Struggles on Having a Poor Eyesight
APRIL 26, 2022
Hi guys, how are you? I did not have an overtime in my work a while ago since my paperworks are not that many anymore.
I usually make articles before I sleep because of being busy and I have a work during the day. And since we can not post anything in noise.cash right now, I will be spending some of my time here right now to compose an article.
Actually I shoulf have published this as my article last night but as I am doing this article, I suddenly fell asleep so I will just continue this.
Who else are just like me of having a poor eyesight? It's really difficult right?, there are lots of struggles. I will mention below if what are some of our struggles who have a poor eyesight.
To those who have a good eyesight, I envy you, I wish I was just like you who doesn't need to wear eyeglasses / contact lens everytime to see clearly.
**Here are some of the struggles of having a poor eyesight:**
**1.Can't see clearly**
Of course, obviously, when you have poor eyesight, you can't see clearly. We still need to wear eyeglasses / contact lens for us to see clearly. And for us who wears eyeglassew, sometimes we tend to remove our eyeglasses when we really do not need it and sometimes we have this moments wherein we forgot where did we put it and since we have a poor eyesight, the burden doubles on how we will find our eyeglasses. Isn't it ironic that we need our eyeglasses to find our eyeglasses, Lol, sana gets niyo, joke yun e. Haha.
**2.Wearing Eyeglasses Sometimes is Uncomfortable.**
Wearing eyeglasses becomes uncomfortable when we do outdoor activities like playing, jogging, running and a lot more.
Of course, when we play, there are chances that the eyeglasses might fall when we move that much. And when it falls, there is a great possibility that it might break.
Wearing eyeglasses right now, since we are aware that Covid19 still exists, wearing facemask is mandatory. Wearing facemask and eyeglasses at the same time makes a lot of person feeling uncomfortable because everytime we breathe (exhale), moist is forming on the lens of our eyeglasses which is destructive in our eyes.
There are even times wherein, when faceshields are also mandatory in malls and any other places, wearing eyeglasses and faceshield, together with facemask is very hassle. I pity my ears for that LOL, haha. Yeah, because it carries a lot of stuffs (facemask, faceshield and eyeglasses)
**3.Additional to Expenses**
For us to see clearly, of course we need eyeglasses / contact lens. We know that nobody here gives a free eyeglasses to everyone. We need to purchase it in opticals. For those who wears eyeglasses / contact lens like me, we are aware on how pricey are they.
Sometimes, opticals even reccomends us to have a check up after a year. That when the grades of ours increase, we got no choice to replace it, so replacing it means spending money agan.
**4.They call you "snabera / snabero"**
Have you ever tried, walking along the street not wearing eyeglasses / contact lens? And of course, looking for those people whom you encounter, you can not barely see the face and suddenly someone will tell you like this, "I saw you a while ago but you didn't even just smiled at me" Oh diba kaloka, they thought you intentionally act that you did not see them but in reality, you really did not saw them or maybe you have seen them but not that clear.
*I know a certain surgery called "LASIK", I always wanted to undergo with that surgery, but no matter how much I like it, the price is just too high, wishing it to have a lower cost because I am just too sick in wearing contact lens / eyeglasses.
Stated above are some of my struggles, I can no longer add anything because I am excited to finish the Kdrama that I am watching and I am now on the last episode.
For those who have poor eyesight, you can share with me your other struggles, and for me to see if I also have those kind of struggles.
For those who have good / clear eyesight, "Love your eyes" as one of the famous eyeglasses stores in the Philippines tagline says, "LOVE YOUR EYES", yeah, we should love our eyes, do not abuse them. You may not realize how lucky you are, here I am telling you that you guys are really lucky since you are not experiencing some of our struggles and it is not that easy.
To love your eyes, you should not abuse your eyes in a way that, you should not always be on your phone, laptop, television when not necessary.
From Eyeglasses to Contact lens to Eyeglasses Again
April 24, 2022
How are you guys? Hope you're fine. And if you have blurry vision like me, this article is for you and I know you will relate with this article of mine. For those who are lucky enough to have a clear vision, you may read this too for you to realize how really lucky you are for having good eye sight.
I was born with a clear vision and as I was studying during elementary days and high school days, I have classmates who wears eyeglasses and for me, I find it cool. I do not know why because I think, wearing eyeglasses means you're genius or you are diligent when it comes to studying ( kakaloka lang ng pag-iisio ko that time. Haha )
I have good eyesight since elementary up to second year college and it starts to get blurry when I was third year college. I did not realize that time because it is never that severe. I did not wear any eyeglasses that time since it was only mild. I start wearing eyeglasses when I am taking up my summer class in third year college
( disclaimer: I did not retake those subjects that I have during this time, it is just that I want to take some subject in advance. Ung iba kase kapag sinabing nagsasummer class, ibig sabihin may bagsak na. Haha. Di po ganun un. Hehe)
Back to my topic
I start wearing eyeglasses with a grade of 100 both eyes. I do not wear it most of the time, I only wear it when I am in school.
Fast forward:
When I already graduated to college, I seldom use my eyeglasses since I am just only at home because I decided to take one year of rest before searching for a job.
When I was already working, May 11, 2015, I am not using eyeglasses because I can see things / read everything around me. And since my work is being in front of a computer all the time, that's the time that I can feel that I really need to wear eyeglasses already.
So, I went to buy new set of eyeglasses and the grade of my eye that time was 150 both eyes. After 5 months of using eyeglasses, I have a co-worker who also have blurry eyes but instead of wearing eyeglasses, she wears contact lens. I asked her if what is the feeling of wearing that one, is it better than eyeglasses?, For her, wearing contact lens is better since she have a high grade and when she wear eyeglasses, the glass will be thick which makes her uncomfortable.
Because of her, I have this feeling of wanting to try contact lens too, and I went to EO after work and purchase contact lens, at first, I am afraid of wearing it because I really do not know on how to wear it ( naalala ko pa, ang tagal na nasa daliri ko lang ung contact lens, pinag iisipan kung isusuot ko na ba or hindi pa kasi paano kapag naisuot ko na, di ko na maibalik. Haha)
I guess after twenty to thirty minutes of holding the contact lens, I finally put it in my eyes, I am happy but also afraid, I am afraid because I do not know on how to remove it. Haha. But then, when I already decided to remove it, the process went smoothly. And I have this conclusion of, it is difficult to wear and it is easy when removing it.
I enjoyed wearing contact lens that time because I feel comfortable. But then sometimes, it gets dry often because of the aircon. I did not wear glasses from that time.
After years of wearing contact lens, last 2019, I do not already remember the month, maybe around September, I decided to wear eyeglasess again, this time my eyes' grade is now 250. Last December, I bought contact lens too because I decided to wear contact lens during out Christmas Party. Since then, I seldom use my eyeglasses again, buy then Covid19 hit us last March 2020, since wearing contact lens during is not is not advisable, I switched to using eyeglasses again for a year during lock down because I switched to contactlens again last first week of May 2021.
The life span of my contact lens is just one year and it will expire next month, first week of May and after one year I need to buy again a new one. I will not wait for May for me to buy a new contact lens.
For the past few days / weeks, I am already tired of putting contact lens in the morning and removing it in the evening that is why I already decided again to wear eyeglasses. So, I went a while ago in EO (a known optical here in the Philippines) to purchase my eyeglasses.
They offer Php795.00 frame and lens and they also have a set of frames and lens with a price of Php999.00
The designs under Php795.00 are not my type so I tried to choose under the Php999.00, I have a difficulty in finding a frame that fits me since I have a small face. Then when I already chose one, the one who is assisting me, ask me if I will avail two since they have promo in which the second eyeglasses costs Php490.00 only.
I was overwhelmed to avail their promo anf after the assister told me that they are in a promo, I chose right away another frame for my eyeglasses.
Having a blurry eyes is not easy, you always have to use eyeglasses / contact lens for you to see clearly. Now, I am jealous to persons who has a clear eyesight. For those who have clear eyesight, love your eyes, take care of them.
I even dreamed of having a lasik surgery but upon knowing the cost, only those who are really rich can afford it. Hoping that one day, somehow / someday, I will have my lasik soon (pera nalang kulang haha) for me to have a clear eyesight again.
My Daily Routine Recently
April 21, 2022
Hi guys, how was your day? If you're going to ask me, well I am just fine and I am quite relieve this day since I did not have my overtime this day since I almost finish my paper works for today.
I was thinking if what will I tackle for todays blog, so I decided to share to you my daily routine recently. Since I just want to have a free writing for today since I do not want to stress my mind thinking. Lol.
So every morning, obviously the first thing a person will do is to wake up. Well, waking up is the most difficult thing to do for me because it is really nice to extend more your sleep. I usually set my alarm at 6:05, but when the alarm comes, I tend to snooze it for how many times and when it is now 6:25 or 6:30, that's the time that I wake up.
My work starts from 7:00 am until 5:00pm. So obviously, you already know that I will be late in ariving at our office because I am waking up 30 minutes before my work starts.
I am not in a work from home set-up, so I will be obviously late since I still have to allocate some minutes before ariving at our office.
A work that starts from 7:00 am is so "nakakatamad." I can only count from my hands if how many days I am ariving in our office not being late every month and my workmates knows that already that I am really a late comer.
After waking up, next thing I do is to cook rice, put it in a high fire so that the water will boil fast because next thing that I am doing is to iron my uniform. The reason if why I am putting the fire in a high mode is that, right after I iron my clothes, the water is already boiling and will put it now in a low fire because after it next thing I do is to take a bath and prepare myself for going to my workplace.
I am not eating breakfast, ever since my college days, I usually do not eat breakfast. I will just bring snacks for me to have something to eat during my work. Eating while in duty is not prohibited, except for eating a meal, only for eating snacks are okay.
Sometimes, when I feel dizzy while working, I usually listen to music that is why I always bring with me my earphones because it is my bestfriend whenever I feel dizzy. Listening to music lessens my dizziness.
Maybe, some of you are confused if it is really okay if we are using earphones while working, YES, it is really okay. Even when I am newly hired, I, myself really can not believe that it is okay since I see lot of my workmates are doing it. It is just okay but make sure that only one of your ear, not both ears so that when someone will call you and ask for your attention, you can still hear them.
When it comes to having our lunch break, we do not have any schedule. There is just one rule to follow that we should always see to it that there will be a person who will be left for every department when someone will have his / her lunch break.
I usually have my lunch break at 1:30 pm, we only have one hour break, so if I will have my lunch at 1:30pm, my work will resume at 2:30 pm. I know this set-up is too late for having lunch but my mind set here was, "right after going back to work, I will only have some ours and tada! the best part is going home." But I already change this routine of mine, I am now having my lunch break at 12:00 noon because I realized, having late lunch is unhealthy considering that I am not eating rice in breakfast.
After work, if I do not have a viand, I will cook and eat once I am finished cooking, wash dishes and wash my uniform. The company just provided us two pairs of uniform, so I need to wash my used clothes every night.
For those who do not know, I am living alone since I am renting a boarding house since our house is far from my workplace. But I am going home every weekend.
Watching tiktok is one of my hobby and once I feel bored, I am watching kdramas since I have a netflix account.
I also play Mobile Legends once in while now, but I usually play every night, I only lessen playing for now since I want to be consistent in writing articles. ML eats a lot of time, ML is one of the reason if why I sleep late back then. Right now, I only play when someone invited me.
