Top 14 Crypto Credit And Debit Cards

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1 year ago
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    Singapore, the United States, Canada, countries in the Asia Pacific and European Union (the website does not specify exact countries, so you have to stake $CRO and try or die :P )

  • CASHBACK (%)
    Up to 8% if staking’s native token, $CRO

    Normal card transaction fees


  • The crypto card can be used to make purchases on Netflix, Spotify, Expedia, Lounge, Expedia, Airbnb, and Prime

  • Allow up to $1,000 in free ATM withdrawals, depending on the card

  • Earn 1% to 8% cashback on purchases with the card, as well as 1% to 8% reward on staking CRO —’s platform token with the card

  • Up to 5 different card designs are allowed, each with a different CRO staking reward and maximum withdrawals

  • The staking requirements for each of these card tiers range from $0 to $400,000

  • There are no monthly or annual fees for CRO holders

  • There is also a mobile app available

2. Coinbase Visa Card

    Austria, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the UK

  • CASHBACK (%)
    4% back in crypto rewards

    £4.95/€4,95 issuance or replacement cost, 2.49% of a transaction to convert crypto to fiat


  • There are no yearly, sign-up, or monthly fees

  • All bitcoin is automatically converted to USD, allowing purchases at businesses and cash withdrawals at Visa-branded ATMs

  • To secure crypto, you can get instant card freezing, world-class security with 2-step verification, and PIN protection or contactless withdrawals

  • There is a mobile app available

  • The app provides transaction receipts, spending summaries, and real-time transaction notifications

  • Spending with the card earns you 4% back in cryptocurrency rewards

3. Binance

    Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden

  • CASHBACK (%)
    Up to 8% cashback on your purchases

    no fees


  • When you use your Binance Card, you can convert your bitcoin to EUR currency in real-time

  • EUR can be instantly spent from your Funding Wallet

4. eToro Money Card

  • CASHBACK (%)
    During the month of December, eToro Money is offering 3% cashback on all purchases made with the eToro Money card

    No monthly fees


  • The eToro Money card works in the same way as a Visa debit card, allowing you to spend your cryptocurrency holdings anywhere Visa is accepted

  • The eToro Money card has no setup fees or monthly fees, and you may use it anywhere in the world with incredibly competitive exchange rates

  • Those with up to $25,000 in realized equity can make up to £650 ($849) in fee-free withdrawals each month, while users with more than $25,000 can make up to £1,000 ($1,306) in fee-free withdrawals per month

5. Nexo

  • CASHBACK (%)
    2% cashbacks on purchases with the card

    There are no monthly/annual fees, no application fees


  • Earn 2% cashback on purchases and spending when you use the card

  • Has an iOS and Android mobile app that allows you to control the card, such as freezing transactions and setting transaction notifications

  • If necessary, change the pin and ATM

  • To apply for a loan, you must first create an account, complete KYC, and deposit cryptocurrency into your wallet

  • You’ve already met the requirements

  • The interest on a loan can be paid in crypto or fiat currency

  • Accepted worldwide MasterCard is accepted in more than 40 million businesses and ATMs throughout the world

  • Create virtual cards to make online card usage safer

6. SoFi Credit Card

  • CASHBACK (%)
    earn 2% cashback on purchases with the card

    It has no annual fees and no foreign transaction fees. Charge $10 or 5% of each balance transfer and $10 or 5% of each cash advance. Late payment penalties and returned payment fee — Up to $39.


  • Earn 2 points for every $1 you spend, and you can redeem each point for a penny by depositing it into your SoFi account

  • That is, you can put them into SoFi Money, SoFi Invest, or pay off SoFi Student Loan Refinances or Personal Loans with them

  • If you open a SoFi Money or Invest account and get approved for a SoFi credit card, you will receive $100

  • When you pay the minimum owing 12 months in a row on time, your APR will be lowered by 1%

  • Purchases have an annual percentage rate (APR) ranging from 12.99 percent to 24.99 percent, depending on your creditworthiness Balance transfers have an APR ranging from 12.99 percent to 24.99 percent

  • Cash advances have an APR of 26.99 percent

7.TenX Visa Card

    One-time fee costs, EUR 15 for users in the EU/EEA and USD 15 for users in APAC
    Charge $3.25 or 3 EUR per withdrawal, depending
    on location


  • Visa’s 3-D Secure helps to avoid fraud

  • Real-time in-app notification, card locking and unlocking, and two-factor authentication to protect the card from fraud

  • Supports only four cryptos, is not available in the United States, is only available in three countries, has no incentive program, and the company is facing solvency concerns in 2020

  • Only crypto can be used to fund it

  • On the smartphone app, you may track your costs in real-time

  • Produce monthly reports and budget for expenses

8. Swipe Visa card

  • CASHBACK (%)
    You get 1% cashback paid in Bitcoins
    Sky offers 2% cash backs and is a must to stake 300 SXP
    With the Steel option, you get 4% cash backs and must stake 30,000 SXP to get the card

    Steel and Slate users do not pay foreign transaction fees, others do, $25-$50 to get cards in addition to staking costs
    You must stake the platform tokens to get some card tiers
    2% foreign transaction exchange fees apply


  • Users can pay for goods and services with the card thanks to integrations with Apple Pay, Samsung Pay, and Google Pay

  • Get a 1% to 5% cashback

  • On selected purchases, you can save anywhere from 10% to 100%

  • There is no option to load with fiat currency

  • Supports seven cryptocurrencies that can be placed onto the card and used to make purchases

  • The lock-up period is 6 months when you invest tokens to receive the cards

9. Gemini Crypto Credit Card

  • CASHBACK (%)
    You get up to 3% cashback on dining purchases, 2% on groceries, and 1% on other purchases

    There are no fees to exchange and no cost for acquiring the card. No annual fee.


