I started doing cashless transactions a year ago when the era of virtual wallets suddenly becomes a trend. I know that this is not a new thing for everyone but I just wanted to share my thoughts towards this.
I got my first debit card year 2018 if I'm not mistaken. I'm using Paypal before but since I don't have their physical card ( and I don't plan of getting one too lol ) I need to create a new account with a physical card that I can use to withdraw my funds to any cash machine.
I can say that it is very convenient nowadays, I can use this in paying my utility bills, doing groceries versus lining up on the mall or any payment center just to pay your bills. I saved a lot of time using my debit card.
Also, after I got my first debit card, my bank has updated its card to something I can use to pay my bills too. which is very convenient too cause I don't have to go to the bank whenever I have to do some transactions. Not to mention their newly designed app.
Some of you might ask me, dude, you're so 2000 and late. Well, I'm still new to this because I just started working like a couple of years ago. I can say that now that I am capable of doing transactions in just the palm of my hands, I can save a lot of time which I can use to spend with myself and my family. Not really a big deal for anyone but for someone who grew up doing the regular transactions, this is a game-changer for me.
Note: Please be very vigilant in using cashless transactions. Make sure that you double-check everything before you proceed with your transactions. Never give your pin numbers. There's a lot of scammers nowadays pretending to be someone who offers some help.