was actually paying people after 14 days. I saw it all.* *The guy was promoting it for obvious reasons – he's paid a commission for every person that uses his link to invest.* *Around that period, I think I needed money then to do something very important, can’t really remember what. And I happened to have $400 in my account…My part of the money was $100, while the $300 belonged to a friend who said I should keep for him till the following month.* *So, my stupid mind told me to quickly invest the money into a website I know nothing about. The one knows the owner and there was nothing like customer care or support line (many red flags).* *But I took the risk risk because I was obviously foolish, stupid and greedy.* *That was his I patiently waited for 14 days. I logged into the website to check on my investment and earning as well as to request for withdrawal. But I met “Currently upgrading”…* *One month passed, no payment. It was at the time I invested my money that the the website decided to crash. Throughout that period, I was always sweating and purging 😅.* *I then went on Facebook and saw that I wasn’t the only one. Thousands of people were complaining.* *I had to look for a way to pay my guy (the friend that gave me $300 for keep). How was I supposed to tell him I lost his money because I was greedy and foolish?* *It pained me. And since then I don’t invest in anything I can’t control…”* Don’t be foolish like my friend was to still fall for these Ponzi scams. Christmas is here. A harvest season for scammers. On the other hand, why is it so hard for you to believe in yourself by investing the money in yourself and learning a skill (preferably a high-income skill)? Lead Image source is Pixabay. https://pixabay.com/photos/businessman-suit-button-up-classy-4914044/
Create a Product for a Starving Audience This begins with what you get when you admit your current situation. It’s about creating a solution(s) for a challenge that is a pressing need for many people. A product may be an ebook, workbook, online course, podcasts, video course, audio course, etc. Don’t create a product before looking for the problem it would provide a solution to. Rather, find a problem people are willing to pay money to get then create a product to provide a solution to it. People pay you for what they are unable to do for themselves. When creating a product, allow people the opportunity to reward you for your diligence. This is where their money comes in. You must be focused on creating your products around people's needs. People don’t just buy amazing products, they buy what meets their needs. But *Knowhere*, what products can I create? There are some indices you must use as a guide here. Let’s see some before ending this post. Ready? Let’s get into them now. Before creating a product; Be sure it solves a specific problem. Your audience would gladly pay for it. Your audience CAN pay for it. It will outlive trends. Ultimately you won’t sell the product as it is. You will turn it into an offer. For every product clearly distinguish between your **customers** and **consumers**. Your **consumers** are those who **need** your product but may **not be able to pay** for it. Your **customers** are those who **need** your product and **pay** you for it. Let me explain with an example. Let’s say you deal with baby care products like diapers, body lotions, powder, clothing, etc. Your consumers are infants (babies) right? They need your products but they can’t pay for them. Your customers are parents who have infants to take care of. They do not consume your product directly but they can pay for it. Focus more on your customers than your consumers. You get it now, right? **The value of every product is determined by who needs it**. Package your products according to who you want to offer them to. The same bottle of foodstuff that sells in the open market for 100 naira could cost more than 200 in a supermarket. Why? Packaging! Don’t underestimate this point. **People buy from who they trust**. People will not trust you until you show them you're trustworthy. First point of contact matters. Wait… what's your display picture or bio looking like? Okay, go check it out now. Quick question: **would you trust yourself if you met you online?** I'll leave you to figure that out. Anything you have or has gone through successfully can become a product – your wins, losses, knowledge, experiences, expertise, etc. I dare to say everyone has products in them that would sell to others if only they work it out diligently. And then package it. You are valuable. Look within long enough and you'll realize that you are great. That’s all I have to share here. Learn to see and create profitable products in everything you know and have experienced. I hope you got value from this post. What did you learn from this? I'd like to get your feedback. The lead image is from Pixabay. https://pixabay.com/vectors/laptop-cart-store-online-shop-5820171/
God Also Closes Doors God also closes doors especially to those He loves. Though we pray for open doors, God says that He shuts doors no man can open. And if God loves you, you can have sessions if closed doors for your good. Some doors God closes, we are supposed to thank him for it. God closes doors so: You don’t get into destruction You don’t get into temptations you can bear. You can discover better opportunities and not settle for less Know this, you can’t have better plans than your creator. Sometimes your sacrifices close doors rather than opening them. Let me share a short story: One lady who had not married for years got engaged and 2 weeks to the wedding, the husband to be called it off and married another woman. She cried bitterly that God hated her. Two weeks after the wedding, the man died. When the lady heard the news, though she sympathized with his family, she thanked God for saving her from being a quick wed. That’s human, she cried bitterly and blamed God for the wedding disappointment, but now, she thanks God for closing the door to marrying that man. We jump up and shout for joy when that car has been destroyed and you came out without a scratch. But we fail to show gratitude if we miss the same accident, due to a delay or whatever could change our plans or timing for that day. We just silently play down a huge deliverance. Sometimes God allows us to narrowly escape some things so that we can get the memo. That we enter bus every time and come out safe is not our doing. You don’t have the slightest idea of the terabytes of information and commands that are programmed into the sun, the moon, and the stars. You think sey these things African Magic epic dey act na robish? I piri u. See: God can take you through bad roads deliberately for your safety and good. Because it's either the good road might not be safe or He wants you to know/master the road so that you can withdraw the experience in the future. That’s the kind of system God passed David through. David didn’t just learn terrains with maps. He learnt it the hard way with Saul chasing him here and there, with him running for his dear life. See: In this life, you'll go through challenges, trials, and tribulations. Especially if you are faithful to God, yours might even be much. There is a prayer I say often: Father if there is any mountain, Valley, or fire I have to pass through to develop the capacity and qualifications I need to be able to serve my purpose on earth, Father, I don’t want to jump class. I need your grace, direction, and strength as I go through it. Lead image is from https://pixabay.com/illustrations/board-door-gate-shutters-subway-895399/.

Stop Seeking Unnecessary motivation We live in a time when everything can constitute a distraction to you – social media being the amplifier of them all. One of the biggest deceptions if Social media is that **it makes you focus more on getting quick results with little to no regard for the process that produces them.** That’s why Ponzi schemes continue to thrive on the African continent. Social media may have shortened the time it takes to communicate with people (through instant messaging platforms like WhatsApp), but it hasn’t really shortened the process it takes to build anything legitimate on it. If you are thinking of building a brand of any sort online here is a frank advice from me: **Get ready to do it alone!** Social media gives you a sense of over dependence on others. Making you feel like someone else will do the work involved in building your business or brand for you. Aside this many still let their happiness and fulfillment be regulated by the reactions gotten (likes, comments, shares, views etc) from the audience. Hehe…let me laugh first because many people are on this table. We all have a level of addiction to social media. That’s an undeniable fact. What makes the difference is that some have found a way to make this addiction (whether low or high) **profitable** while others merely admire them for doing so. The good news? You get to decide which side you stay on. You can be a productive social media user or a mere admirer City are needed to balance the equation) Side Note .We are 13 days away from 2022. When the year begins, let the name of your game be long term. Focus more on doing things that will bring you long-term profit rather than things that will bring instant result. Think long-term, build long-term. Be obsessed with the future more than the present. Make consistency your driver and add speed to what you do. You need these. Three factors that will help you get better results in 2022 1. Your Knowledge base The more you **know** is the more **edge** you have over others. You will not be rewarded for being like everyone else. You will be rewarded for your uniqueness (the difference you make). Focus more on learning what works. 2. Your execution base It’s relatively easier to get knowledge now but many are quick to learn but slow to execute what they learn. **The change is in execution and not necessarily in knowledge gotten.** Amazingly, the faster you execute is the more likely you get results. The more you delay working in things, the less likely they will work for you. 3. You willingness to fail Stop letting fear cripple you. You need to stop being afraid if failing. See failure as part of your success. What could possibly go wrong if you take actions? At best you'll fail and learn from the process. But you won’t remain the same. Lead image is from Pixabay. https://pixabay.com/illustrations/inspiration-quote-1136862/
Learn and Consistently Develop your Skills Learning an high income skill does not automatically mean you will start making huge money with or from it. There is a place for process and that’s what many people miss out on. Before I say anything else here, let me be frank with you today again; If you don’t have at least one digital skill, you are not preparing well for the future. Don’t get carried away by what you see now. The world is advancing so fast and everything relevant has gone digital. Stop watching things happen around you, get actively involved. Bury your head learning it. Back to the gist… Many people actually that the step of learning an high-income skill but still don’t get the result promised. Imagine learning something that should increase your income and you realize you remain broke and even worse, frustration is added to the list. Okay, not to make a gest of anyone though. But it’s not cool at all! Learning high-income skills is great, but what’s more important than getting the skills is being consistent in developing that skill. The biggest challenge most people have is they are not patient enough to develop the skill they already have. Patience is none negotiable in doing anything great. People pay huge sums of money to go through formal education, spend 4 to 5 years to study a course, and then graduate looking for a job. Most join the queue of unemployed graduates who sometimes seek jobs for almost the same duration of time they spent in the university. Let’s not even talk about the monthly pay self. While this is not bad, here’s my problem now; Spending 4 to 5 years in school (with exuberant school fees) and graduating broke is okay with many people but taking out 3 to 6, months of consistency to learn at least a skill that offered you lots of benefits than the average job is too much time. Some feel comfortable and do everything possible to lay institution fees without any guarantee of gaining financial freedom in the end. But they paying little amount to learning skills that bring financial freedom in a shirt while is doing someone a favour”. What you should know is that paying someone to learning a skill is them helping you and not the other way round. Why? Because the return of investment on yourself is limitless. You are the one to determine how much comes out of any skill you have learnt. Lead image from Pixabay. https://pixabay.com/illustrations/training-businessman-men-s-suit-2874597/
