The crypto market has continually been available to everyone, however entry has not continually translated into a real investment, DeFi 2.0 could modify this story.
Según Wikipedia:
Decentralized finance is a form of financing based on blockchain technology, which is not dependent on central financial intermediaries.
In 2021, we experienced a boom in DeFi, with Aave and Compound exploiting both the exponential rise in the value of their tokens and in trading volume. However, with the problems related to the liquidity of the funds for entrepreneurs, some difficulties arose that led to the launch of DeFi 2.0, through platforms such as OlympusDAO and Abracadabra.
However, we have the possibility to simplify a form of finance that allows project financing by anyone, be it institutional or retail.
Defi
This means that the purpose is to make investors stay longer on the platform, ensuring that the plan has the necessary funds to continue operating even after the end of the initial fundraiser (which pays a higher premium).
DeFi no es suficiente para los inversores clásicos
DeFi was created to provide financing to anyone, from a high-income New Yorker to an income resident of small companies around the globe.
Although the industry is still new, the jargon and even the reduced customer experience make things difficult for individuals who are not proficient in English or have no prior experience with technology.
Generally, DeFi as we know them tends to lose a lot of efficiency for classic investors thanks to the complexity of finding the ideal information that gives confidence and stability to invest with some peace and stability.
If you are not familiar with cryptocurrencies, raising through DeFi could be a nightmare, from the experience of creating the plan to the high possibility that all funds will be withdrawn by investors within a month of starting staking.
How can DeFi 2.0 popularize investing?
With the increase of the DeFi 2.0 criterion, plus a whole new way of trying with different types of investors.
Since the change in the design of liquidity mining, which is the fundamental beginning of this new stage of decentralized finance, capital management is going to be much easier for both parties (investors and entrepreneurs).
Ethereum
Until Ethereum solves its scalability problem or another network comes up with such force, fees will remain high, making smaller transactions unviable. Fortunately there are different possibilities of blockchain today, with a growing popularization of several of them, which are positioned as alternatives.
¿Funcionan las alternativas centralizadas a la financiación?
For example, unfortunately there are still many scams, which mainly involve people who are unaware of the cryptocurrency market and do not know exactly where to find information and safe projects. However, many exchange platforms invest their own resources in the financing of certain projects, and allow the client to participate and receive the token of that plan as a reward for their investment, as is the situation with OKEx Jumpstart.
In my criticism, centralized institutions have to continue to do work to make cryptocurrencies more and more available.
In the end, if you are a beginner and still don't have a huge understanding of blockchain technology or DeFi structured operations, centralized finance has a chance to be a starting point until we have a better structured DeFi 2.0.
To what extent do the DeFi have the possibility of growing the area?
According to DeFi Pulse, the record for Total Cost Locked (TVL) on DeFi has been $ 113.652 billion on November 8, 2021.
The DeFi chronicle is still in its infancy, taking its first steps, and what comes later is likely to be the biggest change in the existing history of classical finance.
DeFi 2.0 will be the new chapter in the revolution that will return investment control to the individual, ending the exploitative and exclusive side of traditional finance.
