Small Financial Goals Before 2023 Ends
I've been itching to write these two financial goal I want to achieve before 2023 ends. However, due to my busyness in life I haven't done it. But now that I really wanted to have like a “journal” where I can look back to read when 2023 ends.
Again, I've been on and off in the platform, apologize for that. I don't expect you to read this at all since it's like I've abandon everyone here already. But I wrote this for myself, and I don't even want the “robot” to visit this since I am inactive.
Save 100KPHP & $1000 in Binance Before 2023 Ends
Without further ado, the H2 is my two small financial goals before 2023 ends. I call it small since compared to other hustler they can earn it in a month, two or three or whatever.
100k PHP (Fiat) Goal
Currently, I already have 80,000 .. it's supposed to be 83,000 but I don't want to include the 3k since I'll replace it to our over spendings this month.
The other day, I sent the 51k in my bank account. It's from my PayPal account, that's where my client sent me my payment. I've been an Unlockedmeta writer since the last week of January. I earn 10,300-10,600 Php a month from this client depending on the GBP rate. I'm a part time writer with very flexible working hours. Other writer might find it law balling, but I like working with this client because he is easy going and I write all the articles using AI. I slack a lot then cram when there's more to write lol.
I still have almost 2k left in my PayPal account though..for balance purposes since I'm still working with the Unlockemeta client.
Last month, I've sent my accumulated earnings from Upwork as well. The client I work with was the same since last year. I earn 5k-7k from this client a month, with at least 4hrs per week working time only. I can finish 3 batch of 1200 articles in 4hrs including editing, fact checking and external linking.
Currently, I have $135 accumulated last June which is worth 7k..that will make the total 84,000+ but I'll only count 80k.
It's likely possible to achieve this before August ends as long as the two client will still give me task to write. I'll surely earn more than 20k before August ends, however it'll depend if the clients will give me something to write LOL.
Why not find more client?
Well, I wanted to but I think I can't commit more time in working since I am also a mother. I don't want to exhaust myself too much. I don't want to find more client and just disappoint them that I can't meet their expectations since I lack time.
I'm still enjoying working less for now and enjoy being a mom at the same time.
$1000 Binance Trading Account
I still love trading and I still have some BCH hodl and other coins, not much though.. But what I want to do is to grow my capital into $1000 before I slowly accumulate coins to hold and diversify. I am actually starting from scratch and I am very careful with what I bought so whatever happens I can hold it. Unlike before that I'm too hasty and a risk taker, I've learned a lot from my mistakes from bear market.
I trade whenever my Spot purchased gained. Trading takes a lot of time monitoring chart and price actions, since I am busy mom, I trade on spot only. Buy low and Sell high strategy.
Currently, I have $657 in my spot account. So, I only need $343 to achieve $1000 before 2023 ends. We still have 5 months to more to go, it's a lot of time accumulating the remaining amount. Why $1000 only when you can make more within 5 months? Well I'm still not good in trading, and I'm already happy gaining a little in every trade as long as I don't lose..small risk, small rewards lol.
Additionally, I don't want to pressure myself. I just want to accumulate $1000 as my base capital in Spot trading so I can gain more compared to my current capital. In trading the more capital, the merry, ganern!
I don't plan to use this money for any personal use no matter what. I'll do my best to find fiat money to supplement our financial needs as I plan to do this for 10 years or more as my retirement plan LOL. It's only intended for investment purposes.
While the 100K Php, we will add it on Down payment purposes as we plan to get a house loan as our next project with my husband. I badly want to separate from my in-laws..so hopefully God will bless our plan, Amen.
I don't spend what I earned, I only spent my husband's allotment for our financial needs, so my earnings will be intact. I know these amount aren't that big, but for a mom like me .. it's already self fulfilling earning while being hands on to my daughter.
What about you? What are your goals before 2023 ends?
P.S sana walang magsabi “pautang” kasi pinaghirapan kung ipunin yan 😆 at naka set na pag gagastuhan. Alam mo na pinoy toxic traits pag alam may pera mangungutang hahahah!
I also wanna be like a freelance writer but idk how to start, now I saw this. Thanks! I might be able to use this in the future :) Keep grinding!