I open my noise.cash account from time to time and from now on, I promised myself to have a one article per day to be published before going to sleep.
I do not have specific time when going to sleep, I only sleep when I feel sleepy but usually I sleep at around 10:30 to 12:00pm.
And now that I made an article for today, I will just visit my noise.cash account and sleep since I am now a little bit sleepy.
Thank you guys for reading this boring content of mine right now.
No Savings Because...
How many times did you tell yourself to stsrt saving? Once, twice, thrice or worst is that you can no longer count on how many times you promised that to yourself but then it did not happen.
Is saving money really that difficult or is it just you who is the real reason if why is it that you still do not have savings. You really can start saving when you learned on how to discipline yourself. It does not matter if how much money you have earned, what matters most is that you have some money to use when you need it.
When you talk about savings, the first thing that comes in our mind is all about budget. We must consider the inflows of our money in order for us to save.
Some peoole practices the so-called the 60% 20% 20% rules when it comes to our money. First, we allocate the 60% in our daily budget (food etc.), the 20% is for our wants and lastly and the most important thing is 20% budget in our SAVINGS.
I have here below some reasons on the things that contributes on why some people can not make it happen what have they planned.
**Always going out**
We know that when we get out in our house and go to somewhere like malls etc, even though you told yourself that you will not spend much money and when you already outside, you can not really help but to spend. There are a lot of temptations outside where you can spend your money to. Milk Tea, foods, clothings etc.
Going out once in a while may be okay because it really relieves stress but just do not make it a habit, you can make it a habit when you know how to discipline yourself from spending on something that is a nessecity.
**Online Shopping**
It is not only when you are going out that will make you spend money. Lazada and Shopee can really make you spend money even when you are just at home. Avoid openning those apps because even though you do not have something in your mind to buy before you opened those applications, just by scrolling and scrolling, you may suddenly find yourself wanting to buy something in that online shopping. (kaway kaway sa mga madalas mabudol diyan ✌️)
**Buying not important things**
Buying something that is not needed is just a liability. Learn to spend first on something that are necessary.
People are easily tempted when they see products that are on sale. Buying things on sale even though you really do not need it, is a very good example of unnecessary spendings.
You may say that you actually save some peso off in buying that item but in reality you did not saved anything because the things that you bought is not a necessity, you can only tell that you saved some peso if the item that you purchased on sale is something that you really need.
**Being Indebted**
Borrowing money and delaying on paying it back is not good. Practice paying back your debts when you have the capacity on paying it because it might become a habit. And only borrow money when the only purpose is all about important matter.
Never borrow money just to pay your other debts on others.
Never borrow money when you know that you have no capacity to pay it back.
Never borrow money when you will just use the money on gambling, when you lose and you end up losing twice.
**Lending Your Money To Other People**
While borrowing money on others is not good when your purpose is not necessary then letting your money be borrowed with someone else is not also nice or just be careful on letting your money be borrowed by someone else. Know first when the person has the capacity to pay. And ask them also if when are they going to payback their debt and if the stated date is okay for you then let them borrow your money. Know their characteristic, if this person who is borrowing your money is a good payer or has a history of not paying debts on anyone, he / she may pay his / her debts but it is on time or after how may dates / weeks / months / years after the stated due date.
Be strict with this matter, do not fully entrust your hard earned money on someone else because worst case scenario will be you may end up losing the money because you let it be borrowed with someone who is not responsible.
There are a lot of stories wherein those people who let their money be borrowed seems like they are bad persons to the people who borrowed their money when the lender starts to demand payment when the due date has pass.
Green Flags in a Relationship
April 19, 2022
Yesterday, I wrote an article regarding red flags in a relationship. To reciprocate what I've wrote yesterday, I will now talk about green flags today.
Are you looking out for little signs / positve signs that will tell you to whether to accept that person in your life or will just reject him?
If you're looking for signs, I will give you some. So continue reading this.
**What are some green flags in having a relationship?**
**1.You can talk for hours but it seems like a minute**
When you are with someone you are comfortable with, you lose your sense of time. Sometimes, hours pass by when communicating with him / her without you noticing it.
This could be a sign that you are enjoying him / her company.
**2.Listening every detail you are telling**
When you are interested with someone, you want to know everything about them right? Like, what's his / her favorite color, if what is his / her favorite food, if what is his / her taste in music, if what are his / her hobbies, if what makes him / her happy or mad and anything else, so when someone likes you, he / she is interested knowing every details about you and will make sure that everything you say will be marked in his head / brain.
If he / she listens to you, it's a plus points, right? And will give us butterflies in our stomach, hundred and one percent.
**3.Acting natural around him**
It is natural that you can get nervous when you are with someone you like most especially at the beginning. But as time goes by, when you are comfortable and calm around him then it is clearly a green flag.
You do not need to fake your behavior when you are with him because when we have a mindset that "if someone really likes you, he / she must accept your flaws and everything about you" and with this, it will help you know if he really likes you.
**4.He is kind with everyone not just only with you**
The way he treats others will give you a valuable insight with regards to his character.
When you are on a date, observe on how he treats others like the security guards or waiters on the restaurant.
Is your date going out their way in complaining about your waiter to you? Is he kind and patient with your waiter? Does he lose patience with them?
When you observe how he treats others, it will give you an idea on who he is and what character / behavior he possess.
**5. You find yourself smiling almost all of the time**
**6.Not Distructed with anything else**
When you are together, his attention is only with you. He does not use his phone from time to time not unless it is really important.
If he is not interested in you and in what you are saying when having a conversation, there is a tendency that he will bring out his phone to occupy himself. So, if he is not always on his phone or is not really using his phone when having a conversation with you, then it is a green flag because the act of putting away his phone is giving his full attention with you because the time you are spending together is important with him.
***Are you comfortable talking to him?***
***Did he make you laugh?***
***Is he kind to you?***
***Do you feel happy around him?***
***Do you like who you are when you are with him?***
This are the type of questions you should answer yourself if you want to have a second date with him.
If your answer from all these questions are "YES," then go on and have a second date with him if he asked you to.
If you find yourself coming home after that first date will all smiles and butterflies in your stomach, then you may have find whom you really like / love.
Me vs my sister (Presidential Candidate)
Election is fast approaching. Next month will now be the election time and for the other countries, like China, voting time already started yesterday. I was not aware or it, not until my auntie working in Hongkong posted in her facebook on how long the line is.
Back to topic:
We are all aware that lots of people are having a debates on social medias with regards to who they want to become the president. I see people who are friends with each other but ends up becoming emenies just because they have different preferences as to who they want to become the president. Lots of arguments, debates. Friends becoming enemies and so on.
Me and my sister also has different preferences as to we want to become the president. She even went to a grand rally of Leni here in Dagupan last April 8 to show support on her.
I wont tell you who I want to become the president baka may mang away din saken dito. Charot! Haha.
I did not ask something from her if why does she want Leni, because I know that it will somehow end up with a debate. Haha.
I even give her campaign materials like shirts (picture below)
I got this shirt from the company where I am working because our boss is maka-LENI and gave this to us for free. Anyone is free to get a shirt, I do not have plans in getting one but then I remember that my sister is maka-Leni that is why I get one inorder for me to give it to her.
I sent her the pic of the shirt the moment I got it and she was happy.
If you are asking if why does my sister wants Leni, below is her reply to her former highschool adviser when her former adviser asked her if why does she wants Leni. I just saw their conversations in facebook because my sister shared a post with regards to Leni.
Here are exactly the words from my sister:
***"Hello po, Ma'am __. Unang una ho sa lahat ma'am, Hindi po siya sinungaling and in the difficult times, nagpapakita po siya at siya ang nangunguna sa paglutas ng kahit ano mang problema, trahedya man po o sakuna. Napatunayan ho niya na hindi siya corrupt o magnanakaw dahil sa dami po ng nagawa niya, lahat po may resibo in fact as we all know po siya ang may pinaka mataas na audit ratings ng Comission on Audit. Meron din ho siyang konkreto at siguradong plano para sa Pilipinas at alam niya kung pano ito gawin . At higit po sa lahat, ma'am eh sa lahat po ng tumatakbong pagka pangulo eh siya ang pinaka kwalepikada dahil isa siya sa mga kwalepikadang ekonomista at abogada na kailangan ng bawat isang mamamayan na Pilipino. At isa ho ako sa milyon-milyong Pilipino na naghahangad ng magandang kinabukasan.. siya ay isang mahusay na lider. Napakit ito lalo po sa panahon ng pandemya. Kahit madaling araw, siya po ay tumutugon sa mga humihingi ng tulong. Madami po siyang proyektong nagaw gaya ng libreng sakay,bakuna,covid test, tutor para sa mga estudyant,ayuda PPE set at marami pa pong iba. Nanindigan po siya para sa ating bansa at hindi tayo itininda sa China. Kung iisa isahin ko po, bakit si Leni ang napili kong presidente, baka ho abutin tayo ng mahabang mahabang FACTS ☺️ Maraming salamt ho sa pagtatanong, Ma'am ___! 🌷🌸"***
**Teacher:** Di kc transparent mga ito.ang nakita ko ay yon pumunta sya sa somewhere sa Benguet at nagpapicture lng at Wala naman itinulong sa mga biktima
**My sister**: Yung sa bagyong Ompong po ba yon, ma’am? Very impossible naman pong pumunta lang siya don para magpa picture lang at walang naitulong. Bumisita po siya don para i assess victims ng situation nag meeting po sila kasama ng evacuees and talked about what kind of help they need kasi marami pong taga doon ang nagsabi na marami talagang nagbibigay ng relief goods at mga damit pero yung biggest problem po nila is livelihood and housing kaya gumawa po siya ng paraan. Yung problema po kasi ma’am is that many people get blinded by what they see on social media. Kung ano po nakita nilang post na pambabash, papaniwalaan nila. Dati po hindi pa ako sure kung sino iboboto ko kaya I kept quiet hindi ako nag share ng mga ganito pero I did a research lahat sila of course may nagawang mabubuti, I think qualified naman po yung iba pero para po sa akin, lamang si VP Leni at siya ang pinaka qualified in terms of competence, integrity and track record. 🌸🌷
**Teacher:** Yong sinabi mong you did research is exactly the same ang sinabi Ng pinagtanungan ko if why Leni ang iboboto.di ba scripted ito.dont get me wrong kc naghahanap pa rin ako ng facts para the best Ang ibobito ko
**my sister:** Exactly po ma'am. Don't get me wrong din po there's no such thing as scripted po. Same kami siguro in some ways it is only because we based it on facts po because we actually did a research ☺️🌷🌸
Respect is all we need during this time. We are just people who have different preferences in life and with different beliefs / different ways of thinking / different way in seeing things and just like with religion, respecting each others belief. Because at the end of the election, no matter who will win, we just have to believe in them. We just have to pray that whoever will win, must be really deserving for that position and let's just pray that that person possesess a pure heart and will always think about if what is best for the Philippines.
Paymaya faster than Gcash in Adopting Crypto
There are a lot of crypto wallet now. Coins.ph is the very first crypto wallet here in the Philippines. And if I was not mistaken, last year, 2021, there are lots of humors wherein Gcash will now also adopt crypto, and it is somehow a good news to some of us who can not verify their coins.ph wallet to start their crypto.