5 Major Reasons You Miss out On Life-Changing Opportunities Opportunities will not inform you before they come. You need to stay prepared to await its arrival. Some people appear powerless in the face of opportunities that can change their lives because of 5 major reasons. **Here are 5 major reasons why life-changing opportunities keep passing people by.** 1. No Smart Goals Many fail to identify opportunities when they see them because they don't have any set goals. Opportunities abound everywhere but most can't see them because they don't have any set goals. Many don't have plans for their life. They wake up every morning and rush to pick up their smartphones to check the latest updates without a sense of direction or purpose. **Sorry if this sounds insulting but if you live without a goal, you'll be like a goat.** Guys, set goals, plan your life. Beautiful girl, don't just set your hair...set life goals too. Let's keep money aside first. What are you really living for? How do you intend to actualize that? What do you do daily to get closer to that point? No plan equals no pay. **No goal equals no gold.** Do you still need me to explain this? 2. Misplaced Priorities While many set goals and see life beyond themselves, a lot are victims of this one. This is simply when you **major on the minor** - giving too much time, money, attention, and other resources to things that don't deserve it, things you should give very little of these resources. Let me explain. You don't see anything bad in watching TV or Netflix for 3 to 6 hours daily but reading a book for 30 minutes is like a suicide mission. You spend all day scrolling down there pages of social media just to while away time but feel tired and bored 10 minutes into the online course/webinar you're attending or skill you are learning. You don't mind renewing your data subscription of 1000 to 5000 naira biweekly but act like they are trying to scam you when you're asked to pay less amount for a Masterclass that could improve you. We have only 19 days to the end of the year (ee shock you?). Have you read a book this year? Have you attended a seminar, workshop, or conference that has impacted valuable knowledge to you? Have you built important relationships that will be instrumental to reaching your goals? You can ask for urgent 2k to renew data subscription but can't ask for the same to sign up for a course or program that will help your life. I laugh when I see many people shout *'we are going international...we are going international'* without being intentional about life. Only intentional people get to the international scene. 3. Fear This is one of the major reasons people miss out on great opportunities. Fear. You see the thing about fear us that it will triple you from seeing positive outcomes of whatever you are supposed to do. Fear makes you focus more on the negative outcomes than on the positive. **F.E.A.R = False Evidence Appearing Real.** It might be fear of failure, fear of starting out, fear of the unknown, fear of being misunderstood, and more. Whichever the case, ensure that your fears don't hold you back. You have to overcome that fear. One of the most effective ways of dealing with fear is to gain **adequate knowledge** about the subject matter. Fear thrives where there is shortage of knowledge or lack of it. Fear is that tiny voice telling you 'You don't have what it takes to do this' 'You don't know enough to do this' 'You are too young to achieve this'. Kill that voice with plenty knowledge and confidence (knowledge gives confidence). Don't entertain that tiny voice, don't pamper it for any reason. 4. No Financial Intelligence Let's face the truth: many opportunities that can change your life won't come for absolutely free. You would need to invest money and/or other resources (no matter how small) to get the best of them. Even free trainings cost you two major things - your internet data and attention (time). You don't have money to invest and you can't make out time to learn and prepare yourself for oncoming opportunities, then you ain't ready for major changes in your life - financially and otherwise. Don't spend all you money on irrelevant things and then be in lack when money making opportunities come knocking. Always be prepared. 5. Selfishness Many don't take advantage of opportunities that can change their lives and that of others around them because they are **too self-centered**. Many don't care about the dying world we live in. Many don't care how thousands of people die daily. They think only of themselves. From my daily interactions with people, I realized that many remain mediocre because all they care about is themselves. Many don't pray, read, learn, or invest massively in themselves because they are only pursuing a comfortable life for themselves only. It's a pity though. If it's greatness you want, you must look beyond yourself to see how you can help others. Okay, we agree that you're are beautiful and you have got the perfect curves. We agree you are handsome and your six-packs (albs) are well built. Now what we want is for you to show us something we don't already know. Help us understand how life works. How do you help others become a better version of themselves? That's your need now. Can you help?
Knowledge Fuels Confidence **In all you do, build confidence.** Confidence is a skill many fail to develop in their journey of personal development. As you grow in knowledge and gain mastery, make sure you are not stunted in confidence. No matter how good or bad you're at something, your success. Is highly dependent on your level of confidence. **Knowledge is the fuel of confidence.** Every lack of confidence can be traced to total or partial bankruptcy of knowledge. If you don't invest in getting quality knowledge, you will not be confident enough to live your best. While this is true, there is a gap. The truth is, **knowledge is power** but you can be knowledgeable and still remain powerless. This is because knowledge has two dimensions. Knowledge is something (Facts). Knowledge about the usefulness of that thing. Let me try to explain this. It's one thing to have a skill, talent, gift, certificate, etc, and it's something else to know how **useful** that skill or talent is. Many are concerned with acquiring skills, certificates, and many other things without knowing how useful they can be. Hence, many possess high-income skills, professional certificates, amazing gifts, and extraordinary talents yet they can't seem to understand why things are not changing. So when next you enroll in a course or to learn a skill, try to understand how important the knowledge you are offered is. You see the thing is, Google, YouTube, Skillshare, Udemy, Coursera, etc can teach you almost any high-income skill you want to learn. The challenge will be that most won't teach you how to **practically** use the knowledge of the skill you've got. That's why many people have high-income skills that should be making them a good amount of money but are experiencing the opposite. It's more than learning a skill. When you enroll in a course, don't just get the knowledge the course is meant to impart to you. You should also learn what the tutor knows that is responsible for his or her results. **Some things are taught, others are caught.** Side note It's funny how many people come online daily to post funny videos and memes only. The same individuals still complain of being broke. How do you expect to make money online when all you do is entertain people? People mainly pay for values that solve their problems. Solve problems first. The lead image is from Pixabay. https://pixabay.com/vectors/cat-mirror-lion-reflection-5690627/
The Power of Volunteering Mahatma Gandi said; The best way to find yourself is to lose yourself in the service of others Key words: Lose Yourself Service Others By vaolunteering, I mean service. You see, so many people want to lead, but they don't want to serve. Am serving you. Am not I? I mean Not I am? Sorry I am not? Chai Am I not? 🤭 When you give yourself to serve others and solve their problems, leadership will trail you. You may want to watch this https://youtu.be/F_NdZyhUhpA Volunteering is not a scary word. It sounds unattractive only to those who have not seen the value of giving their time, expertise and energy to a worthy cause. Volunteering offers you the opportunity to gather the experience required for future roles in your industry. Benefits of Volunteering Skill development: Being a volunteer enhances you native and interpersonal skills. Networking: Volunteering helps you meet people form diverse cultural backgrounds. You will learn to build relationships for the future. Relationships that last. Life is about Relationships Improved Self-esteem Better Job prospects: A volunteering track record on you CV often reveals an openness to team work and learning Personal Growth Volunteering gives you two super advantages; Opportunity and Healthy Exposure Volunteering helps you practice your native skill! **Mentoring** Another way to develop your skill is through mentoring. Reinventing the wheel is sometimes costly. It costs you time and effort to create what already exists. Mentors and Coaches are bridges to help you Dave time, energy and resources Your wildest dreams is someone's reality. Your life's vision is someone's past Did you get it? Wisdom tells you to align yourself with such persons or systems and save yourself the hassle. Isaac Newton said If I have seen further, it is by standing on the shoulder of giants! Mentors are: Ladders Shoulders Platforms Hills and System Who is your Mentor? I just went out to buy two bags of water. Carried one on my head and the other with my hand. As I walked home, my socks was pulling off my foam slippers. I needed help to remove my socks or carry one bag from my hand so I can remove the socks and there was this babe in front of me. Nna eh. I though of asking her for help, but I didn't. Before another babe will say I'm disrespectful and do I know who she is. I kept walking. You won't believe what happened next. This babe slowed down, met me and told me that she will love to help me carry one bag of water. Omoo, I was happy oo. I told her that I wanted to ask for her help but I didn't. This act of kindness was unexpected. I asked for her biodata immediately. She is aspiring to study Law after staying 2 years at home. Well, I have decided to call my contacts in the university she applied to this year for help securing admission for her. That is the kind of virtue that makes men to seriously go after a lady. I have her contact, I can't tell what will happen next. Lead image is from **Pixabay**. https://pixabay.com/illustrations/volunteer-volunteerism-volunteering-652383/
