Value of Saving
I have seen a lot of posts about their New Year's Resolution and I enjoyed reading some of them on their social media post, as for me I don't really have any idea what should I set as a goal for this year all I wanted was to save for future purposes.
There's a saying that "kung may itinanim may aanihin" and I was a big fan of piggybank saving because I always thought it was necessary since my parents wouldn't give me an allowance on rare occasions. We're not wealthy, we only earn enough money every day from our small retail store here in our neighborhood, but our parents have been too thrifty ever since, and now I understand why they disciplined us this way. As we grow older, we learn how to provide for ourselves things that we want without asking our parents for money, and we learn how to earn money on our own, even if it's just coins. Few of my friends would say that I have the gift of being a business-minded person, and I'm flattered since I'm not really the type of hard-working person at all. All I wanted to do was save for the things I aspire to have, I believed that I'm more of a person to spoil myself on my own earnings which I kind of hate this habit of mine.
The people on television who manage to save so much money that they can actually buy what they want while also being able to provide for their parents influenced my mindset in some way. Back in June, I started to save money on a bottle of Alfonso, I wasn't able to fulfill all the bottles since my cousin invited me to visit the Enchanted Kingdom. I didn't have extra money to spend aside from the money that I had that was allotted for my dream oven. When I broke my bottle, I did the unthinkable, I decided to use the money inside as my allowance. Apart from what I saved in my bank savings account, I was proud that I was able to accumulate three thousand pesos.
At first, I was ecstatic to have the budget but I pulled out a day before the visit and decided not to come since I know I won't be able to deprive myself of buying when I'm on such a special occasion, so I chose to stay and finish some of my school work. I just keep cheering myself up and reminding myself that at least I was able to save and finish some of my school papers. My decision to cancel to go with them to an amusement park is not regrettable, I kept promising myself that I would return to those locations one day without having to worry about where I would get money.
Well at least I have plenty of alcohol bottles here to fill up for saving, we never know when we needed money and when were emergency might occur so it is better to have something to invest in rather than spending all you have now.
Disclaimer: I am neither a psychologist nor a financial advisor, and all of my pieces were done for entertainment purposes only. What I've written here is merely my personal opinion, and any statements made are based on my personal views and should not be taken as fact. Always do your due diligence.
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The best part about being in the habit of saving, and ultimately investing wisely, is the future comfort and freedom that it ultimately provides. As I often like to say, don't just work for a paycheck. Work for a future that does not require one.