Everyone was excited for the project of Gcash even if their is no exact time / date wherein when will it start of their engagement in the crypto world.
Lots of people prefer other exhanges / wallet rather than coins.ph becasue of its high spread.
For me, I only use my coins.ph when I am transferring my earnings here in read.cash and noise.cash because it is really convenient when cashing it out.
December 2020 is the time where I started opening an account in coins.ph because someone introduced to me an earning website wherein crypto is the price and in order to receive that crypto, he said that I need a coins.ph wallet. It is not really difficult to verify my account there since I have a valid id.
The moment my account was verified, I searched in youtube if what are the other features of the application possess. There I come to know that we can also trade in here, I still remember that I deposit 100 pesos there and what I decided to buy that time is Etherium, little did I know that there is a fee of 80 pesos in opening an ethereum wallet. It was also my mistake because I did not read the warning that it has fee. And all I know that time was I lost my 80 pesos because I did the wrong thing when in reality, I paid 80 pesos for the wallet.
What I did in my 20 pesos is to buy ETHEREUM again, and upon buying it, my 20 pesos became 18 pesos or 17 pesos maybe, and I was disappointed with myself because I thought I did the wrong thing.
I hodl it, and I admit that I was bored with it because I did not even have profit with my trade and then after how many days, I lose hope, I sold it even though it is not profitable and it is just a small amount of money that is why it may not hurt well to me.
Since that time, I did not anymore put any funds in my coins.ph, not until I came to know about noise.cash last first week of January 2021. With the help of noise.cash, my coins.ph wallet has funds again.
Since I do not really know how crypto works that time, everytime I receive my earnings in noise.cash, I am selling it right away.
I am happy with my earnings there. For the month of February, I still remember, since it was also my birth month, I bought myself a necklace ( for me to have a remembrance in noice.cash) as a remembrance and also a birthday gift for myself.
I still remember that time that I have my coins.ph, there are only four crypto curriencies for us to trade like Bitcoin, bitcoincash, XRP and ETH but now there are additional crypto for us to trade.
Coinsph for me is good for hodling coins but if you decided to use it like when you can trade, just see other crypto exchanges with lower fees and lower spreads.
As I was scrolling down in my facebook yesterday, since I am a member with a lot of crypto groups on fb, someone shared that paymaya upgraded their platform and add crypto in the application. At first, I did not believe it, but when I opened my paymaya app, yeah, it is now legit that buying and selling crypto is now open.
And here, good news for us Filipinos that Paymaya adopted crypto now, naunahan pa niya si gcash. And we really did not see it coming in Paymaya because I did not even heard / read a new regarding this. But for the last update that I gathered in Paymaya with regards to crypto, it is still for buying and selling purposes and sending / transferring crypto here is not yet available.
So for now, I will just still use my coins.ph when transferring all my profit here in this platform and if sending crypto in Paymaya is now available, I will try to transfer for me to be able to see if which is better. But unfortunately, BCH is now yet available in Paymaya, hoping that they will consider BCH in the list.
My Kind of Passive Income
**What does it mean when we say copy trading?**
From the word itself, we can already know if what is it all about, to copy the trade of an expert trader.
**Is this legit?**
Yes, there are exchanges wherein copy trading is available. I am not promoting any kind of exchange here, so I won't drop any.
**Why do people do copy trading?**
Usually people who copy trade are those who do not have any trading experiences since this will also help them in learning how to trade.
Copy trading is really a pure passive income. The only thing that you need to do is to make an account, deposit your money you want to invest then set up your account.
**Who to choose when you want to copy trade?**
**Profitability**
Of course, your main reason if why you engage in copy trading is to gain. So choose the person whom you know, will give you high profits.
Usually, the exchanges who allows copy trading let us see the trading performances of the traders who allowed themselves to be copied.
**Acuracy**
Are their profits consistent or their are more losing trades rather than winning trades. Choose a trader who makes sure that their are more winning trades rather than losing trades.
**Timeline**
Consider also on how long does it take for them to close their trades.
**Familiarity**
It is better to copy a trader whom you really know personally. Lucky are those people who knows someone who is an expert trader. When you know them personally, and you know what kind of person are they, you will already weigh if is it okay to copy them. You may feel safe once the one you are copying is you know personally.
**Pro's and cons**
In every thing that we do, risk is always present. It is only the person on how he / she will take responsibilities.
**Pros in Copy Trading**
You do not need extra effort on how to earn because you will already earn just by copying someone who is skilled in trading.
Their profits, will also be their profits, well it will now only depend in your capital. Because some copy trading will make you choose if you will copy them if it will be "in proportionate in your account"
Passive Income. You will no longer be stressed when it comes to gaining money.
**Cons in Copy Trading**
Trading is not always about winning. Either you will lose, you will earn. So better check the profitability chart of that someone who want to copy. No one can really predict the market. Even experts trader has failures sometimes in making video.
Paying commission fees. Of course, in everything that we do, there will always be an exchange. It is a give and take process. The expert trader gives you passive income but in return, the copy trader asks for fees. There are traders who only charges copiers with low percentage but others ranges from 20% to 35% of the profit earned.
You can choose a lot of traders for you to copy but it is nice when you really know the person personally for you to be updated or if you do not know this person, it is okay too all you have to do is to check from time to time the status of the trade.
**Final Thoughts**
**Is it advisable to do copy trading?**
Copy trading is legit, however just be very careful in looking for someone whom you want to copy. The more people who copy a trader, the more we know that the trader is a good / excellent trader.
It will always depend on the person in which does he / she wants to do. Your money, your rule.
If in trading, there is always something like TAYOR and DYOR, which means Trade at Your Own Risk and Do Your Own Research.
In copy trading, there is also "COPY AT YOUR OWN RISK"
If you lose money just by copying a trader, do not blame him / her because in the first place, you let him / her copy every trades that he / she makes.
If you still have no idea about trading, and you want to earn, why not choose copy trading first and when you already learn about it, you will now trade on yourself.
Who's Your President?
Disclaimer: ***I am publishing this again though I already published this 2days ago because I accidentally deleted my article a while ago, my purpose is only to unpublish this becasue I will edit some contents but I clicked it delete button.***
Did you ask anyone if who do they want to become the president? Or did anybody already ask you this question?
If someone ask you that, and you know that you have different choice, are you strong enough to answer it?
For me, if someone asked me this and I know that we have different preferences, I will just answer, "I still do not know if who will be the person I am voting for presidency." Some may tell to me that I am not that proud or courageous enough to tell but I am only avoiding the scenario in which, with this simple question, will turn into unending debate, most especially when both of you does not have same beliefs.
Trending on social medias recently was about the presedential campaign of the candidates, supporters from each side always say that there are more people attended during the presidential campaign of their "pambato" than the other one, and vice versa.
Also with the "pakulo" of 7-eleven with regards when you buy drinks from them, you have choices in which you can choose a cup wherein there is a picture of the running candidates for presidency, and as far as I know, they are monitoring on how many people chose them. And with this "pakulo" some people are complaining / ranting that there is cheating behind this, hahaha. I just can't help but laugh because it is not yet the actual election results but they are making it a big deal. Hoping that during the election day, there will be no cheating. Let the one who will win, supposed to win.
I can see a lot of people making debates about this. Some people - if they saw a post in facebook, tiktok etc, which they didn't like, they will automatically question you if why you "like" that person to win for the presidency position.
And as what I have said, I am not telling to someone whoever I want to become the president not unless I am pretty sure that we are the same. So, if you are going to ask later if who I wanted to be, then I won't aswer also, because I can feel that someone will want to make debate with me after. Haha. Charot!
I see lots of people who loves to argue. especially when the one they are talking with is not that easy to handle and with someone who is close minded.
I while ago, I saw someone's shared post on facebook, about the presidentials candidates, I can't help but to read comments ( popcorn is wavings on that shared post because there are lots of comments. And there, they are, full of rebuts. No one stoped.
If your only concern is to have debates to those whom you want to ask if who is their president, just stop in now. It can not even help and change their minds because just like you, they have different kind of perspective and both of you have diiferent beliefs.
What we need to do just now is to respect each other's decisions, stop destroying someone based on their past. People can change for the better, no matter how bad their past is.
Because no matter how much we want someone to become the president, at the end of the election, whoever wins, then let's just support that person and believe that, that person will do his / her best for the betterment of the country.
Finally, Got My Booster Shot
I received my last second dose of vaccine last October 15, my vaccine was Sinovac. As they say, the main requirement to have a booster shot is you need atleast 2 months gap from your last vaccine. I do not know if it is 2 months or three months because as far as I know, the first announcement was the requirement is three months and they change it to two months.
Last January 2nd week, the city where I am working announce that there is a schedule wherein the city will conduct a booster shot, one of our workmate has connection that is why we have an update with the procedures to be done. Me and some of my workmates made a deal to have our booster shot and we're excited about it.
Our schedule is in the afternoon but after lunch break, I figured it out that I already have limited time to finish my work and sadly that day was my deadline, that is why I chose not to push through with my booster shot. What is funny about it was, it was not only me who decline but almost all of us, out of maybe 8 persons, only two chose to push through with their vaccination.
Though my reason is excused, my workmates reason is somewhat funny because they told me that they felt nervous and felt afraid that's why they have to decline. If only I do not have decline that day, I am pretty sure that I made it. If only one of my workmate is not on 2 months on leave that time (because all her works was given to me, imagine that the work of two persons is only being done with one that time. )
Those persons who decline made a deal that when there is a schedule soon, that will be the time that we will go.
Then, there comes the month of February. That was morning when someone told me that they are having their booster at around 8:00 in the morning, and I knew it maybe around 7:30 in the morning. I was shock because I didn't knew it. This day, I also have a lot of things to do, and leaving the office for even just an hour is not okay with since I have lots of work to be done again.
Then, there comes March, and by this time, it seems that people are now no longer bothered with Covid19 and it seems like we are now in a normal situation and I just thought that there will be no longer booster project in town. I also told myself that it is already okay with me that I will not receive my booster shot, knowing that a lot of people are afraid to have it.
All I know is that, there will be no booster shot anymore but then, last Friday, March 18 2022, someone told us that some represantive of DOH will go in our company to conduct booster vaccination. The process was to canvass on how many people are willing to be vaccinated, and if there are many, then DOH will come but if only a few, then they won't. They also asked if what brand of vaccine do we want, we have our choice and I chose Pfizer for my booster.
At first, no one likes it. And since no one likes it, I am not that strong enough to have my booster if I do not have any companion, not until one of us was courageous enought to say that she like to have it. And there comes the domino effect, I guess there were a total of 15-20 people received there booster shot.
After the vaccine, I did not felt anything wrong, what I started to feel was only my arm that is starting to become stiff. I know ot was just normal and nothing to be bothered on. But then, there comes during 4:20 am, March 19, I woke up and my my head is aching that much and I felt like I am starting to have my fever. I went back to sleep since it was still early and as I woke up as 6:00 am, I am no longer having a fever but I can feel that my body feels weak and I know that I do not have the energy to take a bath since I have an overtime work last Saturday but then since I feel weak, I decided to take a rest and do not go to work that day.
