Health insurance

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Avatar for khalid4567
2 years ago

Medical insurance is of great importance among the members of society, as it is an agreement between two parties. The first party shall bear the costs of treatment expenses provided to the second party, whether an individual or a group, in return for a certain amount to be paid in the form of installments, which leads to alleviating the burdens on the insured.

The world's first insurance policy was issued in Germany in 1988, and it is dealt with in different countries with specific regulations. As for the Arab world, a medical insurance policy was issued in 1957 and another document in the same year.

Although traditional community health insurance systems are one of the ways in which community initiatives are established, they are unlikely to represent a significant source of cash or coverage. Financial protection schemes based on mandatory or automatic coverage, funded from general government revenue and subsidize those unable to pay, have been demonstrated to help fulfill UHC goals more effectively than voluntary plans supported through payments. Some countries with traditional community health insurance systems have taken action and transformed them to a national system.

Governments in nations with well-established and small-scale community health insurance systems can benefit from better local governance and popular acceptance of prepaid insurance contributions. Combining existing systems into a single aggregate national system with central branches or tightly related systems that extend beyond the community level is one approach. Then click, arrange, and link the activities you're working on to the office. It improves quality while maintaining the highest levels of redistribution capability and financial security.

Instead of diverting resources and efforts to create CHII systems as a temporary solution with only limited progress toward universal health coverage in countries where the government is not involved in creating CBHI systems, governments can focus from the start on creating a national system geared toward inclusion and envisioning covering the entire population, rather than diverting resources and efforts to create CHII systems as a temporary solution with only limited progress toward universal health coverage.

1. Social health insurance

Medicare contributions to the Social Health Insurance Fund are pooled or funds from workers, the self-employed, businesses and the government. How can this money not cover the financing system unless everyone pays what they owe.

Accordingly, most of these insurance systems resort to various sources of financing, and the government is responsible for paying the contributions of people who are unable to pay them.

There is a category of individuals in some countries who benefit from general tax coverage, while the second category has to pay social health insurance premiums.

2. Health care

Health system legislation in some countries guarantees the right to medical care for all, while some countries are experiencing changes in the health insurance system. However, the change aims to develop health care services within the framework of treaties and agreements that include those countries, with public health insurance covering about 63 percent. Also, there are some wealthy people who can choose private insurance, and we should not forget that there is a law that supports the patient's right to health care.


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Avatar for khalid4567
2 years ago

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