How To: Pay for Holiday Gifts

Don't worry—you're not the only one whose holiday spending causes more stress than joy.Another survey found that more than half of Americans felt more financially stressed by this time of year than they did the previous year. Nearly 80% of Americans worry about overspending on Christmas or the holidays.Due to the effects of the pandemic, more and more people feel unprepared financially for the upcoming holiday season as we get closer to December 2021.

If you didn't have time to plan, don't have enough money saved up for the holidays, or are considering taking out a Christmas loan, here are some important costs and risks to keep in mind.Additionally, we have gathered a number of different options that could assist you in achieving your holiday objectives without having to take out any Christmas loans.

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