I ate breakfast at around 7:30 and I took a sleep again after. I woke up at around 11:00 am and there, here I am again, I have fever again. I continue to sleep again and woke up at 12:30pm. I decided to go home to have a rest even though I am not feeling well ( I am renting a boarding house since our house is an hour away drive to where I am working) I did not eat rice in my breakfast since I only ate pancake that time and I have no energy to eat my lunch since I am not feeling well and I didn't have the chance to drink my medicine.
Aftet dinner, I took my medicine, and slept early last night. Then when I wake up a while ago in the morning, finally, I am feeling good now but looking so haggard since I did not took a bath yesterday and I am not allowed to take a bath also for this day, because I might get my fever back and I still need to rest.
As they say, it is only normal to have fever after receiving your booster shot since it is a proof that the vaccine is effective because it has reactions with my body.
For those who are done with their booster shot, congrats to all of us, and it is also for our health. Health is really wealth.
Investment vs. Savings
Of course aside from spelling, there are lots of differences between the two.
Savings are being set aside for specific purpose. For example, we are saving for emergency fund, for payments of debts and any other purposes.
Investment are being set aside for it to grow and multiply. Its goal is to accumulate funds. Investment is just another kind of passive income because we let them work for us.
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Savings are classified under short-term to medium-term goals while investment is for long-term purposes / goals.
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**SAVINGS**:
As mentioned above, we save money for short-term and meduim-term goals only. For example, you save money to pay for your debt, you save money to eat in a fancy restaurant someday, or for you also save money.
**INVESTMENT**:
If we are saving because of our short-term and medium-term goals, investment is for our long term goals.
Some examples of long-term goals are:
You invest because of your retirement fund.
You invest for your health insurance etc.
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**Savings are safer than engaging in to Investment**
**SAVINGS**
Savings are safe but the return of investment is quite a long. Interest is too low. Not risky at all.
Our money in the banks are not earning that much, or we just can not feel that we are receiving benefits since the interest that we are receiving is really not that high.
Banks are too wise in utilizing our money. Our money in the banks are being invested in stock market, real estate etc. They also let other people borrow our money with higher interest rate compared to what rate are we going to receive from the banks. Banks are the ones who gets benefits from our money. Do not just let others get more benefits from you.
**INVESTMENT**:
Investment have a higher risk because it also gives us higher return.
When it comes to investing, there are risks.
The lower the risk the lower the return while in the other hand: the higher the risk, the higher the return.
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**SAVINGS = DEAD MONEY**
Savings does not grow, if you put a Php 5,000.00 in your wallet or bank account, the next time you check on it, your money is still the same. Your Php 5,000.00 in the bank may earn interest but only minimal, you really can not feel the changes. Inflation is your enemy here.
**INVESTMENT**:
Investment is a passive income wherein your money is working for you. Your money just keeps on circulating and circulating to generate money.
Passive income's benefit is that, even if you are not working, your income in your investment will not stop.
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Savings are more liquid rather than investment. When we talk about liquidity, it says that we can easily convert that into cash.
**SAVINGS**:
It can be withdrawn easily, when you put your money in your bank account, you can easily withdraw your money there.
**INVESTMENT**:
It takes time for you to convert it to money. But it depends on what kind of investment you have. There are investments that it will only take you minutes to few hours to be able to withdraw it.
An example of long-term investment that can not be easily be converted into cash is when you invest in properties just like house and lot or lot only. Properties are pricey, it is very difficult to find a buyer.
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**SAVINGS = SEED**
Our savings are considered as seeds, it will not grow unless you are going to plant it.
**INVESTMENT = SEED MONEY**
Our investment is considered as seed money, when it is being planted, it will generate income.
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**FINAL THOUGHTS**:
If you do not learn how to invest and you do not like to engage in investment, your money will be gone.
It is not bad in putting our money in banks, because we wanted it to be safe. Just do not leave your money there, remember that, the value of our money depreciates because of inflation.
It is not about on how much savings you own, it is all about on how much money you grow.
Use your money wisely. Put them to where it is supposed to be. You should be the one getting all the benefits your money does for you. Just do not let other people get it.
Valentine's Day
How was your day?
How did you celebrate this special day?
Single or not, we can still celebrate this special day.
What is your role a while ago?, A third wheeler? Or taga "Sana all" nalang or taga Heart react nalang sa mga post / my day nila? 🤭😅😂
If you are single, you can give your parents a flower, coz why not?
Valentine's day is not just for couple. It is heart's day, so you can give flowers / chocolates to everyone you love like what I have said earlier, your parents, you can also give flowers to your friends or anyone who is close in your heart to remind them that they are special, that they have a place their in your heart.
Some single are envy to those people who are in a relationship / married but little did they know that not all relationships are happy. Some relationships have complications but not all.
To all singles out there, do not be jealous to those people who finally found their love of their life but rather be happy for them and when the time comes that you finally meet yours then they will also be happy for you.
Being single does not mean your sad and being in a relationship will not always mean they're always happy.
For those who are singles out there, take advantage to this stage in your life where you can do whatever you want where no one will stop you from doing so ( good things not those bad things ) because once you will be in a relationship, keep in mind that there are people out there who is very territorial wherein you can not always go to whenever or wherever you want because he / she will let you just stay beside him / her all day.
Enjoy your singleness because once you will be in a relationship, some of your time will be spent on him / her only.
Being single means you are free. Enjoy the freetime thay you have right now.
Being in a relationship will not always mean happy, rather there maybe small or big fights between them just make sure that at the end of the day, you fixed the problem.
To all single out there, stop saying "sana all" (hope all) everytime you can see couples together. Because not all couples can really have the time to go out on a date because of their busy schedules on work or on any personal matters. Do not envy them, we will really never know the real reason if why is it that they did not chose to go out.
For those who may be curious on how did I celebrate Valentine's Day. Firsrt of all, I didn't celebrate it even though I do have a boyfriend.
**Why did we not even bothered to set a date?**
It is because we both have our own priorities, which is our work and also the distance that we have if you will compute it, he still needs to travel for atlest 3 hours just to be with me and we have all the weekends to meet if we would like to and go out to have a date. Yes, it is true that it is only once a year that there is Valentine's Day but we should bear in mind that it is not only this day that we should show our love to those people that we love instead we have all the time, anytime, anywhere to show them that we love them.
Everyday is always our chance to show them that we love them not only this February 14. We should always love them, love do not choose time, it is not only set on Valentine's Day but everyday, every second, every minute, every hour etc.
So for you who is still single right now, di not be jealous. God has a better plan about your lovelife. Never chase love, always remember that the best relationship is not something that you made it to happen rather you fell in love on someone at the most unexpected place and person.
There maybe people who are in a relationship but they do not have the capabilities to have a date during this time so stop saying "sana all" to people who have a boyfriend / girlfriends. Not all people can celebrate Valentine's.
For me, I am not jealous of the people whom I see holding flowers and chocolates because what I have right now is already okay. The truth is that, I already received a chocolate last Saturday from him. I do not need flowers becasue we know that it is costly and the flowers will eventually fade a few days from now. Food is lifer. Chariz!
For those who are in a relationship but did not have the opportunity to be together this day, that's okay. Do not feel bad, just always remember that atleast, you have already have that someone in your life that others are wishing they also have one. ( Love of their life)
How I Handle My Money
You know when you are adulting, your main concerns are related to your future right?
One of them is about your daily living and we can not deny the fact that we need money in our everyday life.
Money plays an important part in our life because without it, how can we survive? We eat three meals everyday and in order to have that meal, we need money for us to buy our food.
Average people, most of them, encounter money matter problems. Some would say that the money they are earning is not sufficient for their day to day needs. In a household (for those who are married) most of the cash in flow of money comes from one person only (father) Here in the Philippines, lots of households money comes from the father, whom we are accostumed to, that the father should be the provider for the family. Lucky is the family if both parents have their job because the more the sources of money. Sometimes, if it is not the husband who works, then it is the wife, but this scenario is not that much.
So, lets end the introduction and let me share to you on how I handle my money.
I've been working for six years now. And if I am going to tell you now, I do not have much savings. Why? Back then, when I started working, I give some of my income to my parents just to give back those sacrifices that they made for me to finish my studies. As their child, my parents always tell me and my siblings that there is no need for us to give them money but we always insists to give.
We are three siblings in the family and I am the second. After graduating from college, I took a rest for one year before looking for a job. Upon being employed, I give some of my income to my parents to help in the payment of water and electricity bills. On my third year of being employed until my fifth, I was the one who gives allowance for my younger sister in college and the financier in her tuition fees is our older brother. For two years, I supported my sister in her studies when it comes to her allowance. My income is not that big, so I stopped giving money to my parents, it is just okay since my father receives his monthly pension.
For the first five years of being employed, I did not have any savings at all. It bothers me since I am already 25 back then, I feel a little pressured when I see that some of my batchmates are already successful and here I am, feeling left behind.
That time, last year, since I have this eagerness to have atleast one investment, someone offered me to get a life insurance with investment, it is popularly known as VUL.
The moment my friend offer it to me, I said yes quickly. But after I told her that I want to have that policy, she told me that we still need to have a meeting for me to be informed if what is the whole policy is all about. To cut the story short, my policy has been approved. The policy is payable for 10 years and I am now finished with the first year and half a year. My next payment will be next month.
Having a single source of income will, I guess, be not that enough to pay my premiums, so I decided to find some sources of money then by watching vlogs on youtube, I come to know about noise.cash, from the beginning that I joined the platform, I can say that I earned, not that much compared to others, but it did gave me much help when it comes to finances. I can not totally classify noise.cash and this platform as passive income because we, users, also put an effort for us to earn here.
My next goal after applying for insurance is to have a passive income since the moment I got my policy last year, it is already pandemic and all I really want that time is to have some other sources of income. Luckily, last month, someone approarched me to try forex trading, he is aware that I am trading in Binance and that, I am not gaining this time there.
Told me the difference of crypto and forex, after a long discussion, I have been convinced to try forex trading. In forex, there is option there if you want to trader or only copy a trader. After making my account in the forex, I deposited some and started copy trading. All you have to do here is to wait, because it is now the job of the trader to trade, all I have to do is tool wait. Even if you have a small amount of principal, just to do not under estimate the power of compounding, because as time goes by, your principal amount will be higher and higher and its income will also increase. And my income in forex will serve as the payment of my insurance. Since I still have money, I decided to just add my money on my investment in forex, so the higher the principal then the higher the income will be.
Money is important in our daily needs but just do not let money change you. Learn to spend wisely.
Secrets on how to be Successful
Everyone wants to be successful someday, right? And I still never heard about someone who wants to be just left behind. But before making it on the top, ut requires a lot of rejections, breakdowns before breakthrough will come to you.
Thinking about being successful someday, is just easy as counting from one to ten or singing alphabets from A to Z but doing something to achieve it, well it is another story.
But how to become really successful?
Here are some guides for you to take in order for you to achieve your goals.
1. Define the goals that you want
Think about what you really want to become in life, whether it may be a short, medium or long term goal. If you do not have a goal, then you are like a dead fish in the river that is just going along with the flow. Without a goal, then you do not know if where will your life be after one year, five years or twenty years from now.
You may focus first with your short term goal, if you are a student then your short term goal may also be "to finish study" and your medium goal may be "to find a job" and your long term goal may also be "to find a stable job and to become a successful someday.