The Starving Crowd It's not so what you lack that will slow you down, it's what you have but do not know how to use. Everything you need to take the next step is right there with or within you. Have you seen people who are very skillful and still broke. Yes I have. I was even one of them. There must be a period where you get rewarded for your skills, talents and ideas- in cash or kind. One reason you do not earn from your ability is that you have not made a product or service from it. People applaud you and that's all about it. In his book, Small Business, Big Money, Honorable Akin Alabi tells the story of the late Gary Halbert who often begins his marketing seminars with the question; *What special advantage will you ask from God to outdo your competitors if you were to go into the restaurant business?* The answers poured in; the perfect location, a great recipe, best staff and the likes. While these are valid, Gary reveals that what they need the most is a starving crowd. The idea behind the starving crowd is that they are ever willing and ready to buy from you! Did you catch the revelation? With a starving crowd, the next step is to develop a product. After discovering your gifts, you must convert them into products or services that solve a specific problem Do not hurry to do everything all at once. Few people succeed that way. Master your one thing until you become an authority in that field. Now, to create a product, you need to ask yourself some soul searching questions. Ready? What is my gift? Where do I display flawless competence? What problem does my gift solve? What product can I turn it to? What is the pain point(s) of my would-be customers? What do that need? Where are they located? What makes me special? How much do they earn? How will they find me? These Questions are not Rhetorical! Answer them in your notebook or notepad. As candid as possible, answer them. Afterwards take action. In action lies your breakthrough. Hey folks. I have been away for quite a while. What have I missed? I've been going through a lot of challenges and there were lots of demons to fight. I have fought my demons and came out victorious but back to the bottom. Its time to rebuild, so I'm back to continue from where I stopped and also improve in my activities on the platform. This is my first post since 2 months or so. I hope made even a little sense. I hope it wasn't too rusty. I'm back and I will try to be as active as possible. Publishing my posts and engaging with others. I hope Rusty still recognizes me. Well, guess I've to hit the publish button to find. I look forward to your support. Lead image source: https://pixabay.com/photos/lego-toys-figurines-crowd-many-1044891/
The Return On Investment in Human Relationship is Massive Invest in human relationships, the return on investment is massive. If you don’t have a friend you could call to help you in times of need then your life is in danger. That one friend that before you open your mouth to ask, he has already provided the solution to your problem. One of the greatest investments you can ever invest in is in human relationships. You don’t need money to build a profitable relationship. The little things you do to people now matters and they will count in the next 5 to 10 years or even sooner. Some young people you see today will never struggle because their parents already paid the price by investing in highly profitable relationships. And this is why what takes you days and months of fasting and prayer and a lot of effort and hard work to get takes another person a minute phone call. This is what we call “connection”. It all goes down to a profitable relationship. Learn to invest in profitable relationships. It is not always about you and you alone. Extend your act of kindness to others too. The little things you do now unto the people you come in contact with will count sooner or later. That your house help you give food remnant might become an important figure tomorrow. That poor coursemate you mock today could become the CEO of the company you are applying to someday. That friend you pushed away because he couldn’t live up to your clique standard, may turn out to be the president of the nation in the future. Will you be able to walk up to and make requests from someone you treated as trash in their lowest moments? Learn to keep relationships with people and acknowledge those in higher authority than you. Don’t feel because you have the new wave of hype you are now bigger, you don’t need anyone again. Do not be like that. Your mentor or old boss is still your boss even if you are richer now, give him due respect. It’s one thing to gain fame and riches, it’s another to maintain it. That old boss or mentor you think is no longer in the limelight again has better strategies on how you can maintain your newly gotten fame or wealth. You can respect people and still do your thing. There is a proverb: *If you want to go fast, go alone. If you want to go far, go together.* When you invest quality time, attention, finance, and energy into your relationship with people regardless of having a million and one other thing that need the same, such act doesn’t go unnoticed. When you do all this genuinely without hidden agenda or with an aim to get something in return, you will likely reap the reward of your selfless investment in others. If you fail tomorrow, you will likely have someone who will provide you with emotional, financial and any other support needed to place you back on the right track. Knowing that you are not alone makes you stronger, calmer and more courageous to deal with your life challenges. Also being selfless invested in people can make such individuals loyal to you. And with this comes security.
8 Habits That Keep From Achieving Your Financial Goals Have you ever wondered about the invisible holes through which your money vanish? You end every month with little to no money in your account and none was invested. I’m neither rich nor a financial advisor but I will be uncovering some habits that eat up your funds leaving you poor at the end of every month. Your daily habits have a role in determining your financial status and the best way to remain poor is not having a job or any source of income. Here are some habits that keep eating holes in your pocket and hindering you from attaining your financial goals. Some people might have these habits but are still rich. They have the money and probably multiple streams of income. But if you are living paycheck to paycheck you can afford to live these lifestyles. Regularly eating out Buying designer wears Always upgrading to the latest phone you don’t need Gambling/sport betting Using drugs Alcoholism (different from moderate drinking) Impulse buying Womanizing Regularly Eating out and more than necessary Depending on your location and choice of meal, eating out regularly is dang expensive. Also eating more food than necessary will cost you. Sometimes eating out might seem economically especially when you put into account the hike in foodstuffs and cooking gas in Nigeria. You won’t know how cheap cooking your own meals is until you start. A friend asked me, “How can a bachelor stop eating out? Advise” What stops a bachelor from cooking? If you can’t cook, learn how to. Buying designer products People who live private life tend to live happier & fulfilled than people who tend to live a flamboyant lifestyle it’s very good to embrace luxury but the sincere truth is that there is time for everything, some people wearing most designer products are brand ambassadors, think. Designer products look nice and all, but they are expensive. Before purchasing a trending designer wear think of the effect it will have on your funds. Always upgrading to the latest phone you don’t need Most persons seem not to understand when it comes to spending over what you earn. I know people that will buy the latest released phone with the last money in their account and end up begging for money for data and even food a few days later. In school, I had a coursemate who bought a newly released version of his phone (which was in good condition) with his school fees. When the exam came he started running around for money to pay his fees. In the end, he sold the phone, to pay and also have money to feed. Gambling Some say playing the lottery and sports betting doesn’t make one poor when they play with what they can afford to lose. This may be true. But I have friends who have been playing sports bets for months without a win. And they play every week. You might have heard of someone who won millions of naira with sports betting companies like Bet9ja. The question is how many have won such an amount. Very few compared to the thousands and millions of bettors who lose every day. I read an article a couple of years back, it stated that Bet9ja makes roughly 100 million naira profit every day. Where is this money coming from, fellow bettors? If gambling makes one person rich, it has wrecked 10 people. Some get addicted to betting, and can’t go a day without staking on games. Gambling is really killing some people's effort to make it and they just need to stop. Smoking and using drugs Have you heard of loud, Arizona or other expensive drugs that Nigerians consume to get high? If you are close to any of these guys who will have a clue to how much they spend on drugs daily. Also, these drugs are addictive, and some can spend every penny to get high. Alcoholism Some people can’t end a day without visiting a pub. In my previous residence, there was a neighbour who drinks every day. He can buy you a beer of 1000 naira but will never give you 200 naira to buy food. Some nights he ends up sleeping in the gutter or outside his residence. When he exhausted his monthly paycheck, he will keep tabs with the barwoman to settle when the next paycheck arrives. Also, someday I was in a cab, and held up in a traffic jam, the cab driver brought out the money he has made so far, he counted it and it was 3500 naira, he removed 1500 and his words were “this one a for pepper soup and ogogoro”. From his story, that was his daily routine. How will such individuals improve their financial status? Alcohol is not bad, but when you take too much to the point it affects your finances. Impulse buying You buy things not because you want them or need them, but just because you saw them. If you do this a lot on a small salary, it’s time you stopped. Impulse buying thought me well more like a bad habit, but the moment I diverted a particular impulse buying fund to get a money-making skill…life has been good since then, less impulse buying more money-making. Womanizing Womanizing is another bad habit that is capable of bringing a man down. A lot of Nigerian girls are willing and ready to spend your money. You are married, yet you keep girls who only care about the material things you have to offer them. They bill you now and then, and you pay to keep them happy, while your family are managing to survive. I want to believe one woman is enough for you. **I don’t do any of these, so why am I still broke?** Do you have a job? Do you have any source of income? If not, you have got your answer. If yes, is your monthly income enough to lay your bills and other utilities? You avoid these habits but you are still broke, then it’s either you don’t make money, and if you do, you don’t make enough. Take charge of your life and do the needful. **Question** What other habits do you think prevents people from meeting their financial goals? Share with us in the comments **Thought of the day** The more you hate on the rich the poorer you become. You can’t become what you hate. You just have to pick a side.
