Most Accidents Are Potential Ones
Ever felt relief when you try crossing a road and almost got hit by a car because you didn't saw the car, and the car didn't saw you, until the last instance? Ever drive a car and temporary lose focus for up to a few seconds, and realize that you almost hit something? Or perhaps, you think you should drive towards the right, but your hand does the opposite (steering towards the left), almost resulting in an accident? These aren't real accidents that happen, nor are they recorded as happened cases; but they are potential, they are "almost"; and most of our accidents are these "almost".
It's really difficult to track how much "almost" we had met, but if you try to remember back into your past, you'd find that, rather than ending up in a hospital, most of the cases are an "almost" which didn't have catastrophic impact, but indeed could lead to a catastrophic ones. You might think, oh, such luck one had. But luck is luck, it's not something that we can control, hence it's unreliable. Even in game, luck is defined as a factor that increase the probability of something happen (like opening a rarer game object), or decrease the probability of something happen (increase chance to dodge attacks): it's not something will be avoided nor something will happen. It's still a probability, not a certainty. Therefore, while luck helps you evade potential accidents, if you aren't careful enough and put yourself in such danger again, luck may or may not help the next time.
That's why, if you check aviation history, accidents are rare because they not only learn from actual mistakes that happens, but also potential mistakes. For example, even on the ground, jets are checked by engineers for even a loose screw, especially fighting jets that flies at supersonic speed; but also commercial jets (though not that frequent). You don't believe, but a loose screw could rip the jet apart in upcoming consequences. Nonetheless, this attitude requires effort to maintain, and aviation had laws to ensure its maintenance nowadays. In the past, though, some parts doesn't follow the procedure, and they aren't discovered until actual accidents happens, perhaps even multiple times. Not sure about nowadays, though, whether there are still places not following procedures.
Yet, of course, we mentioned the attitude requires effort, and the effort isn't easy to apply to the general public. Pilots and crew members are, a small population, a subset of a larger population. Compared to the number of people driving, they're relatively little. Cars, on the other hand, having weaker enforcement, plus bribery allows buying driving license without passing the test, or given pass the test even if it slightly doesn't follow procedure; you can see why there are lots of accidents. Furthermore, while there are laws like: cannot look at your mobile phones while driving; it's not true that everyone follows; and there's no black box like on the plane that record what the driver are doing while they're driving. Hence, it's up to the drivers to follow the rules and regulations, and make your own rules and regulations, to ensure their own safety.
Anyways, with more people not following safety precautions, it could lead to more potential accidents if drivers aren't aware. And we are just speaking of one side: driving. There are lots of cases in life that could have potential issues, that may or may not cause your life, but say, lose your job, or perhaps lose something. If you could make up laws that preclude from putting you in such situation, perhaps, you could live with fewer accidents around you!
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