We, people have our different goals in life, some want to have a house, some want to have a car, some wants to own a business, some wants to become an engineer, some wants to become a nurse, some wants to become a doctor and so many more but with all the wishes we want to be in the future will always be what's for the best for us.
2. Chase your goals
After defining if what will you want to become or what you want in the future, then you should make a step to reach that goal.
Dreaming about the future is not always just about thinking, if you just want your dreams to just be your dreams, then all you have to do is to always think about just then your dreams will be just pure imagination. But if you want your dreams to become reality, then make a move so that you will be closer to that dreams.
Have you heard about the quotation "DO NOT ASK GOD TO GUIDE YOUR WAY, WHEN YOU YOURSELF IS NOT WILLING TO MOVE YOUR FEET" simply as "DO YOUR BEST AND GOD WILL DO THE REST." It just says that, we need to make efforts for the things that we want in life, nothing is instant in this world most especially when it comes to being successful. Everyone should do something in order to have that something.
For example, you wish you will be employed but you are not even applying for a job, theb how will you have the job that you want?, if you really want a job then make your resume, make an application letter, go out in your house and look for an establishment who is looking for applicants and who knows you may be that one person they are looking for. Then if you are that one person, then congrats, your dreams just turned in to reality.
Lazy people are most likely to have no beautiful future at all, not unless if his/her family are rich enough to sustain all the needs that this lazy person or if this person is an heir of a business of his parents then he is lucky to still have a continous in flow of money in his / her pocket but only a few a like this. We always need to do something to have a better future.
If you think that your dreams / goals seems to be difficult to achieve then why not make a small steps first, small steps makes you become closer to your goals rather than not making a step at all. There maybe times that you will fail along the way of chasing your dreams, just do not give up, failing only means that you are trying. Do no stop, just continue doing what you know will be a step to be closer on that dream.
What you think is most likely what will you become. If you think that you are a failure, then you really are a failure but if you think you can achieve what your goals are, then you are most likely to achieve it but do not forget to make an effort to have it, okay?
Do not stop not until you reached your goal. You may rest, if you are tired just do not think about quitting, think of the reasons if why you have come to have that dream, the best is yet to come. Quitters are only for losers, you are not a loser, so do not quit. Chase your dreams, and as the famous line says; JUST DO IT!
Success is not measured on how intelligent you are but on how dedicated you are to pursue your dreams / goals.
If you really want to be successful, no one / nothing will ever give you reason to quit. Just keep on going to where you want to be.
Before You Start Opening a Business
If you were to ask me if what am I going to chose between being an employee or owning a business, my answer will be "it depends." Well, we know for a fact that having a business gives more profit rather than being an employee. But it will always be depending on what kind of business will you put up to and will also depend on what will be the strategy of the person to make the business be successful.
Putting up a business may or may require you to have a large amount of money, some may require a large amount of money but some may not, it will always be with what nature of business you will build. Some chooses to start at small first then if the business is going well, that will be the time that they will make another branch for their business or make their business bigger when it comes to space or even on the number of items they are carrying.
Before you put up a business, you need to have some feasibility study in order for you to see if it will be feasible or not in the market. I still remember when I was in college that we are required to think of a business that we think will succeed. Our instructor asked us (because it is a group of three people) to think also if what will be the line of our "business" and we decided to choose the food industry. We chose to innovate the classical buchi to replace it other flavors just like ube, cheese, strawberry and chocolate inside of it.
Making a feasibility study requires a lot of patience since you really need to study on how the business will go. We made a lot of surveys on random people. Surveys such as if they are willing to buy our product if we put up a business, on how often will they buy it, etc.
We also need to consider the location of the business. Location is one of the factor which will affect the business. We need to consider that lots of people are going there or not. City is a nice place to start with.
We also need to consider if who will be our customers with the specific product that we chose.
Think of a business that you are pretty sure that it will last long, because some businesses are only good in the beginning, they are profitable only when the establishment is new. And some business will only just disappear because their business did not succeed.
Most people who are putting up a business chooses to engaged into food industry. Yes, because foods will never be outcasted since food is a necessity for us to live.
Whatever you have chosen as your nature of business, the way you serve your customer will also have a great impact for them to purchase again in your shop or will no longer make transactions with you. Serve your customer well, just do not leave them with a decision on not coming / buying back from you.
I, myself thought of putting up a small business but just by considering the product, location, I ended up not pushing it, why? First because of location, I first thought of making the product in our home and the customers will just pick up the item but our housr is located far from the town and in our barangay, there are already 2 businesses that I chose to have also.
We also need to see to it if we will be having competitors with the business that we chose. All the competitors need to think of specific reason if why will the customer will chose them. First, they must see to it that their product / service is nice that will cause the customer to come back. Second, make some strategies on how to attract more customers, offer discounts or sales on your customers, etc.
We also need to consider the product. We need to see to it that our product is excellent, make a brand of your business, in this way, your business sales' won't go brankcrupt.
Advertise: You need to advertise your product through any social medias that you want. The more people will know the existence of your business is the more chances that you will attrat more customers.
Making feasibility study / research first with your plan on putting a business may cost you some money but it will save you from losing money when you simply put up a business soon without even studying the prons and cons of you having a business. Every hardships that you have gone through with the business will be sure payed off.
Never enter a business without having a knowledge on how to make it work.
*Putting up a business has its risks, a chance between it will end up profitable or not. So, invest only what you can afford to lose. But for you not to lose that much if it will fail, start with a small capital then if the sales are okay, that is the time to increase your business capital.
Secrets to Have a Long Lasting Relationship
**1. Do not Lie**
Always tell the truth, even if you know that your partner will be mad at you and this will lead to argument. Just do not lie.
If you did not tell the truth, what if one day, the lie that you said will be discovered by him / her?
You partner will have some difficulties in trusting you in the future if he / she found out that you lied. Trust is something that is difficult to earn when broken.
Learn to practice saying the truth. There is nothing wrong in saying the truth. The outcome may be not that good but not telling the truth will cause you not having peace of mind. The more you hid the truth, the more your your lies become bigger and bigger.
Whether that is only a small thing, remember that small things matter more than those big things.
**2.Not talking to each other when you have problems**
Communicate! You both need to communicate. Yes, you may have to spend time alone but just do not let the day pass without talking to each other.
Resolve the problem as much as possible. You are partners, remember that, it should always be "you and your partner against the world" not you and him / her against each other.
**3. Never let your anger be prolonged**
Apologize if you know you did something bad but if you are the one who has been wronged, you must forgive them as soon as possible. Lower down your pride for the person that you love. It is okay to lose your pride rather than to lose the person that you love because of pride.
**4. Do not dare about ending your relationships**
"Be careful on what you wish for because you might them it"
Avoid this as much as possible if you fight. Break-ups are not always been the best solution if you have misunderstandings.
**5. Lower down your pride**
When you really love each other, lower down your pride. If you are the one who made a mistake then you should apologize and admit the fact that you made a mistake and try hard not to do it again. But on the other hand, if your partner wronged you, accpet the apology as long as you know and you feel that they are really sincere but it will always depends on what kind of mistakes have been done. If the mistake is not that big deal then make peace with each other. Each and everyone of us are just people who normally make mistakes just do not do it all over again, you might have been forgiven today, there is no assurance if you still have second or whatever chances you think you deserve.
**6. Never make your partner feel alone if you are with him / her**
If you can feel that your partner have something happening in his / her life, ask your partner if what is wrong. He / she may not open up to you, just stay beside them and make them feel that you are going to be always be with them. Make your partner feel secure beside you. Cheer them up if you think that will help, then do it.
Do not ignore your partner, always be sensitive enough to show that you care for them.
**7. Not letting a day pass without talking to each other**
Communicate, This is one of the things that should not be lost in every relationship. Tell them what happened to your day or ask your partner if how did their day went. Communication is one of the most need ingredient in every relationship.
**8.Never let an argument not be settled**
Most reccommended is, as much ad posible, reconciliate with your more. They may need sometime alone, yes, you should give the time that they need for themself for them to think about if what we really need to do.
Some people let the day pass without resolving an argument, but it is just okay, not just to the point that it will take you lots of time.
Tell them what bothers you. Have a heart to heart talk with each other for you to understand each other well.
** Each and everyone of us is unique. We have lots of ways on how we gonna show our love for our partners. Just always keep in mind the things that you know will ruin your relationship, and have the wisdom to fight with them .*
Hello 2022
How was your new year celebration guys?
For me, I am happy that we are always complete in celebrating New Year and also for Christmas Day since I was born.
A complete family is always priceless when celebrating this kind of occassions. Compared to those people abroad who are not able to be with their family because of distance and somr of them decides not to go home because the cost of transportation is pricey, and even decided that they will rather give the money to their family than buying a plane ticket to be able to go home.
Another year has passed. Let's say goodbye to 2021.
Will this year be better than 2021? Well, the answer is uncertain. We will be able to answer it when this year will also end.
Last year, together with year 2020 are nightmares to all of us because of Covid19. Lots of people lost their loved ones, lots of people also lost their job. Not only Covid19 greatly affected us.
People from Visayas and Mindanao also faced a disaster maybe a lot month ago, typhoon Odette. Lots of people also lost their homes. What happens me with this part is that, all their savings, hardworks resulted as lost.
Moving on, let's talk about it soon. Let'sstop it right now.
Everytime new year comes, a lot of people posts, " year 202*, please be good to me" but for me, I never post like that because we can not really avoid problems. Problems, obstacles, trials are always along our way. It is always our behavoir or on how we react to a certain situation for us to be able to pass them. It is not that I am expecting that problems may come my way but we must always be ready for it when it comes.
Do not ever ever ask any year or any month to be good to you rather promise yourself to become:
a better of yourself,
to have more wisdom, patience and courage,
to face / survive whatever year 2022 will bring
because as what I have said above, it always depends on our attitude if we will overcome this year.
Now, let's close one chapter of our lives, year 2021, and forget all the bad memories that happened to us and move forward.
Or may we not forget all of them but let's carry those lessons that we learned from last year. There maybe bad memories but I am pretty sure that there is always a good reason why it happened.
Every new year, almost all of the people have their own new year's resolution but it is really difficult to maintain it, right?
Others new years resolution be like:
Starting this year, I will be on diet.
Not to be late.
Start saving money.
Stop online shopping or lessen it.
Needs first before wants.
Be productive.
Exercise everyday.
Stop vices.
And others:
Stated above are not my new years resolution, those are just things that I commonly heard to anyone.
Are you curious if what are my New Years Resolution? Well I don' t have much of them but I promised that starting year 2022, I will be more productive and chasing my dreams are one of it. Making article per day is also one of my goals now but if ever I will not make it everyday, atleast I will publish an article 5 times or 4 times per day.
I promised myself with it because I know tjat it will greatly help when it comes to my finances and for my to be able achieve my ipon goals or for me to increase my investments.
How about you, what is / are your new years resolution and next question is, are you really sure you can be consistent on it?
Let us be productive throughout the year, we are no longer kids to always depend on our parents. Start building your dreams, step by step even when it is small. A little progess everyday is good rather than doing nothing ar all.
Cheers for the good things that will happen this year.
Always remember that we can do it. We can achieve everthing that we truly want.