The lack of knowledge and missed opportunities **Opportunities can be lost** So yesterday I had the chance to speak with an elderly man and he repeatedly said: *“When you see a good opportunity and you know it can change your life for good, my son, please never allow it to pass you by.”* I asked him why and he shared his story with me of how he lost a particular property because of procrastination. He said that a couple of years ago he was asked to buy a particular property for 23 million naira. He and his wife had the money then but they kept procrastinating. The owner of the property was begging them to buy the property because he needed the money urgently but they kept giving excuses and postponing making the deal. Five months later they went back to the man for the same property with the agreed 23 million naira. But the owner refused the offer. He told them that even if they give him 100 million naira for the property he won’t accept it. As the said property is now worth over 150 million naira. They wept. He and his wife were filled with regrets throughout that day. If they had acted on the opportunity the time it was presented to them, they would have been able to afford it and made more than 5 times the profit, but now they can’t afford to buy the property. Opportunities can be lost. When you see one that could improve or change your financial status, never delay acting on it. Don’t allow small-minded people to deceive you into letting life-changing opportunities walk past you. Don’t allow fear and procrastination to make you miss the opportunity. It won’t wait forever. **My people are destroyed for lack of knowledge** Do you lack money? It is because you lack proper knowledge on how to get it. You're poor and broke? It is because you lack proper knowledge on how to amass wealth. Do you lack direction? It is because you lack knowledge on how to live a life of purpose. Whatever you desire but you do not know how to get it, it is because you lack knowledge on how to do them. Seek knowledge all the days of your life even if it cost you money. In all your seek for knowledge also seek understanding. You are a business owner and you rant about not making sales. Here are three questions for you How many books on sales and marketing have you read in the past couple of months? What is your business weekly ads budget? Who is your mentor and how many paid courses have you taken on how to grow your business? You can’t manage your business like you don’t care and expect to have the same result with your competitors who always update themselves with the latest trend and invest in ads and personal development. If you want to do business do it right. Seek knowledge about your business and understand what you need to do to achieve your goals, and then take action. Knowledge is power but it is useless when you don’t take action. *Without knowledge action is useless and knowledge without action is futile*. ~ Abu Bakr Source: the lead image is from ausloans. https://www.ausloans.com.au/blog/dealerships-financing-cost-of-lost-opportunity?hs_amp=true
What's your excuse? Until you are ready and hungry enough for what you desire you won’t stop looking for excuses to justify your indecisions and inactions. For you that your excuse for not starting affiliate marketing or any other business that deals with selling products and services is you don’t have people to sell it to, is that excuse valid enough to stop you from the financial freedom that you desire? If other people can build their list from zero to 2000k views and more why do you think you can’t? Or do you think it’s luck or grace of God? Let me share a friend's story… “After my school project in May, I decided to take a training on how to build an audience on WhatsApp. I then started audience building in May and after 5 months I was having more than 1000 views per WhatsApp post. Then I started marketing and selling products. Then the real bad thing happened a month after I started. My sim card was damaged so I lost my contacts in late March this year so I was just left with 15 views per post. It was really a horrible experience but I didn’t allow it to get to me. So I dumped my phone and focused on my final exams as I wasn’t ready for double frustration. After my exams, I picked up my phone and started rebuilding, and today I have surpassed my previews views per post. One big lesson I have learnt from starting affiliate marketing is that I can get whatever result I desire if at all I want it. So when I started, one of the first excuses I gave myself was that I didn’t have people to sell to because I only had just 100 contacts comprising of just my coursemates and relatives. Thankfully I overcame that with the training, applying what I learnt and persevering in difficult times.” So what’s your excuse for not starting that business? And what have you done about it? There is a guy from a remote village who can’t speak English fluently, he barely constructs a simple sentence. But this guy is genuinely making huge money monthly. So what is your excuse? Anybody can do whatever he or she decides to do. The day you take your stand and decide to cause a shift in your life that very day things will begin to change. My point is that people making shit loads of money in this online space are not as smart as you. If someone who was in grave debt can get out of that shit you can too. Don’t think people are making money online because they are brilliant. To make money you don’t need to be very brilliant. Making money only requires 5% brain work and 95% consistency. If people who graduated with third class and those who didn’t go to school are genuinely making millions online you too can. The only thing you need to do is get rid of your fears, decide to take a step forward and take action. Thought of the day: the more you hate on the rich the poorer you become. You can’t be what you hate so just pick a side.
School and reality ***Don’t just go to school to know only your books. Also, know your classmates.*** Source. https://twitter.com/renoomokri/status/1442141967886995456?s=19 The friends you made and the classmates and other people you were able to know during your time in school are very important. They could be the turning point in your career. There are true stories and I've witnessed a couple where friends from Uni and former classmates help pull each other up to success. Some students are not academically sound, but they are friendly and mix with people. On their own, they can become successful in future, but sometimes those friends they make can help connect them to opportunities. True, your studies are very important and good grades are the goal but don’t just make friends with your books only, they do have a human connection with others, make friends, good friends. Those friends could be the connection you need to a job opportunist tomorrow. Think back to the guy or girl who always came first in exams when you were in school. Are they the richest or most successful of your mates? You see, it does not follow. School is good, writing exams and having good grades is important. But it doesn’t determine if you succeed in life as much as determination. There is more to success in life than having good grades. **Your university degree is like beauty, and your skills are like character. The most eligible bachelors marry for character, not beauty, and the best companies hire for skills, not degrees. So don’t just acquire certificates.** *Source*. https://twitter.com/renoomokri/status/1442093627895947264?s=19 There is no job, they say, yet thousands of graduates leave the universities every year. The question is, what job are they going to get? That’s why many people graduations end up in the streets and some became Okada riders (commercial motorcyclists) just so they have provided their basic needs and pay bills. You have graduated with a first class or second class upper degree certificate, congratulations. What next? Can you apply what you have learned from the university in real-life situations? What else do you have to offer aside from your certificate? For those seeking a job, that skill you learned while in school could be the major difference between you and the next job applicant. As aforementioned, your certificate is important but keep in mind that the best companies hire for skills not degrees. So don’t just acquire certificates, also acquire skills and be able to provide real-life solutions with the skills you have acquired. When you attend school reunions, people ask the following: What are you doing now? Where do you live? Are you married? Do you have kids? How many? These questions are asked to see who is ahead of who. *Source* https://twitter.com/renoomokri/status/1439967984022392835?s=19 What’s the primary reason for reunions again? Those that attend can share with us. I have never been to one. Anyways, reunions can be a good way to hang out with your friends and classmates, who you have seen in a long time. It could also foster community building, as I have seen some school and communities projects carried out by old students of a particular academic institution from secondary school to the university. Some people genuinely come to reunions to congregate with each other, have fun and leave when it’s time. They go to sincerely spend time with each other. Among this group are those who attend reunions to show off, and check on the progress of their fellow mates. There you have some faking a lifestyle they can’t afford just to show off to their mates that they are successful and living the life. Reunions aside, sometimes when your secondary school mates check on you few months or a couple of years after graduating from secondary school, some do so not because they care about you, they want to know if you are ahead if you have gotten admission to the university. Also, even when your old classmates check up on you, one of the questions is, "have you started working?"
Be relevant: use your talents efficiently A lot of you are failing to realise that you have to be in the right place to be relevant. A 250,000 Naira wireless microphone is useless in the kitchen. A 50 Naira worth of salt is more useful. Take that same mic to a church or a studio and it would be treated as an egg. People have so many resources but they are not using them reluctantly neither are they harnessing them efficiently. Worse is that they don’t even know that they have the resources even when the resources are staring them in the face. So they remain useless. And useless people are broke people. Check what they are doing with the resources they have – smiling in front of the camera, taking selfies and posting for people to see all day. I know someone that such an act annoys so much. Well, the resources that God gave you which can be time, talent, money, character and so much more, are you using them? So you have something to show when God comes for return on investment? Everyone wants a return on investment even God. God gave everyone talents according to their capacity. One person dodged his talent and gave it back to God the same way God gave it to him. No increase in value whatsoever. A lot of us are asking God for 5 talents when we have not been effective and shown faithfulness with the one talent he gave us. Banks don’t give you money to start a business, they give money to the person that has started a business and has numbers (profit) to show forth for it. Trade: the systems put in place that leads to the exchange of goods and services for money such that at the end of the system, you have more resource capacity than you had before you started the trade. Where resources = money or anything that can be converted to money. A lot of you are hiding the talents God gave you, where, Talent = resources that can be converted to money. When you hide a talent, no one knows that you have it. Worse when you bury it in the ground. That time you are using to watch BBN, series and troll the internet aimlessly, does it connote to trading the talent of time God gave you? Or does it connote hiring it in digital devices and TV? Later you will pray to God for help. Due Point: when water vapour changes to water because so much of it has done into a specific area. The area has so much pressure that it becomes saturated. Water droplets start forming. That’s the same with knowledge being practised and relearned. You need to know and keep knowing better by practising what you know over and over again till what you know starts turning into a refined experience. Everyone doesn’t catch the revelation the first time. Repetition gives birth to mastery.
