Daily crypto news alerts for 15th December, 2020.

🗞Bitcoin, Ethereum, Ripple & Co : Crypto rates today

The Bitcoin price listed on Tuesday at 19,296.20 US dollars. The Bitcoin price climbed above the previous day's level of 19,277.82 US dollars.

Bitcoin Cash's price rose to $289.74 after trading at $276.52 the previous day.

The Ethereum price climbed to $586.32. The Ethereum exceeded the previous day's level of 586.18 US dollars.

The Litecoin course is cheaper compared to the previous day to 82.14 US dollars. There was still $82.42 on the price board.

The Ripple price was trading at $0.4831 on Tuesday. The Ripple price slipped below the previous day's level of 0.4978 US dollars.

The Cardano rate decreased to $ 0.1547. The day before, the cryptocurrency was worth $0.1579.

Today the Monero rate rose to $154.49. Thus, the Monero rate rose over the level of the previous day of 152.94 US dollars.

Today the IOTA exchange rate hovered around the $0.2993 mark. The IOTA rate was thus at about the same level as the day before, when the IOTA cost 0.3017 US dollars.

The Verge price is trading sideways at $ 0.0068 from the previous day's level.

The Stellar course has not moved from the previous day. A Stellar is currently worth $0.1701. The price stood at $0.1696 yesterday.

The NEM rate trades lighter at $0.2431. The previous day the price was $0.2479.

The Dash course has fallen compared to the previous day. A Dash is currently worth $95.47. The price was yesterday at 97.00 US dollars.

The course of the digital currency NEO is today at 17.06 US dollars in the red. The previous day the price was $17.33.

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🗞Robert Kiyosaki: "buy bitcoin while its rate is below $20,000"

American businessman and author of books on investing Robert Kiyosaki expects Bitcoin to rise to $50,000, so now is still a good time to buy BTC.

In a post on Twitter, Kiyosaki advises investing in bitcoin, silver and gold. Silver, according to the businessman, will rise against the background of the adoption of the Green New Deal package of bills aimed at solving the problems of global warming and economic inequality.

“I'm very glad I bought bitcoin. Next stop - $50,000 per BTC. A lot of money from institutional investors will come to the market in 2021, so buy Bitcoin while it is below $20,000. If you don't have time, invest in silver, it will rise due to the Green New Deal. America has problems, so invest in gold, bitcoin and silver, ”wrote Kiyosaki.

Earlier, the author of the bestselling Rich Dad Poor Dad has repeatedly advised investing in bitcoin and not keeping funds in US fiat currency. He also said that the rise in the bitcoin rate "is a sign that the US dollar is dying."

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🗞Poll: Most US Investors Do Not Believe in BTC Rising to $ 50,000 by 2030

The Genesis Mining mining platform surveyed more than 1,000 US respondents who have invested in bitcoin, and it turned out that most of them do not believe in the growth of the BTC rate to $50,000 by 2030.

Most of those surveyed believe that Bitcoin will perform better than gold, real estate or the stock market over a 5-10 year period. 65% of respondents believe that the rate of the first cryptocurrency will continue to grow. However, when asked what the BTC rate will be by 2030, only 49.9% of those surveyed answered that it will be above $20,000.

Of the 50.1% of respondents who believe that the bitcoin rate by 2030 will not exceed $20,000, 11.8% expect BTC to fall to $1,000, 22.3% expect the bitcoin rate from $1,000 to $10,000, and 16% believe that the BTC rate will be in range from $10,000 to $20,000.

About a third of investors who expect stagnation or a fall in bitcoin believe that the growth of the first cryptocurrency will be hampered by the requirements of regulators, and a fifth expect BTC to be banned by some governments.

17% of the pessimistic respondents believe that bitcoin will give up its leading position to government digital currencies or some other cryptocurrency. About 10% of respondents do not see the practical application of bitcoin, so they expect the rate to fall.

10.3% of the optimistic respondents believe that the bitcoin rate will exceed $100,000. About a third of them expect that bitcoin will be in the range of $20,000 to $50,000 by 2030. At the same time, the growth of the BTC rate should be affected by a decrease in confidence in fiat currencies, economic crises and an increase in the adoption of the first cryptocurrency.

Note that among the respondents, more than half of the respondents invested less than 20% of their assets in the first cryptocurrency, and 7% do not currently store bitcoins or other crypto assets at all. As previously shown by a poll by deVere Group, 73% of people with significant capital have already invested or plan to invest in digital assets by the end of 2022.

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🗞Former head of the NBK: "the digital yuan will not replace the world's fiat currencies"

The former governor of the People's Bank of China (PBC) believes that the digital yuan will not disrupt the global financial system and will not replace global fiat currencies.

Zhou Xiaochuan told the Shanghai Financial Forum that China's Digital Currency Electronic Payment System (DCEP) should not be perceived as "great power chauvinism." Instead of threatening the currencies of other countries, DCEP will develop cross-border trade and enhance the international status of the yuan.

“The digital yuan is not like the Libra and we have no ambition to replace existing currencies,” Xiaochuan said.

DCEP is a China-proposed centralized digital payment system and a yuan-backed government cryptocurrency to be issued by the NBK. While a number of countries, including the European Union, are just starting to study and develop digital currencies, China is already actively testing the digital yuan among the population.

So, on December 12, the Chinese e-commerce portal JD.com took part in the testing of the digital yuan, within which 20,000 transactions were made. The former NBK governor said that if people "want", the digital yuan could be used for trade and investment, but he also noted its usefulness for global markets.

“Some countries are concerned about the internationalization of the yuan. We cannot push them to deal with delicate issues and we cannot impose our will, ”Xiaochuan said.

He concluded by saying that China hopes to convince consumers and overseas sellers to eventually accept digital yuan electronic payments. Xiaochuan said the country has learned from the intense opposition from regulators and governments that the Libra project has faced.

DCEP will also offer alternatives to credit cards or payment services such as Alipay and WeChat Pay. While these systems can already manage foreign exchange transactions, Xiaochuan said they "often do not operate in real time and are not transparent."

“If a currency exchange takes place at the time of a retail transaction and there is oversight of this exchange, then this opens up new opportunities for interconnection. With the help of the digital yuan, the problem of cross-border remittances can be easily solved, ”Xiaochuan said.

In addition, in October, the former NBK governor announced that the digital yuan would develop retail payments in China and prevent the dollarization of the economy.

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🗞Lido Finance raised $2 million to develop Ethereum 2.0 infrastructure

The staking service Lido Finance has raised $2 million in investments from Semantic Ventures, ParaFi Capital, Terra, Stakefish, and Staking Facilities.

MakerDAO founder Rune Christensen, head of DeFi project Aave Stani Kulechov and Synthetix founder Kane Warwick also participated in the funding round.

The project will use the raised funds to further develop the protocol, the launch of the main network of which is expected this month. The test version of Lido Finance has been running since November on the Goerli Ethereum network.

Lido offers users the option to unlock staked ETH coins for use in DeFi applications. To do this, the project uses the native stETH token, which represents the tokenized version of the coins involved in the Ethereum 2.0 ecosystem.

Lido will charge 10% of staking rewards for the service.

Recall that a few days after the launch of Ethereum 2.0, the balance of the deposit contract of the new network exceeded 1 million ETH.