Let'welcome 2022 with full of hopes, dreams and make it sure that 2022 is not a bad year for us but another good year with beautiful things will come.
Financial Literacy
Before I will start discussing about my topic. I will just ask you a question.
Have you ever been taught on how to handle money when you are still young?
I was just wondering if, is there a requirement age to educate children about handling money?
The reason why young adults nowadays do not know how to handle their money, it's because when they are still young, they were not taught on how to.
Do our past affects our present, wherein on how you were raised greatly affect on the way we view life?
In school, during my elementary days, there is no subject wherein we are taught on how to handle money. There is no financial education during my elementary days, I just do not have idea right now if this are now being taught in school.
I have here lists, you can add some if you have something to share, if why do children needs to have learnings about finances.
**Reasons if why do school needs to provide financial literacy**
**Childrens were not taught in their respective homes about finances**
Parents usually do not fully allow their children to manage / handle money. They will just give their child coins to buy food but not large amount of moneys because of the fear that they might lose / misplace the money.
One scenario is when during Christmas or even the birthday of the child, his / her Godparents usually gives the child money. And what do usually mothers / parents do? They get it from their child because of fear that they might lost it or maybe to avoid the child to buy something that are unnecessary.
**Childrens must know the value of money in our life**
If you are a parent, you can relate to this. Most young people now do not really know how valuable money is.
They do not know on how difficult it is to earn money not unless, you as a parent have high salaries, that you can almost afford everything that your child wants you to buy.
**They must know the basics on how to manage money like budgeting, spending and saving.**
We just do not need knowledge about this, we should also have skills on how to do this.
Based on my observation, some young adults just keeps on spending and spending moneys that as if they money is easily earned.
Some students just keeps on eating outside instead of them just eating in their homes or bringing their packed lunch. Eating outside is costly. Like as if they do not know how their parents strive so that they can earn money.
Kids also always asks their parents to buy them something and if the parents refused to, the children gets mad.
Young adults also gets easily tempted in buying onlines just like online shopping, food delivery. They easily get tempted to buy something that are unnecesarry, they just wanna buy it because they just wanted to.
**Many people do not know the value of saving**
Young adults have this kind of mentality of "YOLO" (You Only Live Once) that is why they just wanna have fun sometimes, their earnings only goes to travelling, etc.
*Disclaimer: This are not intended for all. Some people who travels a lot have their savings, so it is just okay to travel. I am pertaining to people who prioritize spending their money without any savings at all.
Young adults who do not care about the value of saving, are not prepared on future scenarios just like, when you get sick, lost a job. And when this happens, that is the only time that the reality will slapped them the value of money.
**Young people / children has the capacity to make money in their own little way**
I know, people who are into crypto currency are aware of the P2E (Play to Earn) games. One of them which is famous now is Axie Infinity. Though there is investment here but they can earn without investing just apply as an scholar.
We, young adults must be matured enough of handling money. If you are just like me who is working, why not starting saving some part of your earnings? And ler the equation will be SPENDINGS = EARNINGS less SAVINGS, not EARNINGS less SPENDINGS = SAVINGS.
To sum up this article, young people must know the basic money skills for them to be financially responsible are:
**EARNING**
They must know how to earn. Best example here is the NFT games.
**SAVING**
They must know how to save money. It is not all about on how much money we earn but it is all about on how much money we keep.
**BUDGETING**
Educate them about wise spending. Needs first before wants. If it is not a necessity, jusy buy it when you have extra money (not the money for emergency funds)
We must avoid borrowing money when your purpose is not that important.
**INVESTING**
Do not just save money, invest it. Investing lets us grow our money.
Parents out there must not depend on school on how to teach their children about handling money. You as a parent must teach them the basic, little by little, depending on their age. So that when they grow up, they will already know the value of money and they will not be hard up in managing their finances.
Part 2: My Trading Story
I mentioned in my previous article that I have a friend who is an expert when it comes to trading. I am so much thankful to him because he was the one who told me on what do I need to know when I will pursue to become a part of the trading industry.
Yes, I watched almost all the things he wanted me to know when it comes to trading. He even suggested some videos on which I must watch. Aside from the tutorials that he suggested, he also suggested me to download applications in which I can practice on how to trade without using true money.
He even asked me if am I really want to trade in the crypto currencies since I am still a beginner and does not have any experiences to this kinds of matter. And warned me that the market here is so volatile ib which, when you earn, to will a lot but it you lose, then you have to wait patiently.
When I think I am already ready to trade, I started watching tutorials in youtube on how to open an account in Binance and watch tutorials on how to use the application. At first, I really can not understand them, especially on the Spot trading. But after how many tutorials I had watch, I finally got it.
After that, I set-up my account, put capital on it. I do not know on what coin/ token am I going to buy. I only see that charts and when I think it was a good buy, I'm going to buy it.
Yes, I am nervous on the first time I started trading. But then, I am happy when I can see that I am now earning on my own (when it comes to trading).
Trading is never easy, there are ups and downs, sometimes you are earning and somwtimes you lose.
The concept of "buying low and selling high",is not being practiced almost by all of the beginners. It is eaay to understant but when you can not control your emotion, you might end up losing.
If you are only focused on gaining, and you can not accept losses, then trading may not br for you.
Have you encountered the word FOMO?, If you are a trader, you know exactly what it means, it is Fear Of Missing Out.
I've experienced it not just once but the obly thing I can remember this time was, I know someone who is somehow famous in the crypto industry posted in his tiktok that $DOGE is pumping, he said that it is now very risky if it will still to go up. My mistake that time was, I bought in the bull run, yes it was fine at first because it still gets pumping and I am happy looking at my earnings but then after it, the price started to fall and resulted to a loss. I got no choice but to cut my loss and closed my trade. I will just treat my weakness to win in the next.
I learned how to scalp but scalping for beginners in never easy, if you are a noob, you only have a choice to buy and hold or you can also start using cutting.
Trading is fun, I want to be succesful in my trading career even though I do still not know all the uses of indicators.
I am just so thankful for my friend who gives me hints on what coin/token will go up and giving me estimates if until what amount am I going to sell it. Without him, I can not earn what I am earning, not all but a part of it was because of him.
Congrats to us who is learning how to trade. May we soon harvest the fruits soom.
Part 1: My Trading Story
I do not know about crypto world for my entire life when it comes to trading. All I know is we can only trade in stocks and foreign exchange. Not until, I encounter noise.cash in which they are giving free bitcoin cash to their beloved users of the website.
There, I started researching if what is bitcoin cash all about and the other cryptos. And there, I've been educated if what are cryptos.
On my first few days in joining noise.cash, everytime I receive BCH, I am converting it right away to Philippine peso. But after knowing thag there are chances that the value of my will increase, I started hodling it. Crypto values are very volatile, you can double up your capital in just how many days or the value will reduce right away if you mistakenly bought the crypto on high price.
On the last month of February, I become interested about trading in cryptos. I watched a lot of tutorials on how to trade, techniques and tips. Learned about the indicators such as RSI, MACD, BOLLINGER BANDS, MA, EMA etc.
I chose Binance since it is the biggest crypto exchange in the world. On my first few days in crypto, I made a lot of mistakes, wherein, I am disaappointed right away if my capital decreased right after buying a crypto. Sounds greedy right? All I want is to have a profit right away. With this case, instead on the concept of "buying low and selling high", mine was vice versa, I am buying and selling it on a lower price. And started looking for other coins which I think that the value will increase. And with my urgeness to earn what I've lost in the previous coin, it did not happen.
It is really easy to understand the concept of "Buying low and selling high" but when you are now on the actual trading, it is really difficult to follow, because all I want is profit, I do not want to have losses. It is really difficult to handle emotions when it comes to trading.
Then, after having losses, I evaluated myself if where did I go wrong. And found out that I am putting a lot of emotions in trading and realized that when it comes to trading, patience is really a virtue. Profit will never be gained right away, we need to wait and know that "the seeds we planted today, their fruits will never grow right away", we need to wait. Same is true with trading, trading is 10% buying, 10% selling but it takes 80% of waiting. As what they say, if you do not HODL (hold on for dear life), you will not get rich.
I am lucky also that I have a friend who has been trading for years in crypto, stocks and forex. He gives me advices on what to do.
Here are some of his advice to me:
Learn to handle emotion
Told me that it is difficult really difficult when you can not control your emotions on trading. We should always set aside our emotions in trading because when we put a lot of emotions, instead of gaining, we will end up losing.
Plan your trade, trade your plan
Before starting trading, we should always plan. Plan if where will be out entry points and if what amount will be our exit points. We must calculate if how much profit we want to earn in a particular trade. We need to have a goal if how much earnings we want before we close our trades. If we do not have plan, we will no longer do not know what to do if the coin/token we are trading eventually pumped or worst case is when it was being dump.
DYOR (Do Your Own Research)
Before buying a crypto, we must need to search if it is really worth it to invest in it. Check if they have an upcoming events, what are their projects etc.
TAYOR (Trade at Your Own Risk)
Everything we are doing have a risk applied to it. Technical analysis are just guides, it may happen but not all technical analysis may happen. We must always trade at our own risk. Never blame someone if their TA did not happen. It is only guide.
Always buy on the support, sell on the resistance. (RSI)
And a lot more, see you on part 2. I will post it tomorrow, if I am not busy.
Say Yes to Life Insurance
**Do you believe in the power of life insurance**?
There are people who believes in life insurance and others just do not care.
If you are going to ask me if I am pro in life insurance, then it is a yes and I do have a life insurance plus investment or it is also known as Variable Universal Life (VUL).
Having a life insurance is my priorities. And I am proud to say that it the best gift that I have given for myself since it is not only me who will get benefits from it but also my family.
**Is life insurance an investment?**
Yes, it is an investment and I guess it should be the first investment we must have.
There are investments that will make our money grow. There are investments that will give us liquidity wherein when you need the money right away then you can easily get it but the most important investment we could ever have is an investment that can protect us, that when something bad happens, we are protected.
Some people who do not want to have insurance, it is because they treat it as an expense, and not considering on how much help it will give us when something bad happens.
Life insurance is a protection tool wherein you pay a small amount and get protected by a large amount of money to whoever is relying on you (family, child etc) They will receive an amount of money which will be able to change their life.
The reason why I am investing it's because I have my goals. Goals like to be financially free from stress.
Life insurance is very important because the money that you have will be passed on generations to generations. It should have to be something that will out-live you, meaning even when you are no longer here on earth, the fruits of your labor will be benifited on many generations.
**Why do some people does not want to have a life insurance?**
Others perception of not having insurance it is because they say, they do not have kids and they are not married, so why will they engaged into this. But this is what my perception is, I may not have kids yet and I may not be married yet and I may not be a breadwinner but if something happens on me, there are costs that are attached with that whether sickness or worst case scenarios - death. Sounds morbid but always remember this, "Preparation time is never a wasted time."
I got my life insurance, it is because I do not want to become a burden in my family.
People also do not want to have it because they say it is costly, financial advisors are there, willing to help you and will find an insurance that will fit for you most especially with your budget.
**When is the best time to avail life insurance?**
The earlier, the better. When you started having a life insurance earlier, the higher you will get. So if you have plans in having a life insurance, this is the best time to start. Talk now to your financial advisors.
Starting early means receiving more in return.