Don't plug in and fail to switch on Currently your excuse is that you came from an extremely poor background. You know this very well, so you know your problem. Now, instead of looking for a way to get out of that problem you're looking for excuses to comfort your situation. Well, comforting yourself won’t help you get out of your broken or lack of resources state. It’s either you do what you need to do to get out of it or you remain there. God's grace doesn’t aid laziness so don’t even go there. The bad thing is that you could make these excuses for year’s and because nothing changes, you will then transfer the same problem to your children. And once the same problem is transferred two things are bound to happen. It’s either the children continue with the excuse card or go in search of a solution. The game may go on like that for year’s until someone stands up to put an end to the trend. Start today to build something for the future so that your children won’t be laying blocks when others are leveraging on already made resources. Your children don’t have to go through the same hardship as you. Remember the Bible states that a good father leaves wealth (not debt or bad image) for his children and his children's children. **Something to learn from**. My plan was to complete and publish this article last night but I couldn’t. Why? While typing the article with my phone, the battery was running low and I needed to charge it. I quickly brought out the charger from my bag and plugged it to the nearest socket close to the head side of my bed. But guess what? In my eagerness to plug the phone and continue the typing I forgot to switch on the socket. I continued typing the article after I plugged the phone, my attention never went to the battery icon, I was just focused on penning down my thoughts. Then, came the 2% battery alert. What! At first, I thought, I didn’t properly plug the charger, so I adjusted it, but no effect, then I saw that the socket was not switched on. OMG! Well, I immediately reached out and switched it on. But unfortunately, I was only able to get it charged to 6% when power supply was interrupted. Interrupted So I didn’t get to finish the article before going to bed. **Some of us are like that.** The socket signifies financial opportunities. Our financial life can be likened to my phone battery needing to be charged. We plug in by making a decision to improve our financial status but fail to switch on the socket (intentional or otherwise) which has to do with acquiring the basic skills needed to build an income stream and improve our financial life…We fail to take action. We make decisions but never take actions. We simply fold our hands expecting income to start falling from the sky. Remember I plugged in my phone and expected it to charge, but it didn’t. Why? I didn’t switch on the socket. I had to stretch out my hand to switch the socket on. Are you expecting money to come to you without doing the required work? It won’t! The truth is that your finance will run down like my phone battery. Some wait till you hit zero percent. Don’t plug in and fail to switch on the socket. Plug in, switch on the socket and get to work and you will get your desired result
Laziness Begets Poverty Why not become an entrepreneur? Entrepreneurship is hard to begin. What about real estate? Real estate is hard and I need a huge capital to invest in it. Have you thought of starting a business? Owning a business is not as easy as said. Why not try affiliate marketing? Ah, affiliate marketing is hard and it’s not my thing. I heard copywriting pays well, have you checked it out? Bro, I have heard about it, but I think it’s hard too. Okay, I earn some money in Bitcoin Cash (BCH) on read.cash and noise.cash, you can check them out and choose any or both, the good thing is you are not required to invest any money. One week later: bro, it’s hard to earn anything from this your read.cash and noise.cash sites oh. I can’t continue. Ahh!! Everything is hard for you. Is living in poverty not hard. Nigeria on its own is hard. It’s up to you to choose your hard. A lazy person will always have reasons why he or she can’t take advantage of various opportunities presented to them. Many of them like to think that success (money) is divinely random and comes to those who are lucky. And one that gives me the giggle is some think they would be among the lucky ones and others won't. Some could go further to say: “Life na turn by turn. My time is coming and you don’t know where you will meet me in the future.” The truth is, if they don’t change their mindset and work out their current situation, they will be stagnant and remain where they are or even worse in years to come. It is written: *The rich man’s wealth is his strong city; The destruction of the poor is their poverty.* Proverbs 10:15 Here are some things lazy people do Lazy people sit at home most hours of the day watching TV and trolling the internet aimlessly leaving lots of work undone. Lazy people blame others for their misfortune. They believe the reason they aren’t making progress is that they are probably spiritually tied down by one of their relatives in the village. They blame the economy, the government, their background etc. When they should take responsibility for their failures. They are quick to believe that money is the root of all evil, whereas poverty is a root of evil. Lazy people have a get-rich-quick mentality. They have a lottery mentality. They focus more on winning a huge amount of money from sports gambling or lottery. Instead of having an action mentality – bouncing on genusne opportunities that increase their income. They often procrastinate and gets nothing done. *A: There is an opportunity you can earn from.* *B: Okay, I will check it out.* *One week later* *A: how far?* *B: OMG, I forgot, have been so busy recently…* *One month later.* *A: Hey man. What’s your progress? Entry has closed, I hope you beat the deadline?* *B:…* If this is you, it’s high time you worked it out. Source: Lead Image is from Pixabay. https://pixabay.com/photos/man-homeless-homeless-man-poverty-937665/
Don't Settle for Crumbs Some people prefer crumbs rather than the main meal. This is how I got to know this. So I have this friend who makes liquid soap for washing kitchen utensils. She usually make about 25-50 litres, even though they don’t need up to that much in the house. Her mum usually shares some of the liquid soap with her neighbours and friends who visits. So she always makes extra to make room for mum's gifting. Some people would visit their home and they would just ask her to give them some of the liquid soap in a small container, a 75Cl Eva table water bottle. It went on until one day instead of asking to be given some in the Eva bottle, a woman asked for how to make the soap. She was surprised because every other person while every other person was focused on collecting some from the one she made, this woman requested to be taught how to make it. The process isn’t stressful and it will save them cost because you could make 25 litres with #2500 ($5) which can serve for about 5 months. So, this my friend decided to show her how to make the soap and also gave her a written step-by-step guide that she could use whenever she wants to make some. At the moment, the woman makes for her personal use at home and also sell to her neighbours. From the information she shared, she makes about #5000 ($10) weekly from selling to just her neighbours and when she takes the soap to school she makes an average of 10,000 naira ($20) weekly. This is so because instead of asking for the usual Eva bottle of liquid soap like the others she preferred to know how to actually get more than an Eva bottle and also make money off it. But those that always ask for Eva bottle drums never got to learn how to make the liquid soap. And when the one they got for free finishes they would likely spend 800 naira buying commercial liquid soap. But the one that asked “how?” is already making for the house and earning small money from it. 5000 naira weekly in one month is 20,000 ($40) and 10,000 naira weekly in a month is 40,000 naira ($80). So she makes an average of 20-40,000 naira from selling the soap to other people who would always ask to be given some in an Eva bottle. Some people are like the people that ask to be given some liquid soap in an Eva bottle. You see someone making money from a particular business instead of you asking *ahh bro how far? How you dey run am? Na giveaway and urgent 2k you go dey find.* (Instead of inquiring about the business and how you could get started, you are waiting for a giveaway from the person or handout). This is you going for the crumbs rather than the meal itself. What makes you think you can’t make the same amount of money that bro makes weekly or even more? My advice for you this very day is is that you should learn to always go for the very best of the meal and not the crumbs or leftovers. *Why go begging for fish every day when you can learn how to fish, and catch enough to feed yourself and your family and even have some to sell for money? Food for thought.*
Random questions to get you writing Writer's block is a condition and it’s real! My plan when I joined this platform was to publish at least one article per day, but recently, I have succeeded in publishing just two in five days. That’s poor. Though I've been quite busy for quite a while, I often have free time to write an article. But sometimes I find it had to put down my thoughts in writing, sometimes I don't even know what to write about. It’s been such that I have not published any article in more than three days. Earlier, I was just reading up on other users posts for ideas on what to write, fortunately, I stumbled on Jane's “Random questions for a foggy brain” which gave me an idea on what to write about. https://read.cash/@Jane/random-questions-for-a-foggy-brain-2db9204e I visited the site she recommended https://www.teenvogue.com/story/21-questions-game they had more than 30 questions to be answered. So I selected as many as I could answer. What's the weirdest dream you've ever had? Has something ever happened in the real world and it seemed like you are reliving the scenario? And there is this strong feeling in your gut that “this has happened before”. Yes, I have. I don’t dream much, and sometimes when I wake up, I could barely remember the details of the dream, just a few images here and there to make meaning of the dream. The weirdest dream I had is the ***dream within a dream***. If you are in a danger in a dream, and you can’t run away or hide from it, the best escape was to wake up (though had sometimes). There was this dream I had, can’t recall what happened but I running away from danger. Two individuals, who I couldn’t place their place, chased me with a cutlass, and I was running for my dear life. At a point, I fell, but couldn’t stand. Every attempt to stand and continue my run failed and the guys were fast approach. The next point of action was to wake up. And I did, but instead of waking to reality, I woke up into another dream. There was a flood, and my mattress was washed to the ocean, and I was attacked by a shark. I couldn’t run, as I was on my mattress and water. No place to escape to… I forces myself and woke up, this time to reality. Phew! What a dream that was. If you could travel to any year in a time machine, what year would you choose and why? If I could… I’ll travel to 2015. I lost my best friend. He died in an accident, which left his sister disfigured. I would have prevented them from making the journey. What's your favourite colour to wear? My favourite colour is blue. Navy blue actually. For years, I like anything black, white, grey, and blue. So I often combine these colours. What's the worst lie you ever told as a kid? When I was a kid, my little brother and I do walk to and fro school every day. Sometimes we return home late after taking a far route just to spend more time with our schoolmates. Mum always scold us when we do, this one day, she flogged us. I think that was the first time we were flogged, it was so painful we cried till we slept off. From that day, we kept to time. But two weeks later, a classmate brought a new football to school, and everyone wanted to play even yours truly. I lost track of time. This time, we were walking home way late than we did the day we were flogged. While walking home all I could think of is reliving that day. When we arrived home, the cane was already on the table waiting, and mom was boiling. I didn’t know how this lie came to me. I told her that we were late because we had to escape from a kidnapper. That a man was after us, we had to run and hid somewhere until the man left. I narrated it so well, that she couldn’t help but believe it. She hugged while thanking God for protecting her kids. She also praised me for protecting my kid brother. Soon the news spread down to school. Within days, everyone had their version of the ~~lie~~ story we were even called out during school assembly and the pupils were made to applaud our smartest. That was my first lie and a great one. It’s getting late over here, my eyes are heavy. I will stop here for today. Thanks for reading.
