Once there lived a middle-aged woman named Bilkis. She had three sons. Her husband was very lazy and he did not do any work. Nan baat ki had a work all day long to earn money for the family. One day she met a group of people who came to her village from Grameen Bank. She learnt from them that Grameen Bank gave loans to the pool so that they could change their lot. She went to Grameen Bank and took a loan of Taka 5,000. In her childhood learnt to do embroidery work in clothes. She hired a shop in the local market. With the money Bilkis bought white sarees from the mills at wholesale rate. She along with her sister and other women embroidered the sarees and sold them in the market. Her husband used to sit in the shop. Thus, in two years time the keys and her husband earned a lot of money. They repaid the loan,built a new houseand lived happily. They had a daughter also. Bilkis and her husband wanted to send her to school.