For me, life insurance it important. We do not know if what will happen on us in the futue. Life insurance may not protect you from being harmed but rather it helps you protect your savings when something bad happened.
**How did I avail a Life Insurance?**
Years ago,maybe two years ago. I know someone who is working in an Insurance company and she offered me to avail. I am not familiar with the company, maybe it is not that famous compared to others, that is why I declined.
It just happened last year that my friend's husband is a Financial Advisor of one of the famous Life Insurance company, offered me to avail. So, since it was long time ago (maybe 2 to 3 years ago), that I want to have it, I agreed right away. We had online meetings about my policy, filed last July 2021 and it took 2 months to be approved. It was September that my insurance policy was approved and I am happy for that.
Now, I am done paying my 1 year, 9 years more to go.
It will always be the best investment that I will ever have***.***
***So if you have plans in getting an insurance, this is now your sign. Get it before it is too late.***
Finally, Got Vaccinated
I still remember those times when the vaccines for Covid19 has been released. Everyone is scared to be vaccinated due to not so good outcomes on others who got their first shot of vaccines.
We can see from the news wherein they say that someone died after getting vaccinated. A lot of negative humors about the different kinds of vaccines. Every vaccines seem to have negative presumptions. So, due to negative humors, it triggers a lot of us to have our vaccination, too scared enough if what will happen to us after being vaccinated.
So, as an employee working on an essential line of business, we are one of the priorities to be vaccinated first. Our HR department started distributing forms for each of us last March 2021. I only did write my name and those personal details in the form. And when I am now in the part wherein there is a question wherein if I wanted to be vaccinated or not, I stopped writing. I just can not even decide that time if I want or not. Huge part of me is scared but the other part says "I need to be vaccinated to be protected and to have a less chance to be infected of Covid19"
I asked my workmates if they wanted to be vaccinated, almost of all them do not want. But I have this friend on my mine who wanted to be vaccinated, back then we preferred SINOVAC to be our vaccine. And we finally decided to be vaccinated.
On the day of our vaccinated, they announced that the only available vaccine is AstraZeneca, I got scared, me and my friend backed out because during this time, the issue about blood clotting is trending.
After how many months, September 2nd week, the online application for essential workers were opened, me and my friend talked about it and there we finally decided to be vaccinated. We applied online Sept. 15, and got our first shot last Sept 17.
A while ago was my second dose, and now I am fully vaccinated. I am proud that I got vaccinated already.
Being vaccinated will not mean that we have no chances of getting Covid19, rather it means just in case we will be infected, the effect is not worst, it maybe just mild.
Just be honest during the screenings because before you will get vaccinated, there will be screenings wherein they will see if you are safe to be vaccinated or not.
If you have cough, fever, colds or anything that is related to the symptoms of Covid19, just tell them. Even if you only have one symptoms, they will not allow you to be vaccinated since your immune system during that time is weak, and when you will get vaccinated, your body might not take it since your immune system is weak during that time. We will never know if what will happen when you got vaccinated when you have this kind of symptoms.
Yes, we are not forced to be vaccinated. You maybe is afraid to be vaccinated but which is more scary, to be vaccinated or to be infected with Covid19 without any protection?
Prevention is always better than cure. We should be protected.
**What is the most effective vaccine?**
As they say, if what is the avaible vaccine just be vaccinated. You do not need to choose to whatever you want not unless you are a person with righ risk of being infected such as those persons who have asthma, pneumonia etc. Just bring supporting documents that you have those kind of illness and there they will give you a vaccine that is good for you.
But if you are planning to go abroad, just do not agree if they will give you Sinovac since if you are vaccinated with this, there are countries who will not allow people to enter their country if they are vaccinated with Sinovac. It saddens me that there are discrimanations in the vaccines but who are we to blame them? That's there country, just abide with their rules.
**Be vaccinated, be protected.**
But not because you are vaccinated, you will no longer take extra precautions, always still have extra care, wear facemask / faceshield when you are going out, always maintain social distancing. Always bring with you your alcohol.
And if you are not yet vaccinated, be more careful about yourself. No one will push you to be vaccinated, it is always be yourself to decide if you will be vaccinated or not. Just have more extra care.
I would like to thank @ThisisGrace21 for being one of my sponsors here.
Wrong Financial Decisions
Money is important in our daily lives, without it, how can we survive in our day to day lives?
Is money really the root of all evil? For me, I guess it will always depend on the person who is using it.
Money is important, we should use it wisely.
***Do not do this things below with your money***:
**Overspending**
You spend more than your capability or more than on what you are earning.
People who have credit cards are almost being tempted to use t most especially when they see an offer just like 0% interest or something like, payable within long periods of time.
**How about those who do not have credit cards, are they more advantageous on noe overspending**?
My answer is no, some people who do not own credit cards would rather choose to borrow money on their friends / relatives just to buy something which are less important.
It is okay to be in debt when it is really a necessity but if not, discipline yourself, train yourself to buy only something that is really important, needs first before wants.
* When it comes to money, if people have extra money, instead of them saving it, they now think of something on what will they purchase using that money.
**Borrowing money to pay debts (debts over debts)**
Some people tends to do this, that when the money they borrowed is already matured, whrn they still have ni capacity to pay, they tend to look again for another person whrre they can borrow just for them to pay the first person that they borrowed money from.
**Over investing**
Some people were easily being attracted on how much money will you make when you invest on it. Some just do not do first their own research when investing in to something and then the outcome is always a failure.
Investment is good but when you always lose money about that investment, then do not do it again. Make some research first
**No financial protection**
Yes, you maybe are earning much money but do you protect them? What I mean is, do you a health card / health insurance, life insurance. Because when you do not have any of those, and once you get sick, your money will be easilly be wiped out.
Talk to a financial advisor to help you manage / protect your money.
**Not saving enough even you have the capacity**
When you have a lots of money or you have extra moneys in your wallets / pockets, why not save it. Do not spend that into something that is not really important. Having savings is so important because when there will be moments that you will need money, you will no longer have to be bothered if where will you get some money.
**Too much generosity**
As the saying goes: "Teach someone on how to catch a fish, do not just keep on giving them a fish"
Everything that is too much is unhealthy. Helping someone financially is okay but if you feel that you are only the person who keeps on giving them financial assistance, that is too much, most especially when the one who asks money from you has now the capacity to earn money.
In the end, if you keep on supporting them, you will end up having no investments because you have given away your money to someone who does not know how to value it.
Always leave something for yourself, do not just give, give and give, you are not Santa Claus. Kidding aside, let's go to the next.
**Avoid being a guarantor**
Most people has weakness when someone asks them if they can be their guarantor foer them to be able to borrow money. Since that someone is maybe your friend in your workplace, you agreed. There are instances that the ending is,the person who asked you to be his / her guarantor left the responsibility of you paying their debts.
**Gambling**
Gambling is very addicting when you won, lots of money are coming along your way. But little did you know that, at first you may win and will make a lot of money out of it but in the long run, engaging into gambling will make you lose your money. It is very addicting that when you win, you just can not stop playing on it because all you want is to have that prize and when you lose, you just can not stop yourself from keep on playing because you have this "what if's" in your mind that in the next round, you will win.
I never know someone who gambles end up having lots of money, I know some people who gambles are lucky at first but in the end, they end up having nothing.
*Educate yourself on how to maximize your profit, earnings. Just do not spend, spend and spend. Your hard worked money should be spent on something that is only important. You can only spend money in your "wants" once you have enough savings and the moeny you are going to use is your extra money.
Why do some people does not engage in Investing?
First let us define if what does it mean when we say investment.
**Investment** is an asset that we own or a money that is in the bank / trading / stocks where we know that in the future, this will helps us financially in the future.
Stated below are some reasons why people do not want to invest:
**Low Income**
The money that they are earning is just enough to fulfill their daily needs, in other words, they have no extra money and sometimes their daily average salary is still not enough that they still have the need to borrow money from other people to support their daily needs.
**Debts**
Of course, if a person has debts, how can he / she invest? Most especially when a person has a lot of debts, he / she do not have the capacity to save money, everything of his / her salary will only go to the payment of his / her debts and also for his / her everyday needs.
**Needs vs. Wants**
Some people will rather choose first their wants over their needs. Their wants are more important than their needs. They buy something that is not really imporant, and just a waste of money.
**Fear of losing money / Afraid of taking risks**
Almost everyone has fears when it comes of losing money because nowadays, there are lots of scamers out there and it is really difficult to say if the investment is legit or a scam, that is why it is really difficult to trust someone most especially if money matters are involve.
In everything that we do, risk is always there, we can only avoid what we fear when we take a little extra care. Know your risk management. If you are a risk taker, you can invest in crypto currencies because we know for a fact that in crypto, the market is really very volatile. But if you are a conservative one, you can invest in stocks or you can also trade in forex. All investments has risks, and always remember that invest only what you are not afraid to lose.
**Wrong Idea about Investing**
Some people's mindset are investing is only for the rich persons because they are the only one who can really afford it but I guess, people who has problems when it comes to finances should be the first one to invest because investing can really change your life.
**Lack of patience**
There are people who really has money but what they want is an instant boom in their investment. They want a 100% or more return on investment in their investment in just a small span of time. If an investment has that kind of offer, think clearly because if it is too good to be true, there are high chances that it is a scam.
Investing is all about waiting. Just like when you plant a seed, there will be still no fruits the moment you planted it rather you will srill need to wait for it. But we have to keep in mind that once it will have fruits, it will consistently produce fruits. It really takes a lot of time.
What you plant now, you will harvest it in the right perfect timing.
**Lack of Knowledge**
Since talking about money is not really being taught in school, people are financially illetirate because in shool they will not really teach you on how to make money not unless in your college days and your course falls under business administration. People who do not know about this will not really believe about investments will make money for them.
*For those who have investments now, whether how small or big your income to this, I am pretty sure that your future self will bw thankful for you in engaging into investing.
And for those who still have no investments but is now adulting, this is the best time for you to think about when will you start investing? Educate yourself about investments.
I, myself has already have investment, I have a life insurance and at the same time I have investment there, we usually call this as VUL Investment. I started this last year, it is payable for 10 yeaes and I still have 9 years to pay for it. Aside from that, I also have a passive income and it is called "copy trading". I am earning every Mondays to Fridays since the platform is closed every Saturdays and Sundays. And right now, I am already thanking myself for investing and will surely be more grateful in the future when I am already harvesting my fruits of investments.
Plagiarism test:
I am earning without doing anything
When you encountered about this statement: ***"earning without doing anything"*** what is the first thing that comes on your mind?
Is it SCAM, or you will believe it right away?
If for us who have knowledge in trading, we may somehow believe it but before we conclude if it is legit, we will still collect informations about it.
But for those who has no idea about trading, they will think right away that it is a scam.
One example of earning while doing nothing is **COPY TRADING**, all you have to do is to deposit money in your account, set it to copy a trader who is profitable then let the magic begin. The trader will be the one who will let our money grow.
**Copy trading is one of example of a legit passive income.**
I first encountered the word copy trading from a friend of mine because he knows back then that I am still learning how to trade. Then after a couple of months, he asked me if I am now ready to copytrade?
The first time I encountered it, I really have no idea on how to do it but for the word itself, I already have an idea that it is all about copying a trader with his / her trade. I told my friend that I will learn about it first but I did not do it because I am busy with my work and have to time for it.