Your Capacity HE can do a billion dollars project with one man, a million-dollar project with another man, while he does a $10,000 project with this other man, or even a $1000. Why? Capacity. Is there a junior and senior Holy Spirit? No, it is the same spirit. So what is the difference? Capacity - the amount of work that can be done. **When knowledge meets practice capacity is built.** Knowledge lays the foundation for practise because you can’t practice what you don’t know. When you are practising, you are working. The more you practice, the better you become and the more you can do. The more you can do, the more capacity you have built. The amount of power that leaves the Kainji dam is not what gets into your house. Why? Capacity. The wire that is used to carry power from the power station to the transformer is not the same to carry power into your home. What’s the difference? Capacity. David developed the capacity to solve a national catastrophe called Goliath that scared the king, generals and soldiers. If David joked with his bush where no one was seeing him, except God, he wouldn’t have had the capacity (the faith), the evidence of things hoped for to show the King. **Some of you are neglecting and joking with your capacity.** God cannot use you beyond your capacity. The capacity to resist, the capacity to push, the capacity to stand your ground. The capacity to handle and multiply what is put into your hands. God will give you what you can handle, that’s capacity. The Bible said that God gave the devil permission to test Job's faith. *One day the angels came to present themselves before the LORD, and Satan also came with them. The LORD said to Satan, “Where have you come from?” Satan answered the LORD, “From roaming throughout the earth, going back and forth on it.” Then the LORD said to Satan, “Have you considered my servant Job? There is no one on earth like him; he is blameless and upright, a man who fears God and shuns evil.” “Does Job fear God for nothing?” Satan replied. “Have you not put a hedge around him and his household and everything he has? You have blessed the work of his hands so that his flocks and herds are spread throughout the land. But now stretch out your hand and strike everything he has, and he will surely curse you to your face.”* *The LORD said to Satan, “Very well, then, everything he has is in your power, but on the man himself do not lay a finger.”* Job 1:6-12 NIV Why did God permit such on his faithful servant? Had Job failed the test, who would have been responsible? God gives you what you can handle. He knew Job had the capacity (faith) to resist, the capacity to push on, and stand his ground (hold unto his faith). If Job failed the blame would have been on him because he failed to utilize the capacity he was given. The outcome showed the output of his inward capacity. Are you utilizing your capacity or do you let it to waste? Do you misuse you’re the capacity you've been given? Some people lack moral capacity. Once little money gets into your hands, you will throw away your wife and run after flashy younger girls it you'll start disrespecting your husband or people around you. God doesn’t want to lose his children just like you won’t want to lose your 7-year old kid who asks you for the key to your car. Even though he is asking for the keys, he doesn’t have the capacity. And even if he grows to 39 years old and doesn’t still know how to drive, he won’t be given the keys. But an 18-year-old who can drive can be given the same keys even without a license. **Knowledge plus practice gives capacity**. *Source: The lead image is from* *Pixabay**.* https://pixabay.com/illustrations/stone-push-overcoming-obstacle-2127669/
Why we are poor The rich have a particular mentality that is keeping them rich why the poor keeps getting poorer. Whenever the rich encounter an opportunity they try it and see if it will work. Let me take myself as an example. Even when I was broke, I had this mentality of the rich that's why I was able to get out of poverty easily. If I come across an opportunity, I rather try it and fail than not try it at all. Having that feeling that this opportunity I just missed would have changed my life is more painful than losing my money for trying. I’m not an expert, and I’m not even rich (not broke either), but I have experienced and read a few books to know that there are no secrets to getting rich overnight, getting rich is a process and there are proven systems that can help you get rich, you just need to find and apply them. Some claim that everyone has the same opportunity to become rich, but I seem to disagree with that. Perhaps it’s viable in some locations. But in Nigeria we are not offered an equal opportunity, some have it better than others. Even within the group that are offered the same opportunity, some may face greater challenges than others. In reality, opportunities are available for everyone to seize, but everyone can’t seize every opportunity no matter how much effort you put in. Let’s look at admissions to Nigerian Universities. The opportunity to get admission to a university is open to everyone, but not everyone who applies to get admitted, sometimes, some candidates you performed better than will get admitted and you won’t. Why? They have a connection that you don’t have. That connection has placed them over you. The same can be said about getting a job. No matter your level of experience and performance during the interview, someone that didn’t even turn up for the interview can get the job. Why? His uncle is a friend to the company's manager. It took only a phone call to get the job. It seems I have deviated from the topic. Let’s return to it then. Many Nigerians can remain poor no matter how much money they earn. Some don’t want to work at all, they believe in easy and quick money as well as luck, and in most cases, they end up being scammed. A company ask you to deposit an amount of money and they will double it in 24 hours, and you sent your life savings to earn double the amount. I pity you, why don’t they double their own money? From spending more than they earn to depending on just a source of income, let us look at some indications of why a Nigerian will never be rich. Spending more than they earn Many don’t live within their means. They spend more than they earn and in the end, they run into debts. No matter how much you earn monthly, you won become rich if you spend more than your income. Believe in easy and quick money From gambling to falling for Ponzi schemes that promise quick money, some Nigerians engage in several activities that are believed to make them quick and easy money without stress. If you want to earn a lot of money, work, invest your time and money, learn about what really works, and be consistent. My time will come Nigerians are known to be religious and believe too much in divine luck. They pray morning and night with the hope that one day their time will come. Some of these people die poor. Prayer is good, but you need to back it up with work and effort. There are other reasons like playing the blame game – blaming others for their condition instead of working hard to get out of their current state. Some put too much emphasis on saving their money instead of investing. There are better things you can do with your money than leaving it in a bank account. Depending on full-time jobs and on just one source of income. I believe that being rich begins in the mind. Life is all about risks. Staying poor is risky and becoming rich is also risky. So choose your risk and enjoy. https://themakingofamillionaire.com/you-will-never-be-rich-if-you-keep-doing-these-10-things-8c9677bc06b0
Misplaced Priorities The young bulls are trading forex, minting non-fungible tokens (NFTs), starting a brand, going into affiliate marketing, exchanging bitcoin, Bitcoin Cash and other cryptocurrencies, learning digital skills and more. While you're sitting at home, wishing and praying for a breakthrough without adding your own little quota. “Heaven helps those who help themselves” We have passed the era where mana falls from the sky. “There is no free food even in free town.” Don’t just sit and watch your mates working hard to improve their lives. If your mates struggle and succeeds, then eventually buys a nice car, complete their house project and live a better life, you'll be the first to scream: *“They are into fraudulent activities.”* *“Na yahoo boy or runs girl na…”* *“How did he/she get so much money to live such a life of luxury"* When they were having sleepless nights, you were catching a cruise. When they were beating up the market and collecting canes from the market, you were busy looking for a babe to flirt with. Can you see you are responsible for your problems? Some of them are even taking their time to train and teach you the things they do to let you understand that the world is moving. But you didn’t care. You learnt nothing. Instead, you cried and lamented about God not caring and providing for you like your mates. But you forgot that you've provided no cups for God to pour his blessings into. Even when Jesus performed miracles in the Bible, he didn’t do it out of nothing. At the wedding at Cana of Galilee, *“he changed eater into wine”* not that he made wine fall from the sky. Even the *“miracle of the five loaves and two fish"*; it was reported that Jesus fed a multitude with five loaves and two fish. You have to present something to be blessed. **The age of digital skills is just beginning.** Many will move from poor to middle-class and others will become rich from it. But you've chosen to sit at home and make excuses. It baffles me how you expect to make excuses and money at the same time. Look! You can't make excuses and money at the same time. Either you make money or you make excuses. Never expect to make the two at the same time. Sometimes, when I have random conversations with people I realize that they don’t know what they want. Zero goals, zero plans, zero mindsets. Nothing, absolutely nothing. They just know that they want to do that business because a friend is into it and he is making money through it. The truth is, even if you give them money to do that thing they said they want to do, they will end up misusing the money. **Misplaced priorities everywhere.** Do not sit at home waiting for fish to jump out of the water, prepare itself and get served for you to eat. Don’t go about begging people to give you fish. Even if they do, you’ll come back another day you want to eat fish. Why not learn how to catch fish? Meet a fisherman (mentor), get the necessary tools and implement (skills), learn patiently, and try catching until you succeed. Once you've mastered the art, you can go fishing whenever you want, catch as many as you can, and eat as much. Learn and take action. The lead image is from Pixabay https://pixabay.com/photos/feet-socks-living-room-person-932346/
Fantasy Football: You don't want to be without Ronaldo CR7 returns to English Premier League. *Image source* https://www.skysports.com/amp/football/news/11095/12392391/cristiano-ronaldo-returns-to-man-utd-will-he-be-a-success-with-ole-gunnar-solskjaers-side Cristiano Ronaldo, the international men's football top goal scorer (111 goals and still counting) has returned to English football with Manchester United 12 years after leaving the same club for the Spanish side Real Madrid in 2009 in a record-breaking deal at the time. 9 years later he left Madrid for Juventus after helping the Spanish club secure three consecutive Champions League trophies under the management of Zinedine Zidane. Now he is back on a second spell in the Red Devil's team where he scored 118 goals in 292 games (all competitions for Man United). He helped the club to a Champions League trophy in 2008 and 3 Premier League turns over six years. Ronald In Fantasy Premier League During his six years spell at Manchester United, Ronald played 196 Premier League games, scoring 84 goals with 34 assists. Meanwhile, in the Fantasy League, Ronaldo's lowest total points per season was 206. So Ronald is a player that can bring in up to 200 points per season. Well, he is not as young as he was, but his hunger for goals hasn’t diminished. This could be shown in his latest performance for Portugal in the World cup qualifiers game against Ireland. He scored a brace to secure a late 2 – 1 win for Portugal and also broke the men's all-time international scoring record. That goes to show that he is still capable of bringing in points every gameweek. I don't want my Fantasy team to be without Ronaldo Aside from being at the top of the list of my favourite players, Ronaldo is sure to bring in huge points at the end of the season, so I don’t want to go into gameweek four without having him in my team. He will likely take over spot-kicks from Bruno Fernandes. Some of my friends are selling Fernandes for Ronaldo, and I want to believe it’s a good move. I would have done the same if I had him on my team. He has been able to get just 3 points in 2 game weeks. Which to me is poor for a £12m valued player. Selling Fernandes (£12m) will reduce the changes one needs to make to create room for Ronaldo (£12.5). I've been planning on using the Wildcard Chip to make a major change to my team players ahead of game week 4. This decision was made before Ronaldo's transfer. So using the chip would be an opportunity to bring him into the team. Well, I have done that just before concluding the post. Here is what I've got I'm 100% sure that millions of managers have already brought in Ronald into their team ahead of gameweek 4, and more will do the same before the deadline. Ronald will surely score more than 20 goals this season, I don’t think he is the kind of player anyone will want to be without. Though Lukaku is an option for some. Ronald will surely be hunting for the Golden Boot this campaign, and he is likely to take in close to 200 points. He has already missed 3 game weeks, so above 200 points may not be obtainable. But with him, anything is possible. Manchester United's next fixture is a home game against Newcastle, and CR7 is expected to score. Meanwhile, the club has officially announced that the Number 7 Jersey has been given to Ronaldo (initially won by Cavani). So he retains iconic number 7.


