Money is one of the most important things we need in our daily life, whether we admit it or not, that's the reality especially if you're living in the city. There's something in my mind that's bothering me that's why I came up with this article and I know others may relate to this, also I based this on my experiences. Are you a spender or a saver? Me? I cannot tell myself where I am on these two but I can say I'm more of a spender, well to completely start up my article this question includes myself, are you a wise spender? I really miss writing articles and really want to be active here in read.cash @Ruffa san always says "Pakasipag ka na Patty kun" but unfortunately I'm very busy with other stuff especially with my work. I don't know how others live their everyday life but for me there's not a single day I didn't spend any amount of money even when I'm home, I'm quite the spender right? Well let's just say I can spend 1000 to 3000 in a day but what do I get with that money? truth to be told that spending was related to figures as well as the food that I'm eating but even with that kind of spending I can say I am wise because I still can save money. How smart are you when it comes to spending? the expenses I told earlier, I just did it once or twice because I know the importance of funds. know a lot of people undergo financial struggles due to not having enough money earning for themself, on the other hand, others get enough money but the problem is not spending wisely, just like I did before, Is it only the time I did? I don't think so I will discuss how I overcame it and was able to be a wise spender.
Before when I was a student I'm able to save a lot because I didn't spend a lot but ever since I got a job that's the time I became a spender and I was like a one day millionaire, buy here, buy there, place order here and more. I'm not aware how much I'm totally spending, if I have the money in my pocket in a few minutes it instantly disappears and I end up spending so much on practically nothing in a short period of time. I just noticed it when something came up and got a problem financially. That's the time I woke up in reality and asked myself what I did? It feels like I am working for nothing, earning now and spending it later. I control myself in everything that I will buy and take notes on what's priority and what's not. I still spent but I can call myself that I become wise.
Some people cannot control themselves in spending especially when you have a job. When receiving their salary on the 15th or the month end, some people don't even plan their expenses, they just spend and spend and spend until there is no more left and that's just like me before but now I learned. Once you start spending on one thing to another it can be difficult to stop, so one important thing to remember is to have control on spending.
I can say I can earn enough in my work but it doesn't mean the money that I'm earning will last long of course there's a lot of expenses, billing, and debt waiting for you to notice so when you spent on something make sure always be wise and don't consume your blessings too much, same as the saying in Filipino language: "Wag ka ubos biyaya bukas nakatunganga". Now the only thing I used my money to spend was of course on our daily needs and second was one of my hobbies that I cannot let go, it's collecting figures. It's the time I spend almost 3,000 pesos in one day but still even with that I can control my spending and even save when I learned how to be wise.
I know my whole article was definitely based on my experience but there's still a fact that others experience the same as me before, I still lack other facts and information but hopefully you like my article. Feel free to comment below, Thank you for your time reading!
Yan yung problema co kac if we talking about that pagtitipid hindi co magawa Lalo nat kailangan ngayun because of this pandemic pero nahihirapan ako mag tipid 😁