Everything loses value as time goes by.
Your phone. Car. Machines. Equipments at home or at work. Building establishments. Personal things.
Almost every asset depreciates. This means when the value of something reduces with the passage of time. When you have a very expensive phone, after months, it will no longer be worth like how much you bought it because it is obviously used, and the market already makes better and new versions.
Simply, no matter how expensive something is, you cannot use if forever. You will have to replace it with something once it is broken and useless.
There are FEW assets that DO NOT depreciate:
Cash on hand- the money in your wallet never loses value unless you lost it.
Bond investments- this one is still risky. You can never be sure that the stock you invested will rise in value or not.
Leased property- 'pinapaupahan.' This is the property you let others rent for a period of time. It is great to have investments like this as long as you measure whether the people you rent it with can pay you whole or run away from you.
Of course, we never want to lose our hard-earned money. We want to put our money into something with 100% return.
I guarantee you, the most unfailing investment is always L A N D.
Land is the premium asset that NEVER DEPRECIATES.
You only need to be strategic and patient. Just imagine the piece of land you buy today will sell so much more in the future.
Personally, we lived in Makati City for 12 years and we only rented our home. The rent was incredibly costly and if only I know before (which is impossible because I am a clueless child) I would've told my parents to lease the house and after years of leasing, we could've used the money on buying our own land. Good thing after 12 years, my parents bought a house and lot in Quezon City.
Compared before, the cost of per piece of lot in Quezon City today could even reach to millions already (with reasonable site and square meter size) Just imagine the people before who owned hectares of land located in Taguig City and sold the properties today. They surely are millionaires.
Purchasing a land is never a dead money.
Yesterday, I heard my neighbor sold their parents' house and lot for 8M pesos. That is a big sum of money and obviously, they didn't lose anything from using the land. They benefited from the land by building their house they lived on for years. The house is already depreciated so selling it is not that advantageous but the lot is the star. It was the main source of the profit.
Do your thorough research. Find the best location and the most reasonable price. Imagine the future state of the land whether the site will be a commercial or residential place. Make sure the transaction is legal and with proper papers. The title of the land is the crowning glory, without it, you have nothing to hold on.
If you already own a any size of land, then consider yourself a millionaire already. You're lucky to have such clever ancestor or parents to provide an amazing investment to pass on. Or if you bought it yourself, you are an awesome investor.
So if you ever just want to invest, you know where to fund it.
The Lord will provide!
There's also the thing with jewelry, gold, platinum then a few more precious metals though. Having those are so worthwhile, specially rolexes and other collectors items. You'd be surprised how many people would offer millons for collector's items