Three in one: Product Sales, Inflation and Side Hustle One major mistake some business start-ups make is that they focus more on the product or service rather than how to sell their product or service. Before starting any business try as much as possible to learn how to sell because the money isn’t in your product or service it is in selling the products or services. It is unfortunate that some individuals have great products and render great services yet they have low to no sales because they haven’t mastered how to sell. Well, I’m not an expert on this, but I’m confident there are lots of resources out there for you and also individuals who have mastered the art to learn from. If you sell a product, this is for you. Let me share with you four quick signs to know a customer will likely buy from you. They will know the exact price of your products but will still ask you for an assertion. If your product is worth #15,100 for instance, they will say “Shebi the price is #15,000?” (The price is #15000 right?). The reduction isn’t from their mind, it’s on their lips. Find a way to convince them to dip a hand into their purse before the reduction gets into their mind. They will see no worth in your product after they reduced the price in their mind. They will ask every possible question they could about your products. They may have been battling with whether to buy or not. But hearing you explain and answer every bit of their question will build more confidence in them and they will end up paying for your product. They will want more proves. Proves that it works for you. Proves that it has worked for others and a conviction that it will work for them. Be patient, don’t be mad at them. Just sew the garment of proves for them and ensure it fits well. They will research more about you. They will ask from the friends of your friends, from your customers. They will make inquiries about your products. If it’s a personal brand, they will look you up on various social media. Once they're satisfied with your and your products or services, you'll be notified of their payments. These processes may take some hours, a day, a week, or even months. Just keep showing up. Meanwhile… The standard of living is currently getting higher day by day in this part of the world. The last time I went to the gas station for a refill, that was in April, 12kg of gas was worth #3400. Fast forward to today, the same quantity of gas is now worth #6400. This is almost a 100% increment. This is not the case for gas alone, the increment cuts across various products and commodities. Even a bean cake I bought for #20 two months ago it’s now worth #50. The amount you are paid as salary has not increased with no indication of an increase anytime soon. And you still don’t see the need to get multiple sources of income. Well, whether you see the need to get an additional source of income or not, one thing I know is that inflation respects no one. The best thing you can do for yourself is to get a high skill (if you don’t have any) to supplement whatever you are already doing. Survival will be difficult with a single source of income in this period.
It's Ember: How Far With Your Resolution? The ember month and we are racing towards the end of another year. Look back and see how far you've come. It felt like yesterday I had Christmas dinner with my family, how time flies. We are less than four months to the very end of 2022. The most anticipated year for a lot of folks. We probably penned down a list of things to achieve this year, how far have you gone with that? I never really had a new year resolution list for 2021, the previous year's resolution list was a waste of time, paper and good ink. So I felt not doing that this year and I didn’t. It was a personal choice for reasons best known to me, so I’m not against keeping a new year resolution list especially if it works for you. To those who had a resolution list for 2021; How many of what you have in your new year resolution list have you been able to smash? And now you are already looking forward to the end of the year. I can see you with an empty diary trying to write a new resolution list for 2022 already. And you are yet to even achieve any out of what you penned down last year. Is this how you want to keep writing resolutions without doing anything about them year in year out? Why waste your time putting them down when you'll never make moves towards achieving most if not all you have on the list. Or do you think that guys who meet their yearly goals fold their hands and watch it happen like magic? No, it doesn’t work that way. They simply wake up every day doing things that move them closer to their goals even when it is not convenient for them. They don't make excuses because they know excuses won't take them to their point of success. No successful man became successful by procrastinating and making loads of excuses. So you should get up from your slumber and start doing those things you set to achieve this year. You've still got more than three months to get some things on the list down before the year runs out. Goodbye August The 8th month of the year has come and gone. Making way for the 9th month to usher in the ember month brings to mind that we are approaching the end of yet another year. After 2020 to forget, many entered the new year with hopes of better days. Would you say so far that 2021 has been much better than 2020? I will leave that to you. One of the best things I did in August was returning to read.cash after months of inactivity. My return has really paid off as I started earning some days after joining. Though not as much as many of you earn per post, it’s still worth a comeback. This wouldn’t have been possible without your support. The comments, encouragement and tips got me going. So far, I've posted 14 articles and earned about $40 from that. It’s worth better than nothing. I've also made a couple of friends at the same time. My next move would be to join noise.cash (I wonder why I haven’t joined yet, but I will). I will put in my best to be consistent and try getting better at every post. And I hope my fortunes will improve with time. I want to take this opportunity to thank my sponsors @HappyBoy and @King_Gozie for finding me worthy of their sponsorship. And my gratitude goes to the users who read, comment, like and tip my posts. Thank you happy new months to you all. May this September deliver a month to remember, as your plans fall together. I wish you victory in every encounter. **So how far have you gone with achieving your 2021 resolutions? Share with us in the comments section below.**
Fantasy Football: Top Players and My "Club1BCH League of Crypto" Team There are many fantasy league games available to players, but the Fantasy Premier League is undoubtedly the most popular of them all. While there are plenty of leagues and cups created by individuals and groups on FPL, the #Club1BCH League of Crypto is only one among the read.cash, noise.cash, and the entire BCH community. I selected and registered my team for the FPL game in gameweek 2, so I missed out on earning points from the first game week. I've been playing the catch-up game. I currently rank 66 in the league with 102 points from 2 gameweeks. The league leader is @Panky with 240 points from three gameweeks. That’s more than double my points. Hope is not lost, we've still got 35 gameweeks to the end of the 2021-22 campaign. So anything can happen before then. My Fantasy Team's Performance Gameweek 2 *Source* https://fantasy.premierleague.com/entry/7245973/event/2 As mentioned earlier, I joined the FPL 2021-22 campaign in gameweek two. My team managed to earn a total of 62 points which is above the global average of 56 points. The highest global point is 146. Romelu Lukaku got the highest point for my team. His point for the week was 8 but as my team's Captain, his point was doubled (8 points x 2 = 16 points). K. Tsimikas of Liverpool earned the second highest points with 15 points – 2 points for playing full time, 3 points for an assist, 4 points for clean sheet and 2 bonus points. Lloris also earned 11 points. Eric Dier of Tottenham and Marcos Alonso of Chelsea both earned 6 points for the team. 2 points for playing full time and 4 points for keeping clean sheet. Doucoure of Everton earned 4 points, M. Walsh of Liverpool earned 3 points, Smith Rowe of Arsenal and Richarlison of Everton both earned 2 points apiece, Fernandes of Manchester United got just 1 point and Daniel Amartey of Everton didn’t score any points. Gameweek 3 *Source* https://fantasy.premierleague.com/entry/7245973/event/3 My team performed below par to earn only 40 points in week 3, 22 points less than the previous gameweek. That led to a drop in rank from 56 to 66th. The team’s highest individual points – 10 points – came from Mohamed Salah (2 for playing full time, 5 for scoring a goal and 3 bonus points). Eric Dier got the next high is 7 points, followed by Lloris with 6 points, Lukaku with 4 points, and Doucoure with 3 points. Alonso, Amartey, Smith Rowe and Feenandes all got three points from playing fulltime. The least point (1 point) was from Richarlison. With the start of the international break, there won’t be premier action this weekend, so we have to wait till next weekend for gameweek 4. Meanwhile, my team needs a major adjustment. I will likely use the Wildcard Chip to make the necessary changes before gameweek 4 transfer deadline. I need a team capable