6 things you need to do before the year ends

*6 Things Everybody Should Do In The 12th Month Of The Year.*

1. Secure the bag $

Plan ahead for your holiday-related spending as much as possible.

Pad your emergency fund to cover yourself after that unexpected-but-expected holiday spending.

Revisit your long-term financial goals and start taking steps to get back or stay on track into the new year.

*Start putting together your 2022 budget - make plans for your major yearly expenses.*

2. Secure your relationships.

Call one friend or family member you haven't connected with much this year.

Make time from the holiday parties and concerts to spend quality time with your family.

Reach out to your business partners, clients or colleagues with warm wishes for the holidays

*Give to charity. Mobilize your friends for a charitable cause after all, the holidays are about giving.*

3.Get healthy insurance for yourself - it's important to have your health covered for all the holiday enjoyment.

Make that doctor's appointment you've been putting off all year and get a full health check.

Pick one healthy habit to track every day this month - exercising, eating more fruits & veggies, etc.

Put some "more time on your calendar to rest & meditate - you deserve to start the new year fully refreshed.

4.Go on a vacation-its important you relax Yourself in this last month of the year to begin another struggle to Victory next year.

Tell that friend to follow you on your vacation or family.

Visit relaxation centers you know you love,where you can cool your head or stop worrying for the moment.

5.End the year with peace.

Call the people you had quarrel with from the beginning of this year, make peace with them.

Call the family members that has looked down on you and you feel you are not going to talk to them again,I know how that feels but you need to let go of the grudge and start a new relationship with them.

6.breakaway from that dangerous relationship- separate yourself from every unfriendly friend

Move away from every friendship that is drawing you backward

Call it quit with any relationships that is not adding any value to your life.

Leave that circle of friends that are always pessimistic-the only thing they think of is negativity.

They always give you a negative vibe, always killing your positive vibes, you need to break away from such circle.

Thanks for reading 😍