After months, maybe around April or May, I got this another friend of mine whom I told him that I am trading in crypto currency. He asked me what is all about it then I explained it to him in a simplest manner just by saying it is all about buying low and selling it high for a person to have profit. I even gave my binance account to him and I let him tried to trade, for him to know that it is not a scam. Because upon him hearing the word bitcoin, he told me that it was a scam but I proved him wrong. It saddens me that because of other people are collecting moneys from lots of people and telling that they will earn a profit because they will use the funds for trading in bitcoin but ended up not receiving any profit from those people who pretended to be a trader, that is why lots of people thinks that bitcoin is a scam.
Last July, he called me and asking about how my trading is doing, and told him that I stopped trading but my coins there is on hold. He asked me if I want to copytrade. I ask him if what is it all about and he explained to me clearly, I never doubted about the copytrading because I already have knowledge that copytrading do exist and is not a scam.
It is difficult to please someone to invest in this kind of platform if he / she has no idea about copytrading or simply trading. I am lucky that me who learned how to trade has so many ideas already about this.
**Copy trading is a passive income that you do not need to always check if how the market is going.**
Trading makes me sick sometimes, that is why after him explaining to me on how copytrading works, I was convinced and I made my account there right away.
The trader whom we are copying has a minimum low risk level and he always keep us updated on how was the market, though we already have each account, we can already check our profits.
In this copytrading, we copiers has only the power to have access in our accounts. Just like a bank account, we have the option to make deposit or withdrawals.
I am already two months using the app but I did not find it bad.
The moment I started copy trading, at first the trades are not profitable but then after how many days, I have already profits.
Lots of people have been copying the trader because they already know if what will next (because he will not close a trade if it is not profitable) The trader started to let people copy him this April, and as of now we are now more than 600 people copying him. The trader also received lots of awards because it is not only once that he became the top trader here in the Philippines, but for months.
We copiers are so much blessed to have the opportuntiy to copy his trades and now here we are earning without doing anything.
**A convo in our group chat:**
The platform is in the Playstore app that is why our investment is safe and the platform is already 16years long.
Instead of you putting your money in a bank that you still do not need, it is nice to get the half of it or it is up to you on how much you will pull out to transfer it on your copytrader account.
The bank will only benefit on the money that you have in your account, you also can benefit but in such a small matter. Yes the bank will pay you the interest but it is only a little compared to putting it in your copytrading account in which it has a potential to grow at 5% to 15% profit per month.
**Below are examples of accounts with their capital and corresponding profits and on how long we are now copying the trader:**
**For those who want to have this kind of passive income, feel free to comment down for you to let me know and I will guide you.**
Still thinking on what topic I am going to tackle in my next article. Topic palang, kakaloka na. Hehe
Compatibility in Relationships
How to know if the one we are with right now is right for us?
Is compability based on differences or with the similarities you have for each other?
Some would say that opposite do attracts just like the batteries, the positive and negative attracts while if it is on the sames poles, they repel.
But how about with us humans?, is it really true that a person falls for someone who is completely the opposite of him / her?
With my opinion, it may always depend on the person, we have different kinds of personalities and so with our preferences when it comes to the person we will fall in love with.
We can not teach our heart on who to fall in love with, because it just happens. We have no control of falling in love with someone we never thought we'd never fall in love with. Love is something that we can not control. Sometimes we even fall inlove at someone unexpectedly and sometimes it is late for us to realize that we fell in love with that someone.
No matter how similar or different we are with the person we are with now, that does not matter. What matters most in the relationship is on how well we understand each other. We need to accept the person completely. Love your similarities but respect the differences that you have.
Respect is very important in the relationship, you can not completely say that you love someone if you do not respect them. Respect always come along with love.
With my opinion again, before you can say that you love someone, ask yourself first if you accept everything in that person. Because love is being open, we need to accept first their flaws because before we can also say that you love someone, you should be able to accept them as a whole, embrace their flaws (no one is perfect, everyone have their own flaws)
Before you can finally say that you love someone, you should not know really the reason if why you love them, because when you can point out the things why you love that someone then I can say that you are not really in love with that person, instead you only like them. Love has no reason, in my opinion but if we have different opinion, you can freely explain your opinion there.
Again, back to the topic. You can say that you are compatible with the person you are with when both of you can easily connect with each other, no matter how many similarities you both possess or how opposite the both of you if you can not connect with them or you can not go along with what they want to do then you are not compatible.
As you can observe, all I want to point out in my article is all about acceptance because in everything that is happening in our life, there are things we really can not change and the last thing we can do is to accept it. If you can not accept things, then that will only mean that we do no like it. If you can not accept the "not so good things" that your partner possess then you do not love her, you only like her with the good things that she / he have then you only like her, it is not called love and somewhere along the relationship, there is no guarantee that you can be together for a long time but if you both accept your flaws, then there is a great chance that forever is waving for the both you.
Father's Day
Every third sunday of the month of June is the day of all the fathers out here.
A father is a provider. He is usually the one who supports the financial needs of the family. So, it is understandable that a father is not always at home to take care of his children rather his time is almost spent in work. He sacrifices a lot, no matter how easy or difficult his work is, he does it because he loves his family that much. A father would give up everything just to give the needs of his family. He always think about his family first before himself. The happiness of his family is also his happiness. For him, family is everything. A father is not that very vocal to show his love for his family but we can see / feel it in the way on how he gives us what we need.
A father's love is eternal. A father will always have a place in his child's heart and mind. His family will always be his priority.
Not because father's day is celebrated only once a year, should not mean that we, children, will only show our appreciation / love for our father. Every single day, we should always tell or better show them how much they mean to us. Some people are not that very vocal on saying, "I LOVE YOU" to their parents, and if you are one of them who are shy to say those words, why not just show it to them? Just by simply helping in the household chores will be enough to show them. If you are student, then show it by studying well, excell in your class because your parents are the one who sent you to school, it is okay if you do not have high grades, or if you are not one of the top students in the class but just by doing your best is enough and your parents will surely be proud of you. And if you already done with your studies, those who are now employed, then why not give your parents some money n exchange for the things they have done for you. No, you are not required to do so, but why not give them just for once in a while, remember that you are not where you are today if it is not because of them. Lucky are those people who do not require their parents to give them financial support, well, we (children), we are not responsible for our parents, parents are the one who are responsible for us because, we didn't plan it ourself to be in this world but our parents are. But we should always be greatful for the gift of life that we have right now. Love your father (and mother) as longas they are still with us. Never fail to show them how much we love them.
Not everyone is lucky enough to have their father beside them as they grow. Some died at an early age. Some just chose to leave their family for another one. Some just totally do not want to support their child. That's why their are lots of mothers out there who are also a mother and at the same time a father. It is difficult to raise children alone, so salute also to the single moms out there, happy father's day also to you.
And to the fathers out there who chose to stick with their family and supported his child since day one, I am proud of you.
I am also proud with my father, I am blessed to have him. A father who is very thoughtful and will always want the best for me and my siblings. He sacriced a lot for us and I know that all his hardworks have been payed off because we are now done with our studies and we can already stand on our own and can already help in the finances if we needed to.
May we, children, will make our father /daddy happy on this special day of them. Surprise them, give them gifts are appreciation of what have they done for you or celebrate just by preparing foods and eat together as whole family. As the saying goes, "A family that eats together, stays together." Because I know, there are families out there who are not always together, some needs to be aways because of a lot of circumstances just like because of work. Or if you can not make it, just by simply greeting your father "a happy father's day" will already mean to them, it will make them happy with that simple greetings that you will do. And why not add also the words, "THANK YOU", that will be enough.
Always show your love to your father (and also your mother ) not only on this day, but always.
My Simple Way of Spreading the Awareness of Bitcoin Cash
There are a lot of people who does not know about what cryptocurrencies are in general. I, myself, also do not know about this not until I come to know noise.cash. (I have come to know first noise.cash and through noise.cash, there I have come to know read.cash)
Upon knowing noise.cash, I was curious about if what is something about bitcoin cash that this platform have come up to a decision that they will be giving away bitcoin cash to users in exchange of engaging into this platform. There I began to make my research if what is bitcoin cash, and gained some knowledge about cryptocurrencies. After having my research, there I began to appreciate bitcoin cash (we, members here, all know how incredible bitcoin cash is)
*Let me tell you a bit of history the moment I have joined noise.cash and this is quite connected on how did I spread the awareness of bitcoin cash.*
My first day in noise.cash, I still remember that I joined the platform last January 1 of this year, there, I am happy to make some friends with the other users and having earnings in the form of bitcoin cash at the same time. It even come to a point that I am no longer active in other social medias because from the moment I wake up, the first thing I will do is to grab my phone and open right away my account in noise.cash and began interacting with other people.
From the moment I had my earnings, the first thing that came up to my mind is to tell about this platform to my friends whom I want to help, for them to have some other source of income.
In my simple act of telling them about this platform is surely spreading if what is bitcoin cash is, or to simply telling that Bitcoin Cash is existing in our world. At first, they were hesitant in making their accounts but when I gave them my proof of earnings, there they become interested in this platform. Those friend of mine, started to make their account, I guide them on making their accounts, instructed them if what is all about this platforms and what are the do's and don'ts in the platform. I was happy that time that they finally believed in me and believed in the power of bitcoin cash.
My friends started posting in noise.cash and began to start earning. They were happy to tell me that this platform is really helpful because it really gives a big help in terms of finances. Yes, let's admit it, most of the people who are here are after the income since during this pandemic, earning money is never that easy since a lot of people have lost their job. In every earnings that they have, I am happy. I do not regret telling this platform to them, I never get jealous whether they are earning more compared to mine because I know that this platform was intended for helping each other.
When I already earned some, I started doing my own research about the crypto trading world and when I know that I can already start trading, I started opening an account in a well known trading platform and began my trading. I also told my friends that I started trading and there, my friends became interested in the crypto world also, some of them started opening an account in some trading platforms, some were just happy collecting bitcoin cash in their wallets.
My friends, well, there are a lot of them whom I told about this platforms, and those friend of mine also spread this to some of their closed friends and I am pretty sure that those closed friend of them also spread it to others and so on. So the spreading of the awareness of bitcoin cash became a domino affect. That because of me, a lot of people have come to know about bitcoin cash.
Everyone has the capacity to spread the awareness of bitcoin cash in our own little way. And in my way, just by simply telling about these two platforms (read.cash and noise.cash), I already spread the awareness of bitcoin cash.
Since this platform has the project of spreading the awareness of bitcoin cash, may I challenge those people who are in this platform to simply tell someone or anyone you want if how incredible bitcoin cash is and why not invite them to make also their account in noise.cash and read.cash to appreciate more bitcoin cash.
I am thankful for the persons who are behind this platform, you really have a good heart. Also to sir @MarcDeMesel who is the major sponsor here, you are doing great. Let's all tell to others if what is all about bitcoin cash until it will be known by every individual here in the world.
I am also challenging myself to have atleast 1bitcoincash at the end of the year, hoping that I can achieve that. Let this be our aim, and for those who already have their 1bch, you will be my inspiration in achieving mine.
Crypto currency is the future, bitcoin cash for the win.
@nalyn