of earning an average of 70 points weekly. Some players like Amartey, Smith Rowe and Richarlison will surely make room for new players. I will give an update when I’m done with the changes. FPL Players With the Most Points Top 5 FPL Forwards The five most expensive FPL forwards are Tottenham striker Harry Kane (£12.3), Chelsea striker Romelu Lukaku (£11.5), Leicester's Jamie Vardy (£10.5), Arsenal forward Pierre-Emerick Aunameyang (£9.9), and Liverpool striker Roberto Firmino (£8.9). Michail Antonio | West Ham | 40 pts | £7.9 Gabriel Jesus | Manchester City | 24 pts | £8.5 Calvert-Lewin | Everton | 23 pts | £8.2 Danny Ings | Aston Villa | 19 pts | £8.1 Jamie Vardy | Leicester City | 19 pts | £10.5 Top 5 FPL Midfielders The five most expensive midfielders are Mohamed Salah of Liverpool (£12.5), Bruno Feenandes of Manchester United (£12.1), Sadio Mané of Liverpool (£11.9), Manchester City's Kevin De Bruyne (£11.9), and Raheem Stirling of Manchester City (£10.9) The top five midfielders with most points: Mohamed Salah | Liverpool | 30 pts Mason Greenwood | Manchester United | 26 pts Saïd Benrahma | Westham United | 26 pts Ferran Torres | Manchester City | 23 pts Bruno Fernandes | Manchester United | 23 pts Top 5 FPL Defenders As for five highest priced defenders, most expensive is Liverpool right-back Trent Alexander-Arnold (£7.5), Liverpool left-back Andrew Robertson (£7.0), Liverpool center-back Van Dijk (£6.5), César Azpilicueta of Chelsea (£6.0), and Pedro Cancelo of Man City (£6.0). Here are the top five Defenders with most points: Marcos Alonso | Chelsea | 23 pts Pontus Jansson | Brentford | 22 pts Trent Alexander-Arnold | Liverpool | 22 pts Sergio Requilón | Tottenham | 22 pts Reece James | Chelsea | 20 pts Top Five FPL Goal Keepers The highest-valued Goalkeepers of the FPL game are Edouard Mendy of Chelsea, Alisson Becker of Liverpool, Ederson Santos of Man city each priced at £6.0. Then we have Tottenham goalie Hugo Lloris (£5.6) and Emiliano Martinez (£5.5, Aston Villa). Hugo Lloris | Tottenham | 27 pts David Raya | Brentford | 17 pts Edouardo Mendy | Chelsea | 17 pts Alisson Becker | Liverpool | 17 pts Ederson Santos | Manchester City | 14 pts This information can guide you during your team selection or transfer. **Useful Links** Join the League of Crypto here https://fantasy.premierleague.com/leagues/auto-join/23w7ey Read about the #Club1BCH League of f Crypto here and here https://read.cash/@PVMihalache/the-club1bch-league-of-crypto-premier-league-fantasy-football-league-9937ba45 https://read.cash/@Crackers/club1bch-brings-you-another-fanasty-football-league-135fb458 Join the League of Crypto noise.cash community here for updates https://noise.cash/c/fantasy-football-league-and-ba-7k15nz7l Source Fantasy Premier League https://fantasy.premierleague.com/

Want to be Successful? Stop the Blame Game You want to make money right? Who wouldn’t want to? But what are have you done and still doing to make money? Money can’t just fall on your lap, you’ve to go after it. If you’re not currently doing anything to make money or add another source of income to your not enough salary, you’ve to get up and make a move. Just don’t focus on only what others are doing, going a step further and do what they aren’t doing – the hard thing that others run away from. Don’t just sit at home with no job or complain about small salary – finger-pointing others (that wicked neighbor is the cause of my misfortunes), the environment (Nigeria is a bad country, if I was in USA I would’ve been rich) or the government (for not providing employment or increase workers salary). Don’t blame others or “your village people” for your situation. That’s not the mentality of someone who wants to become successful in life. *Successful people refuse to go through life finger-pointing and making excuses. They are pro-active instead of reactive, moving forward toward their goals and dreams and taking responsibility for every step of the journey.* *Source* https://rhapsodystrategies.com/playing-the-blame-game/ **Adam was one chief blamer.** After he ate the forbidden apple from Eve and God asked him what happened, he said; “The woman you gave me…” Instead of him to own his sh!t and apologize he blamed God and Eve. The single act that brought us to our current state. This is what most of us do. We tend to shift the blame on the environment, our friends, our parents, village people, and the government just to make us feel better. *When you blame others you give up your power to change.* ~Robert Anthony Answering these questions honestly could help you determine if you’re playing the blame game. Do you focus a lot on the past instead of looking toward the future? Do you use other people’s irresponsible behaviour to justify your own? Do you believe life is unfair and often feel sorry for yourself? Do you view negative occurrences in your life as being out of your control? Do you see yourself as a victim? Do you feel powerless to change anything in your life for the better? *Source* https://rhapsodystrategies.com/playing-the-blame-game/ If your most of your answers to the above questions are ‘yes’ then know that you are playing the blame game. To be successful, you need to change and start taking responsibilities for the outcome of your actions. You’ve to Identify the things in your life that you’re not happy about, and do something to change them. Take smart risks, and realize that you are responsible for the outcomes. *Source* https://rhapsodystrategies.com/playing-the-blame-game/ Whatever happens to you in the nearest future just know that you designed it to happen that way. Keep in mind that every bad decision won’t just affect you, it will affect every person connected to you – your family, friends, and anyone you influence. To avoid generational staggering in all spheres of life especially in your finances, you need to get up and stand tall for those coming behind you. If not history will keep repeating itself until a person decide to break the chain of financial limitation. That person can be you. The blame game format is an archaic system that you should deviate from to save your generations and generations to come. Learn to take responsibility for your life and your business. Stopping making excuses for not being successful and do something about it. Don’t play the blame game.

Nothing Calms You Like Money Once upon a time, money was the root of all evil, but now the absence of money is the presence of worry in your heart and the increasing evil in the world (by those who wants to make money by any means possible). Nothing brings serenity to a man like having money. Why? Money may not give you happiness but it sure does solves problems. You don’t have to worry about how to get money to pay bills, where the next meal will come from, seeing your kids sent home because of unpaid school fees, how to fix the car among other worries. When you have enough money it calms you down. You live the comfortable life you want, give your kids the good things of life. Not having money stresses people out, which erodes happiness. Empty pockets create unnecessary anger & aggression. Thus the saying; “A hungry man is an angry man”. Some time ago, I was in a taxi headed to my friend's place. We got to a junction and out of nowhere another ran across the road without looking out for an oncoming vehicle. The taxi I was in nearly ran into him. Both drivers parked to inspect their cars. The other driver had a scratch on his car. Next, he was fuming claiming that the taxi driver (the one I was in) was at fault. They were about to fight, but people intervened. Those who saw what happened blamed him for the incident. I could see the worry on his face, the taxi was probably not his. He'll have to explain to the taxi owner and probably end up repairing the car with the little money he had. **Money calms a man**. The reason your heart raises when it approaches month-end (due to bills) or when you receive a bank debit alert is that you have very little money. And some are always worried about what their family will eat the next day because there is no food at home and there is no money to buy. That is why you should do everything possible to legally make money. With an emphasis on "legally". If you don’t have a job, you don’t need to stay idle waiting for a job to come knocking. There are so many legal ways to make money both online and offline, you just need to find one that fits your skills. You have a job, but the salary is too small to take care of your basic needs, then you need an additional source of income. Thank goodness for internet opportunities. You can use that phone in your hand plus the internet to start a side hustle and boost your income. Sometimes people know the right thing to do, but they refuse to patiently do them. In a hurry to make quick money they fall for a quick money-making scheme like Ponzi and end up losing the little they had. One legal way to make money online is through writing on read.cash and posting on noise.cash among many others (affiliate marketing, blogging, dropshipping, etc). People are aware of some of these opportunities but fail to take advantage. I've heard a lot of users complain about bringing their friends to read.cash and noise.cash and they gave up within days or weeks. They are not patient and willing to learn. They want to cash out quickly. Many online opportunities will help solve some money problems. Learn it, start it and be consistent and patient.