  • The card comes with an iOS and Android app that can be used to manage it

  • Can rapidly freeze the card via the app, track expenses, and so on

  • After acceptance, in-app access to your credit card details and Apple Pay or Google Pay

  • Residents of all 50 states in the United States can now apply to be added to the queue

  • To apply, you do not need to be a Gemini user, but you will need a Gemini crypto exchange account to deposit the incentives

  • Metal cards are available in black, silver, and rose gold



  • Belgium

  • Bulgaria

  • Croatia

  • Cyprus

  • Czech Republic

  • Denmark

  • Finland

  • France

  • Germany

  • Greece

  • Hungary

  • Iceland

  • Ireland

  • Italy

  • Latvia

  • Liechtenstein

  • Lithuania

  • Luxembourg

  • Malta

  • Monaco

  • Netherlands

  • Poland

  • Portugal

  • Romania

  • Slovakia

  • Slovenia

  • Spain

  • Sweden

  • United Kingdom

  • CASHBACK (%)
    Plutus rewards are given to cardholders in denominations of Pluton tokens ($PLU)
    Users earn 3% cashback rewards on all purchases made with the Plutus Visa card

    €9.99 or monthly membership fee, depending on plan


  • UK Sort Code/Account or European IBAN
    Plutus is available in the United Kingdom and the European Economic Area. Users will obtain either a UK Sort Code and Account Number (GBP) or a European IBAN when they register an account (EUR)

  • Non-Custodial Wallet
    Plutus allows users to link their personal cryptocurrency wallets (such as MetaMask and others) to their conventional bank account and debit card while keeping control of the private keys. Plutus has no access to the crypto, which means that even if Plutus is hacked, corrupted, or goes down, the users’ crypto assets are safe and available outside of the app

  • Decentralised Exchange (DEX)
    Plutus has created a proprietary decentralized exchange into the app that allows you to switch between crypto and fiat currencies. Because the majority of DEXs on the market are crypto-crypto, this is a unique feature

  • DeFi Card
    Plutus has made it simple for people to buy things with their bitcoins. Users can load their debit card with a balance converted from cryptocurrencies and spend it at over 60 million merchants worldwide, including online and in-store, by attaching a decentralized exchange to a debit card

  • Rewards
    When a user uses their Plutus Card to make a purchase, they will receive up to 3% of the purchase price in Pluton ($PLU), the world’s first decentralized loyalty token. PLU works in a similar fashion to regular loyalty points, but with a slew of additional perks

11. fold App

  • CASHBACK (%)
    average cashback is around 3% per purchase with the Premium Fold Card


  • Shop Anywhere

  • Earn Sats

  • Instant Payouts

  • Compound Rewards

  • Flexible Payments

  • Incognito Mode

  • No KYC Required

12.Celsius credit card

    New Jersey, London, Tel Aviv, Cyprus, and Serbia

  • CASHBACK (%)
    The cashback functionality will likely be between 1–3% cash back in the form of crypto of your choice

    One of the things that make Celsius great for beginners is that it offers many “no-fee” services

13. BlockFi Bitcoin Rewards Credit Card

  • CASHBACK (%)
    1.5% cashback in Bitcoin purchases
    Additional 3.5% on purchases for 6 months after application

    There is no annual fee, no foreign transaction fees, and no fees to use the card.


  • You get 1.5 percent reward in Bitcoin on all purchases

  • They give a signup bonus of $250 in Bitcoin if you spend $3,000 in the first three months

  • In the first 4 to 6 months after receiving the card, you can earn up to 3.5 percent in bonus rewards

  • You can obtain the 3.5 percent Bitcoin rewards rate for the first 90 days after you’ve been approved for the card

  • Furthermore, if you spend more than $50,000 each year, you can get 2% back in Bitcoin for every dollar you spend

  • Monthly incentives will be credited to your BlockFi account

  • It is possible to get extra interest by referring friends

  • For every client you suggest, you’ll get $30 in bitcoin

  • Allows you to pay bills, buy crypto, and withdraw it in fiat at any VISA shop, outlet, or ATM

  • There are no credit checks for qualification purposes

14. Wirex Visa Card

  • CASHBACK (%)
    2% cashbacks on purchases with the card

    It costs nothing. There are no exchange fees when converting crypto to fiat. Requires no maintenance charges. Card delivery is SGD 5–25, 1% top up with a crypto account, free to top up with an external credit or debit card
    Withdrawing at ATM is free up to 400 SGD per month, charged 2% thereafter. Crypto transfer out, USD 10k per transaction and up to $50,0000 per day


  • On purchases made with the card, you’ll get 2% cashback

  • WXT is the platform’s native token, which may be converted to any cryptocurrency

  • Allow for daily ATM withdrawals of up to SG$1400 and debit/credit card top-ups of up to $2500

  • Provides in-app notifications

  • Transactional history can be tracked with this app

  • Currently, 36 cryptocurrencies and over 150 national currencies are supported

  • You can save up to 3% on international transactions by changing crypto to local cash right away at merchant outlets and ATMs.10 USD in WXT for referring a friend


None of these articles constitutes financial advice. Articles are highly summarised to make it easy for the reader and save your time, so please DYOR further before putting your hard-earned money into any product mentioned.
Please note that the tech industry evolves rapidly and the info in this article is correct at the time of publishing. As Heraclitus said, “Change is the only constant”, so if anything sounds old or off please holler on the socials or comment here so everyone stays peeled.
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Avatar for magnolius
1 year ago